Get whole life cover** up to 100 years of age for long-term peace of mind.
To adapt to life changes, you can boost your coverage for a specific period or the entire policy term.
Extend protection to your spouse with the joint life option.
Choose to receive the death benefit as a lump sum or in instalments for ongoing support.
Get additional 2% discount12 (up to Rs. 500) on first year premium for first jobbers, newly-weds, first-time parents and recent homeowners.
Upon diagnosis of a terminal illness, the life insured will receive 50% of the base sum assured to manage the immediate expenses.
This plan waives future premiums if the life insured is diagnosed with a terminal illness, easing your financial burden.
Save on tax3 with premium deductions up to ₹1.5 lakh under Section 80C, and payouts are tax-exempt under Section 10(10D) of the Income Tax Act.
The FlexiPay Benefit7 allows you to defer premium payments for up to 12 months, offering temporary financial relief.
Get instant payout of ₹3 Lakh on claim intimation1 offering temporary financial relief.
Get a 15% discount on premiums if you are a female policyholder.
Enhance your plan with comprehensive riders4 offering unique health and wellness benefits for additional security.
Secure your child's future with the Family Plan option, allowing you to transfer the legacy sum assured to them.
When you buy a term insurance plan, you can avail tax3 benefits as per the applicable Income tax laws and save up to Rs. 46,80010 annually.
Sample Illustration$$
Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.
Age | Monthly Premium | Annual Premium | ||
---|---|---|---|---|
Male | Female | Male | Female | |
20 years | ₹568 | ₹483 | ₹6434 | ₹5469 |
30 years | ₹732 | ₹622 | ₹8285 | ₹7042 |
40 years | ₹1308 | ₹1111 | ₹14809 | ₹12587 |
Premiums given are with Return of Premium, excluding taxes for Life Cover of 1Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.
Age | Monthly Premium | Annual Premium | ||
---|---|---|---|---|
Male | Female | Male | Female | |
20 years | ₹1356 | ₹1152 | ₹15352 | ₹13048 |
30 years | ₹1969 | ₹1673 | ₹22296 | ₹18951 |
40 years | ₹4059 | ₹3450 | ₹45964 | ₹39069 |
Premiums given are excluding taxes for Life Cover of 2 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.
Age | Monthly Premium | Annual Premium | ||
---|---|---|---|---|
Male | Female | Male | Female | |
20 years | ₹930 | ₹790 | ₹10528 | ₹8948 |
30 years | ₹1253 | ₹1065 | ₹14193 | ₹12064 |
40 years | ₹2340 | ₹1989 | ₹26505 | ₹22529 |
Premiums given are with Return of Premium, excluding taxes for Life Cover of 2Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.
Age | Monthly Premium | Annual Premium | ||
---|---|---|---|---|
Male | Female | Male | Female | |
20 years | ₹2008 | ₹1707 | ₹22743 | ₹19332 |
30 years | ₹2990 | ₹2541 | ₹33858 | ₹28779 |
40 years | ₹6463 | ₹5493 | ₹73188 | ₹62210 |
Discover a premium that perfectly aligns with your current income and future goals using our term insurance calculator.
Your claims are settled within 4 hours6
99.13% Individual Death Claim Settlement Ratio2 in FY 2023 – 24
Families protected so far5
Presence across major cities in India
Option 1: Life Promise
The Life Promise Option offers customizable and comprehensive protection for your family's financial security. With enhanced coverage options, this plan provides continuous support.
Option 2: Life Promise Plus
Shield your family beyond the ordinary with Life Plus Options that go beyond life insurance. Enjoy a guaranteed maturity payout, ensuring your investment is preserved and your coverage remains intact!
What is a term life insurance plan?
A term insurance plan is a type of a life insurance that provides comprehensive coverage to safeguard the financial future of your loved ones. In case the policyholder passes away during the policy term, the nominee will receive a death benefit amount.
Term Insurance plans are affordable, and the premium amount is less if you buy at a younger age. Term insurance plans are a must-have for anyone who is a breadwinner for their family and has loved one’s dependent on their income.
Who should consider buying a Term Insurance Plan?
A Term Insurance Plan is ideal for:
What are the key features of a Term Insurance Plan?
What is the FlexiPay Benefit offered by Tata AIA Sampoorna Raksha Promise?
With the FlexiPay Benefit7 you can defer your premium payments for up to 12 months, offering temporary financial relief in case of unexpected situations.
What are the additional benefits for women policyholders?
Women policyholders who purchase Tata AIA Sampoorna Raksha Promise will get a 15% discount on their premium amount, making this plan more affordable for them.
Disclaimer
Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. |