A Non-Linked Non-Participating Individual Life Insurance Plan

Tata AIA Life Insurance Sampoorna Raksha
Supreme

Tata AIA Life Insurance 

Sampoorna Raksha Supreme

Stay
supremely
protected with
the all new Term
Plan+

Stay supremely
protected with
the all new
Term Plan+

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    We all want to ensure that our loved ones have a comfortable life and secured future. We want to make sure they are never short in terms of financial resources to live the life of their dreams, thereby providing a strong 'foundation' of financial security for them. Tata AIA Life Insurance Sampoorna Raksha Supreme Plan, provides financial protection to your family and offers you the flexibility to choose the plan that suits your need.

    Choose to increase Life Cover at important milestones with Life stage option*
    Ease of payment with Single / Limited / Regular payment options
    Whole Life Cover till the age of 100^

    Preferential Rates for Women

    Why Choose

    Tata AIA Life Insurance

    Sampoorna Raksha

    Supreme?

    Plan Highlights

    Option To Get 105% Return of Premium**

    Get Online Medical Consultation Facility#

    Enhance Your Protection with Optional Riders##

    Get Tax Benefits~ As Per Applicable Tax Laws

    Why Term Plan Is Necessary?

    Get Large Cover at
    Lower Premium

    A term insurance premium is affordable
    and secures the financial future of your
    loved ones.

    Early Mover
    Advantage

    With an increase in age, your premium may also
    increase. When you buy the term plan at an early
    age it is more affordable.

    Provides Financial
    Security

    Buying a term plan is important if you are the sole bread earner in your family. In case of any unfortunate event, term plans help to cover the risk and secure the future of your loved ones.

    Avail Tax Benefits

     

    When you purchase a term plan, you get
    Tax Benefits as per applicable tax laws
    thus it will help you to save on tax.

    Sample Illustration^^



    Illustrated Premium is excluding taxes for Standard Life, Non-Smoker for Life Option for a Sum Assured of 1 Cr till age 100, Regular Pay option. Please refer Benefit Illustration for more details.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years 13000 11100 1148 980
    25 years 16300 13900 1439 1227
    30 years 21300 18100 1881 1598
    35 years 28900 24600 2552 2172
    40 years 39900 33900 3523 2993
    45 years 55700 47300 4918 4177



    Illustrated Premium is excluding taxes for Standard Life, Non-Smoker for Life Option for a Sum Assured of 1 Cr for 40 years, Regular Pay option. Please refer Benefit Illustration for more details.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years 7300 6200 645 547
    25 years 9300 7900 821 698
    30 years 12600 10700 1113 945
    35 years 19200 16300 1695 1439
    40 years 28400 24100 2508 2128
    45 years 44400 37700 3921 3329

    Sample Illustration^^



    Illustrated Premium is excluding taxes for Standard Life, Non-Smoker for Life Plus Option for a Sum Assured of 1 Cr for 40 years, Regular Pay option. Please refer Benefit Illustration for more details.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years 12800 10900 1130 962
    25 years 16300 13900 1439 1227
    30 years 22100 18800 1951 1660
    35 years 32800 27900 2896 2464
    40 years 48300 41100 4265 3629
    45 years 74600 63400 6587 5598



    Illustrated Premium is excluding taxes for Standard Life, Non-Smoker for Life Option for a Sum Assured of 1 Cr for 20 years, Regular Pay option. Please refer Benefit Illustration for more details.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years 5600 4800 494 424
    25 years 6300 5400 556 477
    30 years 8000 6800 706 600
    35 years 11500 9800 1015 865
    40 years 17200 14600 1519 1289
    45 years 27300 23200 2411 2049


    All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.

    Why Choose Tata AIA Life Insurance?

    67 Lakh+

    3Families protected so far

    98.53%

    2Claim Settlement Ratio for FY 2021-22

    4 Hours

    1Express Claim

    Personalized Plans

    Flexibility to choose the life cover and add ons that’s right for you.

    Disclaimer
    • &Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above
    • ~~Hospitalization Benefit is available with Tata AIA Life Insurance Non-Linked Comprehensive Health Rider / Tata AIA Vitality Health
    • Tata AIA Life Insurance Sampoorna Raksha Supreme (A Non-Linked Non-Participating Individual Life Insurance Plan) • UIN: 110N160V03
    • *Option available with Life and Life plus option
    • ^Applicable for Life, Life Plus and Life income options
    • **Under Life Plus Option, an amount equal to the 105% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier.
    • #Medical Second Opinion/Personal Medical Case Management is an optional service offered to you at no additional cost. The eligibility of the Life Insured to avail these services shall be determined by the Company from time to time. You may exercise your own discretion to avail the services and to follow the treatment path suggested by the service provider. These services shall be directly provided by the service provider. The services can be availed only where policy/rider is inforce. All the supporting medical records should be available to avail the service. We reserve the right to discontinue the service or change the service provider at any time. The services are being provided by third party service provider and Tata AIA Life Insurance Company Ltd will not be liable for any liability.
    • ~Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
    • +This plan offers pure risk premium option under Life Option and return of premium benefit under Life Plus Option along with other benefits. Please refer sales brochure for complete details.
    • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
    • Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
    • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
    • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
    • 2Indiviual death claim ratio for FY 2021-22 as per annual financial statements.
    • Claims beyond three years from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the polic,whichever is later. Subject to all the relevant terms and conditions of the policy contract.
    • 367 Lakh+ as on 30th June 2022
    • ++Inbuilt Payout Accelerator Benefit pays out 50% of Effective Sum Assured opted in case of a Terminal Illness diagnosis
    •  1Express claim applicable to only non-early claims more than 3 years of policy duration upto Sum assured of 50 Lakh. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies.

    ##Below riders are available with this plan

    • Tata AIA Vitality Health (UIN: 110B045V01 or any other later version)
    • Tata AIA Vitality Protect (UIN: 110B046V01 or any other later version)
    • Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V02 or any other later version)
    • Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02 or any other later version)

    Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.

    • L&C/Advt/2023/Jan/0106

    Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com

     

    BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

    IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.