Life Needs Solutions Riders Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider
UIN: 110A027V01

Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider

Product Overview

Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider

With every passing day, life’s unpredictability increases and so do our worries. In these uncertain times, accidents may happen that can prove fatal by causing disability or result into untimely death. This in return, affects the family’s financial well-being. Such emergencies require lump sum financial assistance to overcome the trauma.

Presenting, Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider is an optional unit deducting rider - a convenient solution that helps fill the financial gap for your family in case of an unfortunate death or dismemberment.

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This rider ensures protection of your family by paying your nominee an amount equal to the rider sum assured in case of an accidental death. In case of severe dismemberment like loss of limbs or bodily functions or severe burns due to an accident, it will pay a percentage of the rider sum assured as per the ADDL benefit chart mentioned in the brochure. The benefits will be doubled in case of certain accidental death or dismemberments.

Waiver of Premium (linked) rider is available with Tata AIA Life Insurance Fortune Pro, Tata AIA Life Insurance Wealth Pro, Tata AIA Life Insurance Wealth Maxima & Tata AIA Life Insurance Fortune Maxima.

Premiums paid under this rider are eligible for tax benefits under Section 80D. For a detailed list of exclusions/conditions, please refer the rider brochure.

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  • Insurance is the subject matter of the solicitation
  • This rider is underwritten by Tata AIA Life Insurance Company Ltd. This rider is not a guaranteed Issuance rider and it will be subject to Company's underwriting and acceptance.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
  • "Service tax and TDS" are applicable as per governing laws. Tata AIA Life Insurance Company Limited reserves the right to recover/ deduct from the policyholder, any levies and duties (including service tax and TDS), as imposed by the government from time to time.
  • For disclaimers related to unit link products, kindly refer the unit linked product page


IRDA of India clarifies to public that

  • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

(For any information including cancellation, claims and complaints, please contact our Insurance advisor or visit Tata AIA Life’s nearest branch office or call 1-800-267-9966 (toll free) and 1-860-266-9966 wherein local charges would apply) or write to us at Visit us at: or SMS 'LIFE’ to 58888

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No. 110), CIN No. U66010MH2000PLC128403 Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai - 400013


Survival payouts of upto 130% of Sum assured1 at regular intervals throughout the term

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