Life Needs Solutions Riders Tata AIA Life Insurance Waiver of Premium (Linked) Rider
UIN: 110A026V01

Tata AIA Life Insurance Waiver of Premium (Linked) Rider

Product Overview

Tata AIA Life Insurance Waiver of Premium (Linked) Rider

(This rider is designed for the Life Assured of the base plan. The Life Assured and Proposer have to be the same person)

A disability can cause serious financial strain on a family. Given all the new unexpected expenses, paying life insurance premiums might become a struggle. At times, the inability to pay life insurance premiums each month would result in cancellation of your coverage.

Presenting, Tata AIA Life Insurance Waiver of Premium (Linked) Rider which ensures your insurance benefits continue, if you are unable to pay the premiums in the event of Total and Permanent Disability.

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This is a linked unit deducting rider, with rider coverage term equal to the premium paying term (PPT) of the base plan. If the Insured becomes Totally and Permanently Disabled due to accident or sickness and hence unable to pay premium; then we will waive all the future premiums of the base plan and deduction of Waiver Of Premium (Linked) Rider charges will cease throughout the rest of the premium paying term of the base plan or till the Insured attains age of 65 whichever is earlier

This rider can be attached to individual linked products of the company.

Waiver of Premium (linked) rider is available with Tata AIA Life Insurance Fortune Pro, Tata AIA Life Insurance Wealth Pro, Tata AIA Life Insurance Wealth Maxima & Tata AIA Life Insurance Fortune Maxima.

Premiums paid under this rider are eligible for tax benefits under Section 80D. For a detailed list of exclusions/conditions, please refer the rider brochure.

Premium Calulator

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  • Insurance is the subject matter of the solicitation
  • This rider is underwritten by Tata AIA Life Insurance Company Ltd. This rider is not a guaranteed Issuance rider and it will be subject to Company‚Äôs underwriting and acceptance
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
  • Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider(s), please contact Tata AIA Life's insurance advisor/ branch
  • For disclaimers related to unit link products, kindly refer the unit linked product page


IRDA of India clarifies to public that

  • IRDA of India or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums.
  • IRDA of India does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.


Survival payouts of upto 130% of Sum assured1 at regular intervals throughout the term

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