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A Non-Linked Non-Participating Individual Life Insurance Plan (UIN:110N160V04)

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    By submitting details, Tata AIA Life Insurance Co. Ltd will send you updates on products and/or services and you hereby consent to the Terms of Use.
     

    We all want to ensure that our loved ones have a comfortable life and secured future. Choosing the best term life insurance plan is the first step towards providing a strong foundation of financial security for them. Tata AIA's Sampoorna Raksha Supreme is a comprehensive term life insurance plan that offers financial protection to your family and provides you with the flexibility to choose the plan that suits your needs. Insure today so that your loved ones can continue to lead the life of their dreams.

    Why Choose Tata AIA Life Insurance Sampoorna Raksha Supreme?

    • Choose to increase Life Cover at important milestones with Life stage option^
    • Ease of payment with Single / Limited / Regular payment options
    • Whole Life Cover till the age of 100*
    • Preferential rate for women

    Plan Highlights

    • Option To Get 105% Return of Premium**
    • Enhance Your Protection with Optional Riders##
    • Get Tax Benefits^^ As Per Applicable Tax Laws

    Why choose a Term Life Insurance Plan?

    Get Large Cover at
    Lower Premium

    When you are young, you have limited responsibilities, and you are just starting your career. As a salaried individual, you should opt for adequate life cover protection for your family in return for affordable premiums that do not burden your earnings.

    Early Mover Advantage

    With an increase in age, your premium may also increase. When you buy the term plan at an early age it is more affordable.

    Provides Financial Security

    Buying a term life insurance policy is important if you are the sole bread earner in your family. In case of any unfortunate event, term plans help to cover the risk and secure the future of your loved ones.

    Avail Tax Benefits

    When you buy our best term insurance policy, you not only protect your loved ones but also enjoy Tax Benefits as per applicable tax laws, helping you save more.

    Sample Illustration$$


    Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 7,300 ₹ 6,200 ₹ 645 ₹ 547
    25 years ₹ 8,100 ₹ 6,900 ₹ 715 ₹ 609
    30 years ₹ 9,400 ₹ 8,000 ₹ 830 ₹ 706
    35 years ₹ 11,900 ₹ 10,100 ₹ 1,051 ₹ 892
    40 years ₹ 16,800 ₹ 14,300 ₹ 1,483 ₹ 1,263
    45 years ₹ 25,400 ₹ 21,600  ₹ 2,243 ₹ 1,907


    Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 40 years, Regular Pay under Life Plus option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 11,900 ₹ 10,100 ₹ 1,051 ₹ 892
    25 years ₹ 12,000 ₹ 10,200 ₹ 1,060 ₹ 901
    30 years ₹ 15,900 ₹ 13,500 ₹ 1,404 ₹ 1,192
    35 years ₹ 22,600 ₹ 19,200 ₹ 1,996 ₹ 1,695
    40 years ₹ 31,800 ₹ 27,000 ₹ 2,808 ₹ 2,384
    45 years ₹ 52,100 ₹ 44,300 ₹ 4,600 ₹ 3,912


    Premiums given are excluding taxes for Life Cover of 2 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 12,200 ₹ 10,400 ₹ 1,077 ₹ 918
    25 years ₹ 13,600 ₹ 11,600 ₹ 1,201 ₹ 1,024
    30 years ₹ 16,600 ₹ 14,200 ₹ 1,466 ₹ 1,254
    35 years ₹ 22,000 ₹ 18,800 ₹ 1,943 ₹ 1,660
    40 years ₹ 31,000 ₹ 26,400 ₹ 2,737 ₹ 2,331
    45 years ₹ 49,600 ₹ 42,200 ₹ 4,380 ₹ 3,726


    Premiums given are excluding taxes for Life Cover of 3 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 17,300 ₹ 14,767 ₹ 1,528 ₹ 1,304
    25 years ₹ 19,400 ₹ 16,567 ₹ 1,713 ₹ 1,463
    30 years ₹ 23,567 ₹ 20,133 ₹ 2,081 ₹ 1,778
    35 years ₹ 31,333 ₹ 26,700 ₹ 2,767 ₹ 2,358
    40 years ₹ 45,000 ₹ 38,267 ₹ 3,974 ₹ 3,379
    45 years ₹ 70,733 ₹ 60,133 ₹ 6,246 ₹ 5,310

    Discover a premium that perfectly aligns with your current income and future goals using our term insurance calculator.
     

    • All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.

    Why Choose Tata AIA Life Insurance?

    77 Lacs+

    3Families protected so far

    99.01%

    2Individual Death Claim Ratio for FY 2022-23

    4 Hours

    ***Express Claim

    ***T&C Apply

    Personalized Plans

    Flexibility to choose the life cover and add ons that’s right for you.

    Disclaimer

    • Tata AIA Life Insurance Sampoorna Raksha Supreme (A Non-Linked Non-Participating Individual Life Insurance Plan) • UIN: 110N160V04
    • *Option available with Life and Life plus option
    • ^Applicable for Life, Life Plus and Life income options
    • **Under Life Plus Option, an amount equal to the 105% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier.
    • ^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
    • ##Below riders are available with this plan
      • Tata AIA Vitality Health (UIN: 110B045V02 or any other later version)
      • Tata AIA Vitality Protect (UIN: 110B046V02 or any other later version)
      • Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V03 or any other later version)
      • Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V03 or any other later version)
      Rider are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.
    • &Online discount is applicable in first year only.
    • +On enrolling into the Wellness Program, you get an upfront discount of 5% on 1st year premium for Accidental Death, Accidental Total & Permanent Disability, Accidental Disability Care Benefits and of 10% on 1st year premium for Term Booster, CritiCare Plus, Accelerated CritiCare, Multistage CritiCare, Cancer Care, Cardiac Care. The rewards are offered on cumulative basis and in any year, the maximum rewards in view of both the Up-front Rewards and Annual Rewards Flex together or Cover Booster (applicable post premium payment Term) shall be 15% for Accidental Death, Accidental Total & Permanent Disability, Accidental Disability Care and 30% for all other benefit options. Discount is driven by accumulated points which is achieved through wellness status. Please refer policy document for more details.
    • 2Indiviual Death claim settlement ratio for FY 2022-23 as per annual financial statements.
    • ***Applicable to only non-early claims with more than 3 years of policy duration, non-investigation cases, up to Sum Assured of Rs. 50 lakhs. Applicable for branch walk in. Time limit to submit claim to Tata AIA Life Insurance is 2 pm on working days. Subject to submission of complete documents. Not applicable for ULIP policies and open title claims.
    • ++Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹ 1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D, 10(10D), 115BAC and other applicable provisions of the Income Tax Act 1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act 1961. Tax laws are subject to amendments made there to from time to time. Please consult your tax advisor for details, before acting on above.
    • 377,26,727 families protected till December ’23.
    • L&C/Advt/2024/Mar/0851

    Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com

     

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