5 Reasons
for Term Insurance Claim Rejection
Non-disclosure of
Medical history
Concealing complete medical history
often leads to claim rejection
Policy Lapse
Non-payment of premiums leads to
lapsation of policy after grace period,
which would lead to claim rejection
Misrepresentation of
Personal Information
Misleading the insurer by representing
incorrect personal information will result
in claim rejection
Undisclosed existing
Insurance Plans
Disclosing existing insurance policy
details forms critical part of insurer’s risk
assessment
Fraudulent Practices
Attempts to defraud the insurer will result
in claim rejection
Protect Your Claim:
Declare all details
accurately
To ensure a smooth claim process when
it matters most, always provide complete
and true information while purchasing
your term insurance.
Insurance cover is available under this product.
This product is underwritten by Tata AIA Life Insurance Company Limited. This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than all the Premiums Paid.
For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 · CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. And is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS
IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
L&C/Advt/2025/Jul/2761