Tata AIA Life Insurance Smart Growth Plus

Smart Growth Plus Product Overview

Non Linked Participating Endowment Assurance Plan

Your aspirations change at every stage of life; from buying a car, saving for marriage, childrens education, a dream vacation or for a better life after retirement. We all look out for security whether it is for our family's future or for our savings and would leave no stone unturned when it comes to fulfilling our goals and securing our family's well being.

Keeping this in mind we introduce you Smart Growth Plus, a one stop solution for your savings and insurance needs.

Tata AIA Life insurance Smart Growth Plus - is a Non Linked with profit Endowment assurance plan that offers you the flexibility to choose from a wide range of policy terms which can be tailored to suit your medium term as well as long term needs. This plan aids growth of your investment through accumulation of bonuses and Guaranteed additions. A plan that offers you best of both worlds!!


Smart Growth Plus Key Features

  • Guaranteed additions of 5.5% p.a. of Sum assured to augment your Savings.
  • Flexibility to choose the policy term to suit your short to long term savings needs
  • Double Sum Assured in case of Accidental death^
  • Enjoy growth of your corpus through Compound Reversionary bonus and Terminal Bonus, if any
  • Tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961

^Applicable for plan option 2

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  • This product is underwritten by Tata AIA Life Insurance Company Limited.
  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
  • Tax benefits and liabilities under the Policy are subject to prevailing tax laws. Tax laws and the benefits arising thereunder are subject to change. The Policyholder is advised to seek an opinion of tax advisor in relation to the tax benefits and liabilities applicable.
  • All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder and will always be paid by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy.
  • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
  • Insurance cover is available under this product.

For any information including cancellation, claims and complaints, please contact our Insurance Advisor/ Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com or SMS 'LIFE’ to 58888

Tata AIA Life Insurance Company Ltd. (IRDA of India Regn. No.110) CIN No. U66010MH2000PLC128403; Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013