Hi
TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.
TATA AIA Life Insurance InstaProtect Solution
Customer Validation
Request
InstaProtect is comprehensive solution that provides financial protection to you and your family. This Smart Solution combines the benefit of a life cover along with critical illness, hospitalization expenses, accidental death, total and permanent disability and more.
Tata AIA Life Insurance InstaProtect comprises of Tata AIA Life Insurance Sampoorna Raksha Supreme (UIN: 110N160V02), Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02) ; Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (NLCHR) (UIN: 110B031V02).
Why Choose TATA AIA Life Insurance InstaProtect?
-
![]()
Express Issuance+ Get instant coverage with no medicals
-
![]()
Comprehensive coverage for life, health and accidental death/disability and hospitalization under a single plan
-
![]()
Financial protection against 40 critical illness including cancer and heart conditions
-
![]()
Hospicare benefit to receive financial cushioning if hospitalized
-
![]()
Flexibility to get return of premiums$
-
![]()
Avail tax benefits^^ as per applicable laws
Benefit Illustration
$$Illustrated premium is the premium (excluding taxes), Standard life, non Smoker for a Package Sum Assured of 25 Lakh for 40 years, Regular Pay, non ROP option . For details / break of Package Sum Assured please refer website (InstaProtect Solution - Buy Term Insurance with Riders | Tata AIA Life Insurance).
| Age | Annual Premium | Monthly Premium | ||
| Male | Female | Male | Female | |
| 20 years | 3181 | 2880 | 281 | 254 |
| 25 years | 3857 | 3452 | 341 | 305 |
| 30 years | 4977 | 4377 | 439 | 386 |
| 35 years | 6824 | 5890 | 603 | 520 |
$$Illustrated premium is the premium (excluding taxes), Standard life, non Smoker for a Package Sum Assured of 50 Lakh for 40 years, Regular Pay, non ROP option . For details / break of Package Sum Assured please refer website (InstaProtect Solution - Buy Term Insurance with Riders | Tata AIA Life Insurance).
| Age | Annual Premium | Monthly Premium | ||
| Male | Female | Male | Female | |
| 20 years | 5746 | 5211 | 507 | 460 |
| 25 years | 7080 | 6345 | 625 | 560 |
| 30 years | 9303 | 8193 | 821 | 723 |
| 35 years | 12955 | 11206 | 1144 | 989 |
$$Illustrated Premium is premium excluding taxes for Standard Life, Non-Smoker for a Life Cover of 1 Cr for 40 years, Regular Pay option, The Life cover and Premium is sum of respective Sum Assured and Premiums of Tata AIA Life Insurance Sampoorna Raksha Supreme (Life Option) and Tata AIA life Insurance Comprehensive Protection Rider (Term Benefit with accelerated Terminal illness)
| Age | Annual Premium | Monthly Premium | ||
| Male | Female | Male | Female | |
| 20 years | 7843 | 7173 | 693 | 633 |
| 25 years | 9843 | 8863 | 869 | 783 |
| 30 years | 13181 | 11591 | 1164 | 1023 |
| 35 years | 18690 | 16060 | 1650 | 1418 |
All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.
Why Choose Tata AIA Life Insurance?
360 Lakh +
Families protected so far
98.02%
2Claim Settlement Ratio for FY 2020-21
4 Hours
***Express Claim
AAA(Stable)4
Rating by ICRA
Testimonials
Hi Team, This email is to appreciate the support of Monomay & Subrata even though they were working from home during the locked down phase. I really appreciate the support and the effort of the team to take extra steps to resolve my service request. Keep up the great work.
Respected Madam, I thank Ashwani Indulkar for her prompt service. She was very efficient in answering all my queries & concerns about my policy. I wish her all the best for future. It was a great experience & I shall recommend Tata AIA Life to my friends and relatives.
Dear Pratik, We are really thankful to you & your team & appreciate your kind nature, efforts & support with the necessary changes in my insurance policy document during the COVID-19 lock down. Thanks a lot...I received my updated Policy documents soft copy by mail.
Dear Harshali, Thanks a lot. Amount has been credited to my account. I shall remain thankful to Tata AIA Life for the support in a time when the whole country is under COVID-19 lockdown. No other company has the guts to perform such a hassle-free service like Tata AIA Life.
Dear Rittwik, I am amazed to see the promptness from your side in this lockdown situation where human world is at stake. It's an example towards a sense of responsibility & feeling for the customer. Really admirable & thanks a lot for helping me in this abnormal situation.
Greetings Mr. Upendra Kumar, Thanks a ton! I express my wholehearted appreciation for all your help in this case. Your proactive approach and prompt action especially during this COVID-19 Lockdown situation has been really impressive! Kudos!
Dear Priya, Thank you for the splendid support & care rendered to me during this COVID-19 lock-down days. You attended my queries even at odd hours, while working from home. Your responses were prompt, courteous and full of Contents. I rate your services 10/10. Bravo Tata AIA Life.
Dear Dr. Nilesh, Thanks for your time and detailed discussions, even during this COVID-19 lockdown, to help me identify the best plan for me and also for sharing the revised offers. Thanks also to the entire leadership team of Tata AIA Life for their support.
- Tata AIA Life Insurance InstaProtect comprises of Tata AIA Life Insurance Sampoorna Raksha Supreme (Non Linked, Non Participating, Individual Life Insurance Plan) (UIN: 110N160V02), Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (NLCPR) (UIN: 110B033V02) - A Non-linked, Non-participating, Individual Health Rider; Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (NLCHR) (UIN: 110B031V02) - A Non-linked, Non-participating, Individual Health Rider.
- Criticare Plus Benefit (CPB), Accidental Death benefit (ADB) and Accidental Total and Permanent Disability Benefit (ATPD) are benefit options available under Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider and HospiCare Benefit (HCB) is available under Tata AIA Life Insurance Non-Linked Comprehensive Health Rider
- The solution will be underwritten by Tata AIA Life Insurance Company Limited. Additional Requirements may be called at underwriters discretion. Insurance cover is available under this solution.
- The solution is not a guaranteed issuance plan and it will be subject to company’s underwriting and acceptance. In case of sub-standard lives extra premiums will be charged as per our underwriting guidelines. For more details on the benefits, premiums and exclusions under the Base product and rider, please refer both Product and Rider brochure or contact our Insurance Advisor /Intermediary or visit our nearest branch office.
- Buying a life Insurance policy/rider is a long term commitment. An early termination of the policy/ benefit option under a rider usually involves high costs and the surrender value payable may be less than all the premiums paid.
- +Express Issuance for standard lives.
- $At the time of purchase, if the policyholder chooses to opt for a Return of Balance Premium option -For Sampoorna Raksha Supreme (Life Plus Option), an amount equal to the 105% of the Total Premiums Paid towards the product (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier. For Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider and Tata AIA Life Insurance Non-Linked Comprehensive Health Rider, an amount equal to the Total Premiums Paid towards the respective benefit option (excluding loading for modal premiums), less any claim amount already paid out under the respective benefit option, shall be payable at the end of the benefit option term, provided the benefit option is not terminated.
- ++ The package Sum Assured is the maximum total coverage under the respective package and is the sum addition of the individual risks Sum Assured payable on occurrence of various insured events. Payouts will be restricted to applicable benefit mentioned against the corresponding risk as per the product or rider terms and conditions.
- ^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
- 4Assigned the highest issuer rating of AAA by ICRA. Issuer Rating represents opinion on ability to pay policy-holder obligations and claims in a timely manner for an insurance company.
- 360 Lakh + as on 31st March 2021
- 2Individual death claim ratio for FY 202-21 as per annual financial statements.
- ***Claims beyond three years from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later. Subject to all the relevant terms and conditions of the policy contract.
- L&C/Advt/2022/Mar/0673
Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. |
