Do you want to know the best cities to retire, but unsure of which one to choose? Here is a guide to help you.

Mumbai or Bengaluru is likely to strike your mind when thinking about the best city in India for employment. Indore might pop up in your head when the thought of the cleanest cities in India occurs.

Most people dream of a relaxed and comfortable life after working hard till a certain age. They even save up for that life by investing in retirement plans like a monthly income plan to make sure they have the financial cushion to support them through their later years when they are not working. If you are one of them, you don’t want to simply retire anywhere!

After all, ideal places to retire come with some advantages over others. 

 

Things to Consider When Searching for the Best Cities to Retire

You have run hard in the race of life for years! You did everything in your stride to fulfil your commitments towards your family and work. When you retire, you want to breathe free and break away from the fast-paced life. You might have already thought of the things you want to do post-retirement.

Accordingly, you can pick a place that has the facilities and environment that will let you accomplish your post-retirement dreams.

Here are some important factors that you must consider when choosing the best city in India to retire in:

• Cost and standard of living

• Accessibility to healthcare facilities

• Network of public transport

• Crime rate to gauge the safety

• Climatic conditions
  
  

The best cities for retirement will fare well on all these parameters.

 

List of the Best Cities to Retire in India that can Fit into any Retirement Plan

To help you make the most of your retirement years, here are some of the best places in India that you can consider for your later years.

1. Chandigarh, Punjab

Located in the northern regions of the country amidst the small towns of Panchkula and Mohali, Chandigarh tops the list of the cities in India for retirement.

The first planned city of the nation, Chandigarh is thriving in terms of real estate development. According to a study by a renowned commercial property services company in America, Cushman and Wakefield, Chandigarh has witnessed a boom in real estate development in recent years, attracting many investors, buyers, and developers. It is also one of the best clean cities in India.

A haven for senior citizens, the town is situated in close proximity to the capital city of India, New Delhi. Being a starting point for most Himalayan getaways, Chandigarh is well connected by road, rail, and air. You get access to top-notch medical facilities all across the city. Known for low crime rates and a pleasant climate, it makes for the best city in India to retire.

 

2. Pune, Maharashtra

One of the most liveable cities in India as per the Ease of Living Index, Pune comes next on the list of best cities to retire in India.

The city’s wide roads, lush green landscapes, and pleasant weather attract people from all walks of life, including retirees. A cosmopolitan town, Pune has a mix of rich cultural heritage and the vibrancy of modern life to offer.

Although it is a popular neighbour to the financial and entertainment capital of the country, Mumbai, the cost of living is comparatively low. With timely investments in a guaranteed¹ income plan, you can save enough to buy a home in a city like Pune.

Moreover, there’s no dearth of transport and healthcare facilities. The quaint cafes, traditional food joints, historical sites, beautiful scenery, and lovely weather are sure to make you feel at home in your retirement years.

3. Coimbatore, Tamil Nadu

Nestled in the Nilgiris down south, Coimbatore is the second-largest town in Tamil Nadu. Three national highways, the railway network, and an international airport make it convenient to travel in and out of the city.

Also called the ‘textile capital of the South’, the city has a bustling cosmopolitan culture and growing infrastructure facilities. In case of emergencies, you have easy access to big hospitals and clinics. At the same time, you can take advantage of the low cost of living.

Thanks to the hills and forests surrounding Coimbatore, it enjoys clean air and a uniform climate all along the year.

4. Bhubaneswar, Odisha

Did you know that Bhubaneswar has the lowest electricity rates in India? Yes! And, its power distribution reforms have given it the title of the World Bank Model City.

Apart from this unique factor, the capital city of Odisha is rich in terms of economic, cultural, and religious aspects. Not only is it thriving in terms of businesses but also hosts a range of religious festivals. Moreover, it boasts an array of speciality healthcare provisions.

The city is also connected well by air, road, and rail, making it convenient to travel within the city as well as outside.

5. Dehradun, Uttarakhand

If you dreamt of retiring in a home surrounded by picturesque mountains covered in a blanket of snow, then this is your retirement destination. Placed in the Himalayan region, Dehradun is an offbeat place to retire with its scenic landscape, cool climate, clean air, low population, and simple lifestyle.

In fact, Dehradun is home to a luxury retirement home with medical facilities, which attracts a lot of senior citizens from all over the country. The affordability and accessibility to good homes and healthcare, as well as a clean and calm environment, make Dehradun one of the best cities to retire in India.

While you pick the best city in India to retire in, don’t forget to plan for retirement.

A monthly income plan, a guaranteed¹ income plan or any Tata AIA life insurance policy with assured returns covers you for all your financial security and retirement needs.

 

L&C/Advt/2021/Dec/2125