Tata AIA
POS Smart Income Plus 

Under the Tata AIA Life Insurance POS Smart Income Plus plan, you have the flexibility to choose from the following plan options.

• Option 1: Regular Income Benefit
• Option 2: Endowment Benefit

You can choose from the following premium payment frequencies.

• Annual
• Half-yearly
• Quarterly
• Monthly 

You can choose any of the following channels to reach out to us and raise a claim.

• Email us at: customercare@tataaia.com

• Call our helpline number - 1860-266-9966 (local charges apply)

• Walk into any of the TALIC branch offices

• Write directly to us at:

The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110

You will have to submit the following mandatory documents to buy an insurance policy.

Proof of address:

The following documents are accepted as valid proof of your address.

• Bank Statement (or passbook) with the latest entries for six months 
• Aadhaar card
• Passport
• Voter's ID
• Driving license
• Electricity/telephone bill
• Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

• PAN card
• Aadhaar card
• Passport
• Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

• Salary slips of the previous 3 months
• Income tax returns/Employer certificate
• Bank statement of the previous 6 months
• Latest Form 16

The Tata AIA Life Insurance POS Smart Income Plus  (UIN: 110N148V04) plan offers you a life cover over the policy term of 15 years. You do not need to pay premiums over that entire duration. Instead, you only need to pay premiums for 7 years.

• The complete name of Tata AIA POS Smart Income Plus is Tata AIA Life Insurance POS Smart Income Plus - Non-Linked, Non-Participating, Individual Life Insurance Savings Plan (UIN: 110N148V04)
• *Guaranteed Returns are defined as Guaranteed Payout (GP)/ Guaranteed Maturity Payout (GMP) under both Plan Options. For Regular Income Benefit option, GP is 120% of the one Annualised Premium (AP) and GMP is 46% to 162% of AP for male lives and 74% to 164% of AP for female lives. Please refer survival benefit factor under regular income benefit option. For Endowment Benefit option, GP is 5.26 to 5.58 times of AP for Male lives and 5.36 to 5.59 times of AP for female lives and GMP is equal to GP, provided the policy is in-force and all due premiums have been paid. The GP/GMP factors under both the plan options will depend on premium payment term, age and gender of the Life Insured.
• ^#Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
• Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
• This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
• Insurance cover is available under this product.
• This product is offered to standard lives only.
• For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.
• L&C/Advt/2023/Oct/3557