Tata AIA Life Insurance Insta Wealth Plan

Insta Wealth Plan Product Overview

Non Linked Non Participating Endowment Assurance plan

In today's fast paced life, we all like to keep things simple. At Tata AIA Life, we understand this fact and endeavor to come up with solutions that will make your process of buying a life insurance plan simpler.

Presenting, Tata AIA Life Insurance Insta Wealth plan, a simple non linked endowment assurance plan which is easy to understand and easy to buy. A plan which offers you the security of life insurance without the hassle of going through tedious medical tests. You just have to choose your premium and term to avail the benefits of Insurance coverage and enhanced savings through Guaranteed Additions and Bonuses.


Insta Wealth Plan Key Features

  • Hassle - free insurance cover with no medical or financial underwriting
  • Convenience of paying for a shorter period and enjoy life cover throughout the term
  • Guaranteed Additions# every year after completion of premium paying term
  • Compound Bonus and Terminal Bonus to further enhance your savings
  • Life cover of up to Rs.20 lacs
  • Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961

# Guaranteed Addition of 1% Basic Sum Assured per year, will accrue from the policy anniversary following end of the premium payment term till the end of policy term provided all due premiums have been paid. The accrued Guaranteed Addition are payable on Maturity or Death or Surrender.

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  • This product is underwritten by Tata AIA Life Insurance Company Ltd.
  • This plan is not a guaranteed issuance plan and it will be subject to Company's underwriting and acceptance.
  • Insurance cover is available under this product.
  • For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
  • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the surrender value payable may be less than the total premium paid.
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • All applicable taxes, duties, surcharge, cesses or levies, as may be imposed by Government, any statutory or administrative authority from time to time, on the premiums payable and benefits secured under Policy, shall be borne and paid by the Policyholder

For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com or SMS 'LIFE’ to 58888

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403; Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013