Tata AIA Life Insurance Smart 7

Smart 7 Product Overview

You have multiple aspirations in life, be it protection or returns. As a hard working person, you would be looking to invest your savings in responsible investment avenues. How welcome would it be if one plan could fulfill your multiple requirements through the power of shorter term premium payments & maturity?

Keeping this in mind, we present to you Tata AIA Life Insurance Smart 7, a solution that enhances your corpus besides fulfilling your insurance needs.

Tata AIA Life Insurance Smart 7, is a limited premium paying Non Linked Participating Endowment Assurance Plan that helps to simplify your future planning and investments.

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Mail us for any product information or queries on product.helpline@tataaia.com


Smart 7 Key Features

  • Pay for a limited period of 7 years and reap benefits in just another 5 years
  • Enjoy growth of corpus over 12 years through Compounding Annual Bonus*
  • Receive a lump sum amount on maturity
  • Life protection for the entire term of 12 years
  • Enhance your corpus with Additional Bonus* at maturity
  • Option to enhance protection through rider
  • Tax Benefits available under Section 80C and 10 (10D) of the Income Tax Act, 1961

*Provided the policy is inforce


  • Insurance cover is available under this product.
  • This product is underwritten by Tata AIA Life Insurance Company Limited. This plan is not a guaranteed issuance plan and it will be subject to Company‚Äôs underwriting and acceptance.
  • For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale.
  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefit available to you.
  • All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder and will always be paid by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy.
  • This product will be offered only to Standard lives.
  • Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's insurance Website/Advisor/branch.