The Tata AIA SRS Vitality Protect offers two plan options, namely, the term variant, which is the Life Option, and the term with a return of premium variant or the Life Plus Option.

You can choose a minimum sum assured of ₹50 Lakh for your term insurance solution under the Life Option or the Life Plus Option, as applicable.

You can choose from the following riders to cover your family against Accidental Death, Accidental Disability, Critical Illness or Hospitalization expenses:

• Tata AIA Vitality Protect - A Non-Linked, Non- Participating Individual Health rider (UIN:110B046V02) – offers life cover, additional cover on Accidental Death, Accidental Disability or Critical Illnesses like cancer, heart conditions etc
• Tata AIA Vitality Health - A Non-Linked, Non- Participating Individual Health rider (UIN:110B045V01) – offers coverage from Hospitalization expenses, cancer, cardiac conditions etc
• Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN: 110B033V02)

Yes, a whole life coverage option is available under the Tata AIA SRS Vitality Protect until 100 years of age.

Premium payment term for term (Life option) – Single Pay, Limited Pay: 5 to 81 years and Regular Pay

 

Premium payment term for term with return of Premium (Life Plus option) – Single Pay, Limited Pay – 5, 10 and 12 years and Regular Pay

Yes, since the Tata AIA SRS Vitality Protect has the inbuilt Wellness Program, a 10% guaranteed discount will be available on your 1st year’s Term Booster (Rider Benefit option) premium.

The discount 2^nd year onwards will be based on your Wellness Status (tracked on Tata AIA Vitality App) and can go up to 30% of Term Booster premium. After that, at the time of policy anniversary, you can avail of other benefits on your premiums and coverage, depending on your wellness status.

No additional premiums need to be paid for the inbuilt Wellness Program. On enrolling into this program, you can keep up with your health and fitness goals through the Wellness Program and earn wellness points which will help boost your wellness status and reward you with benefits.

One claim can be filed by your nominee under the Tata AIA SRS Vitality Protect solution for the death benefit, which includes the policy sum assured as well as the Term Booster benefit. In case of the diagnosis of a terminal illness, you can submit the required medical reports and documents for the Term Booster benefit payout.

Please reach out through any of the given channels to file a claim with us:

To file a claim with us, choose any of the below channels to reach out to us: Email us at: customercare@tataaia.com

• Call our helpline number - 1860-266-9966 (local charges apply)
• Walk into any of the Tata AIA Life Insurance Company branch offices
• Write directly to us at:

The Claims Department,

Tata AIA Life Insurance Company Limited

B- Wing, 9th Floor,

I-Think Techno Campus,

Behind TCS, Pokhran Road No.2,

Close to Eastern Express Highway,

Thane (West) 400 607.

IRDA Regn. No. 110

Yes, you can either file the claim at the same branch where your policy was purchased, or you can take a look at the list of Tata AIA Life Insurance branches and visit the one nearest to you.