TATA AIA Life Insurance Param Rakshak Plus

Hi
(+91-XXXXX XXXXX)

TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

TATA AIA Life Insurance InstaProtect Solution

InstaProtect is comprehensive solution that provides financial protection to you and your family. This Smart Solution combines the benefit of a life cover along with critical illness, hospitalization expenses, accidental death, total and permanent disability and more.
Tata AIA Life Insurance InstaProtect comprises of Tata AIA Life Insurance Sampoorna Raksha Supreme (UIN: 110N160V03), Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02) ; Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (NLCHR) (UIN: 110B031V02).

Disclaimer
  • Tata AIA Life Insurance InstaProtect comprises of Tata AIA Life Insurance Sampoorna Raksha Supreme (Non Linked, Non Participating, Individual Life Insurance Plan) (UIN: 110N160V03), Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (NLCPR) (UIN: 110B033V02)  - A Non-linked, Non-participating, Individual Health Rider; Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (NLCHR)  (UIN: 110B031V02) - A Non-linked, Non-participating, Individual Health Rider. 
  • Criticare Plus Benefit (CPB), Accidental Death benefit (ADB) and Accidental Total and Permanent Disability Benefit (ATPD) are benefit options available under Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider  and HospiCare Benefit (HCB) is available under Tata AIA Life Insurance Non-Linked Comprehensive Health Rider
  • The solution will be underwritten by Tata AIA Life Insurance Company Limited. Additional Requirements may be called at underwriters discretion. Insurance cover is available under this solution. 
  • The solution is not a guaranteed issuance plan and it will be subject to company’s underwriting and acceptance. In case of sub-standard lives extra premiums will be charged as per our underwriting guidelines. For more details on the benefits, premiums and exclusions under the Base product and rider, please refer both Product and Rider brochure or contact our Insurance Advisor /Intermediary or visit our nearest branch office. 
  • Buying a life Insurance policy/rider is a long term commitment. An early termination of the policy/ benefit option under a rider usually involves high costs and the surrender value payable may be less than all the premiums paid.
  • +Express Issuance for standard lives. 
  • $At the time of purchase, if the policyholder chooses to opt for a Return of Balance Premium option -For Sampoorna Raksha Supreme (Life Plus Option), an amount equal to the 105% of the Total Premiums Paid towards the product (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier. For Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider and Tata AIA Life Insurance Non-Linked Comprehensive Health Rider, an amount equal to the Total Premiums Paid towards the respective benefit option (excluding loading for modal premiums), less any claim amount already paid out under the respective benefit option, shall be payable at the end of the benefit option term, provided the benefit option is not terminated. 
  • ++ The package Sum Assured is the maximum total coverage under the respective package and is the sum addition of the individual risks Sum Assured payable on occurrence of various insured events. Payouts will be restricted to applicable benefit mentioned against the corresponding risk as per the product or rider terms and conditions. 
  • ^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
  • 4Assigned the highest issuer rating of AAA by ICRA. Issuer Rating represents opinion on ability to pay policy-holder obligations and claims in a timely manner for an insurance company.
  • 360 Lakh + as on 31st March 2021
  • 2Individual death claim ratio for FY 202-21 as per annual financial statements.
  • ***Claims beyond three years from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later. Subject to all the relevant terms and conditions of the policy contract.
  • L&C/Advt/2022/Mar/0673

Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.