Tata AIA Life Insurance MahaLife Gold Plus

MahaLife Gold Plus Product Overview

Changing times will never be a threat to your family or affect their future financial needs when you ensure complete protection for them. That's why we at Tata AIA Life strive hard, so that you have assurance of guaranteed returns while you enjoy moments with your family. We have come up with a solution that offers financial freedom not only to you but also your future generations and helps to retain their standard of living.

So make the right choice and secure your future and the future of your loved ones with just one policy that lets you afford a better tomorrow and leave behind a lump sum for the next generation of your family with Tata AIA Life Insurance MahaLife Gold Plus – A Limited Premium Paying, Non-Linked Participating Whole of Life Plan Up to Age 85.

Simply, it's a short term investment plan that offers best returns for a longer period.

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Mail us for any product information or queries on product.helpline@tataaia.com


MahaLife Gold Plus Key Features

  • Enjoy a lifelong coverage up to age 85 by paying premium only for 15 years
  • Added benefit of enhancement in your protection by way of an Inflation Protection Cover during the policy term
  • Plan your legacy by ensuring regular income for yourself and your family for a long period of time
  • Guaranteed Annual Coupons* from 10th to 30th policy anniversary
  • Non Guaranteed Cash Dividends annually from 6th policy anniversary till maturity
  • Option to enhance protection through rider
  • Receive a lump sum at maturity in addition to the regular income
* Guaranteed Annual Coupons

Guaranteed Annual Coupons will be payable at every policy anniversary starting from the 10th policy anniversary till 30th policy anniversary or till death of Insured, whichever is earlier, provided the policy then is in force. The rate of these coupons is based on the Basic Sum Assured chosen by you.

Basic Sum Assured (Rs.)
Guaranteed Annual Coupon Rate (per Rs.1,000 Basic Sum Assured)
Less than 5,00,000
5,00,000 to 9,99,999
10,00,000 and above


  • Insurance cover is available under this product.
  • This product is underwritten by Tata AIA Life Insurance Company Limited.
  • For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder and will always be paid by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy.
  • In case of sub-standard lives, extra premiums will be changed as per our underwriting guidelines.
  • Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's insurance Website/Advisor/branch.