Having life insurance serves many purposes. If you need pure life cover, you can get a term insurance plan and secure your family against financial insecurities. With a savings plan or money-back plan, you can save money over the long term and fulfil your future financial goals. Or you can choose wealth generation + life cover and earn market-linked returns through a Unit-Linked Insurance Plan.

You can purchase life insurance at any stage of your life when you need to offer life insurance coverage to your family and fulfil your financial commitments. However, if you buy life insurance at a younger age, you can pay lower premiums. Conversely, buying life insurance at an older age means higher premiums.

The maximum age limit up to which you can buy life insurance is 65 years.

Yes, you can buy life insurance online. You can purchase a policy of your choice by browsing any Tata AIA Life Insurance plans online. Alternatively, you can also get in touch with us to know more about your policy choice.

Yes, you can choose a policy term and premium paying term per your preference before buying life insurance. This can help you pay your policy premiums at your convenience.

• ¹Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
• ²Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.
• ³Families protected from inception till date.
• ⁴Retail Sum Assured for FY22 is Rs 3,07,804 Cr.
• ⁵As on 31st August 2023, the company has a total Assets Under Management (AUM) of Rs. 81,601.11 Crores
• ⁶Individual Death Claim Settlement Ratio is 99.01% for FY 2022 - 23 as per the latest annual audited figures.
• ⁷Applicable to only non-early claims more than 3 years of policy duration, non-investigation cases, up to Sum assured of 50 Lakh. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies and open title claims.
• This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
• Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
• In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
• Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
• L&C/Advt/2023/Oct/3554