With a term plan, you can claim tax deductions as per applicable tax laws. With a critical illness benefit, the premium amount paid under this cover are eligible for tax deductions as per the applicable tax^{^^^} laws.

Term plans let you choose from flexible policy terms or opt for the maximum policy term that is available. You can even choose our Tata AIA Life Insurance Sampoorna Raksha Supreme term insurance plan that offers coverage up to 100 years of age^~.

You can buy a term insurance plan as early as 18 years of age as that is the minimum entry age for a policy buyer. You need not wait until later to purchase a simple term plan.

The death benefit payout in a term plan can be offered to your beneficiaries, either as a lump sum, a regular income or a combination of both, depending on what you choose at the time of the policy’s inception.

Pure risk term plans do not offer maturity benefits if the policyholder survives the term. However, our term insurance plan with a return of premium can offer you a 105% return on the total term insurance premiums paid towards the plan.

You can choose to pay your term plan premiums amount by choosing from flexible payment modes such as Single Pay, Limited Pay and Regular Pay or premium payment frequencies such as monthly, quarterly, half-yearly or annually.

Term plans come with extensive life insurance coverage for your family’s needs. However, the term insurance premiums to be paid for keeping the policy in effect are quite affordable such that they do not interfere with your other expenses.

Our term insurance plans offer different plan options that you can choose from as per your needs. Moreover, our term plans also let you choose between a Single Life option for yourself or a Joint Life option for another person under the same policy.

Term insurance plans let you increase your sum assured with the changing needs at each stage of your life. Our Life Stage option enables you to increase your term plan cover during the important milestones in your life.

You can add optional rider benefits to your term insurance plan to cover a variety of risks and emergencies such as accidental death and disability, critical illnesses or choose the waiver of premium rider in case of loss of income.

Our term plans can be easily purchased online on our official website while getting an offline policy is also a straightforward process for which you can visit any of our office branches given on the website.

We offer a hassle-free claims process which you can file through our official website on our claims page. Moreover, if you need help with your claims, you can contact us and we will assist you. With our Express Claim and Easy claim service, your claims will be settled quickly.

A term plan secures the future of your loved ones, fulfilling their goals such as children’s education, spouse’s career, retirement, etc.

Even if something adverse happens to you, a term plan safeguards your family’s dreams by taking care of the repayment of debt (if any).

Getting a term plan in your 20s and 30s is indeed a smart decision. Lower age offers you better deals on the premium amount, and keep offering term insurance benefits even as you grow older.

Before going ahead with your dreams such as starting your business, it is essential that you financially secure your family.

A term insurance plan is one of the simplest insurance policies and it offers high coverage at comparatively lower premiums. 

Savings in term plans qualify for a tax deduction benefit as per the rules.

You can also benefit from the add-on riders options which provide covers against critical illness, unexpected hospitalization and medical expenses, etc.

Tata AIA Life Insurance Sampoorna Raksha Supreme offers four varied plan options with insurance for life cover and you can select any of them for affordable premiums. 

You can enjoy whole life insurance cover up to 100 years of age^ with Tata AIA Life Insurance Sampoorna Raksha Supreme term insurance plan.

With a suitable rider, you can avail of term insurance with critical illness cover, so that you and your family can be protected against the financial repercussions of the critical illness.

Depending on the plan option you choose, you can avail of a death benefit as well as a regular income.