Tata AIA Life Insurance

Sampoorna Raksha Supreme

A Non-Linked, Non-Participating Individual Life Insurance Plan (UIN:110N160V04)

Insure in India &
Protect your loved ones even when miles away

7% digital discount&

on 1st year premium

30% Annual discount

on rider premium++ up to

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Get 105% Return on premium~

Group-970

Individual Death Claim Settlement Ration^

Group-980

Tax benefits up to
₹46,800*

Life Insurance Plans in India are much more affordable than international plans. NRI can purchase policy when in India

Premium calculator

OTP will be sent to this number
+91

9876543210

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Tata AIA Life Insurance Sampoorna Raksha Supreme - a non-linked, non-participating, individual life insurance plan (UIN: 110N160V04).

Tata AIA SRS Vitality Protect - A term solution which includes Tata AIA Life Insurance Sampoorna Raksha Supreme, a non-linked, non-participating, individual life insurance plan (UIN: 110N160V04) and Tata AIA Vitality Protect, a non-linked, non-participating, individual health rider (UIN: 110B046V02). Tata AIA Life Insurance Sampoorna Raksha Supreme is also available for sale individually.

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Can NRIs Purchase Life Insurance Policies in India?

NRIs can purchase life insurance policies from anywhere. Here are the details:

While in India
Life insurance policy can be purchased in India easily through quick, digital process. 

When outside India
NRI can purchase Life Insurance policy online from Tata AIA website

Features of Life Insurance for NRIs

All eligible NRIs, OCIs/PIOs, and Foreign Nationals can purchase NRI insurance policies in India.
We offer the following features for the long term.

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Coverage


We provide the required life insurance coverage based on the chosen policy term and the affordable premium cost. This covers them worldwide.

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Flexibility


The policyholders can also avail themselves of the flexible features provided in India's NRI life insurance policies. For example, they can choose to pay the premium for a limited term while enjoying the benefits through the entire policy term, opting to include the add-on rider benefits, etc.,

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High Claim Settlement Ratio


Tata AIA Life Insurance registered an Individual Death Claim Settlement Ratio of 99.01% during FY2022-23

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Different premium payment methods


The NRIs can purchase a life insurance plan in India based on simple steps such as providing the required documents, choosing a comfortable premium payment method, etc.

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High Claim Settlement Ratio


Tata AIA Life Insurance registered an Individual Death Claim Settlement Ratio of 99.01% during FY2022-23

Benefits for NRIs Purchasing Life Insurance In India

Purchasing life insurance plans in India is considered beneficial for the NRIs based on the following

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Affordable premium rates


Compared to many countries offering life insurance plans, the premium rates of NRI term insurance policies are highly affordable

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Hassle-free procedures


The NRIs can purchase a life insurance plan in India based on simple steps such as providing the required documents, choosing a comfortable premium payment method, etc.

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High Claim Settlement Ratio


Tata AIA Life Insurance registered an Individual Death Claim Settlement Ratio of 99.01% during FY2022-23

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High Claim Settlement Ratio


Tata AIA Life Insurance registered an Individual Death Claim Settlement Ratio of 99.01% during FY2022-23

One Term Plan. Multiple Benefits.

What makes Tata AIA’s Term Insurance Plan Unique?

We offer customised solutions that enables you to protect the smiles of your loved ones.

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Whole Life Coverage

Up to 100 years of age for your family's guaranteed life-long financial security

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Free Online Medical Consultation

Up to 100 years of age for your family's guaranteed life-long financial security

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105% premium back

With Life Plus option

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Add-on security (Riders)

40+ critical illness cover. Hospitalization benefit. Accidental death, Accidental Total & Permanent Disability Cover.

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Tax savings up to ₹46,800*

As per the applicable Income Tax laws

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Boost life cover

At important milestones such as home loan disbursal, marriage or child birth

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Pay as per convenience

Monthly / Quarterly / Half-yearly / Annually / Lumpsum

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Inbuilt privileges

Special premium for females terminal illness benefit

Why Select Tata AIA Life Insurance Policy?

We combine Tata Group’s unrivalled brand strength and leadership position in India, and AIA’s expertise and presence in 18 markets across the Asia-Pacific region. As pre-eminent protection providers, we offer customized solutions that enable consumers to protect the smiles of their loved ones family members.

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77 Lakh+

Families protected so far7

4Crore
₹ 4,00,000 Crore+

Retail Sum Assured8

81crore
81,000+ Crores

Assets Under Management (AUM)9

90percentage
99.01%

Individual Death Claim Settlement Ratio for FY21-226

Branches
400+ Branches

Presence across major cities in India

hours
4 Hours

Express Claim Settlement10

10T&C apply

Sample Illustration$$

Additional coverage that can be added to your insurance policy

Life Option

Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

Age Annual Premium Monthly Premium
Male Female Male Female
20 years ₹ 7,300 ₹ 6,200 ₹ 645 ₹ 547
25 years ₹ 8,100 ₹ 6,900 ₹ 715 ₹ 609
30 years ₹ 9,400 ₹ 8,000 ₹ 830 ₹ 706
35 years ₹ 11,900 ₹ 10,100 ₹ 1,051 ₹ 892
40 years ₹ 16,800 ₹ 14,300 ₹ 1,483 ₹ 1,263
45 years ₹ 25,400 ₹ 21,600  ₹ 2,243 ₹ 1,907

Life Plus Option

Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 40 years, Regular Pay under Life Plus Option.

Age Annual Premium Monthly Premium
Male Female Male Female
20 years ₹ 11,900 ₹ 10,100 ₹ 1,051 ₹ 892
25 years ₹ 12,000 ₹ 10,200 ₹ 1,060 ₹ 901
30 years ₹ 15,900 ₹ 13,500 ₹ 1,404 ₹ 1,192
35 years ₹ 22,600 ₹ 19,200 ₹ 1,996 ₹ 1,695
40 years ₹ 31,800 ₹ 27,000 ₹ 2,808 ₹ 2,384
45 years ₹ 52,100 ₹ 44,300 ₹ 4,600 ₹ 3,912
Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 40 years, Regular Pay under Life Plus Option.
Age Annual Premium Monthly Premium
Male Female Male Female
20 years ₹ 11,900 ₹ 10,100 ₹ 1,051 ₹ 892
25 years ₹ 12,000 ₹ 10,200 ₹ 1,060 ₹ 901
30 years ₹ 15,900 ₹ 13,500 ₹ 1,404 ₹ 1,192
35 years ₹ 22,600 ₹ 19,200 ₹ 1,996 ₹ 1,695
40 years ₹ 31,800 ₹ 27,000 ₹ 2,808 ₹ 2,384
45 years ₹ 52,100 ₹ 44,300 ₹ 4,600 ₹ 3,912
Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 40 years, Regular Pay under Life Plus Option.
Age Annual Premium Monthly Premium
Male Female Male Female
20 years ₹ 11,900 ₹ 10,100 ₹ 1,051 ₹ 892
25 years ₹ 12,000 ₹ 10,200 ₹ 1,060 ₹ 901
30 years ₹ 15,900 ₹ 13,500 ₹ 1,404 ₹ 1,192
35 years ₹ 22,600 ₹ 19,200 ₹ 1,996 ₹ 1,695
40 years ₹ 31,800 ₹ 27,000 ₹ 2,808 ₹ 2,384
45 years ₹ 52,100 ₹ 44,300 ₹ 4,600 ₹ 3,912

 

Discover a premium that perfectly aligns with your current income and future goals using our term insurance calculator.
  • All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.”

Frequently Asked Questions (FAQs)

What is a term life insurance plan?

Term Life Insurance is a pure protection life cover product. In term insurance, the policyholder pays a specified sum as a premium to the life insurance company, and in return, the company provides life cover to the insured. On any unfortunate event such as death of the life assured, the pre-specified sum assured (also known as the death benefit) is paid out to the appointed nominee.

Term Insurance plans are affordable, and the premium amount is less if you buy at a younger age. Term insurance plans are a must-have for anyone who is a breadwinner for their family and has loved one’s dependent on their income.

Why should I buy a term insurance plan?

Term Life Insurance is a pure protection life cover product. In term insurance, the policyholder pays a specified sum as a premium to the life insurance company, and in return, the company provides life cover to the insured. On any unfortunate event such as death of the life assured, the pre-specified sum assured (also known as the death benefit) is paid out to the appointed nominee.
Term Insurance plans are affordable, and the premium amount is less if you buy at a younger age. Term insurance plans are a must-have for anyone who is a breadwinner for their family and has loved one’s dependent on their income.

Does term insurance only provide a pure life cover?

Term Life Insurance is a pure protection life cover product. In term insurance, the policyholder pays a specified sum as a premium to the life insurance company, and in return, the company provides life cover to the insured. On any unfortunate event such as death of the life assured, the pre-specified sum assured (also known as the death benefit) is paid out to the appointed nominee.
Term Insurance plans are affordable, and the premium amount is less if you buy at a younger age. Term insurance plans are a must-have for anyone who is a breadwinner for their family and has loved one’s dependent on their income.

Is buying a term policy online safe?

Term Life Insurance is a pure protection life cover product. In term insurance, the policyholder pays a specified sum as a premium to the life insurance company, and in return, the company provides life cover to the insured. On any unfortunate event such as death of the life assured, the pre-specified sum assured (also known as the death benefit) is paid out to the appointed nominee.
Term Insurance plans are affordable, and the premium amount is less if you buy at a younger age. Term insurance plans are a must-have for anyone who is a breadwinner for their family and has loved one’s dependent on their income.

Disclaimer

Term Life Insurance is a pure protection life cover product. In term insurance, the policyholder pays a specified sum as a premium to the life insurance company, and in return, the company provides life cover to the insured. On any unfortunate event such as death of the life assured, the pre-specified sum assured (also known as the death benefit) is paid out to the appointed nominee.

Term Insurance plans are affordable, and the premium amount is less if you buy at a younger age. Term insurance plans are a must-have for anyone who is a breadwinner for their family and has loved one’s dependent on their income.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

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