How much
Term Insurance 
do I need?

Taking the first step is
key

Ensuring your family's financial security is crucial. Knowing how much term insurance you need is the first step.

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How Much Term Insurance Do You Really Need | Tata AIA

Key factors to determine coverage

  • Income: Your current and future earning potential.

  • Expenses: Household expenses, loans, and future goals (e.g., children's education).

  • Dependents: Number of dependents and their financial needs.

  • Financial Goals: Retirement planning, savings, and investments.

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The 10-15x rule

A common guideline is to have term insurance coverage 10-15 times your annual income. However, this is just a starting point

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Online calculators for
personalized
estimates

Use online term insurance calculators to get a personalized estimate based on your specific circumstances.

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Secure family's
future today!

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Insurance cover is available under this product.
This product is underwritten by Tata AIA Life Insurance Company Limited. This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than all the Premiums Paid.
For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.

 

Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 · CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013.
Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. And is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance
Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

L&C/Advt/2025/Jul/2757

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