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Tata AIA Fortune Guarantee Plus
Non-Linked, Non-Participating, Individual Life Insurance Savings Plan (UIN: 110N158V11)
Guarantee of Income with Life Cover Protection
Take care of your loved ones with one of India’s most loved saving plans. Welcome to Tata AIA Life Insurance Fortune Guarantee Plus! The plan safeguards you and family during financial crisis in case of an unfortunate event and helps your money grow so you can achieve your dreams. This plan helps you fulfill your medium to long term goals such as Childs Education/Marriage, Second Income Retirement Planning, etc. Start investing today to ensure financial security of your family from uncertainties of life. Gear up to fulfill your ambitions and goals.
up to 20% discount* exclusively for Tata Employees
Why Choose Tata AIA Life Insurance Fortune Guarantee Plus?
Guaranteed Income++
with Life Insurance Cover
Return of Premium$
at the end of Income Period
Trusted Brand
99.01% Individual Death Claim Settlement Ratio2 for FY22-23
Choice of Income Period
from 20 to 45 years
Plan Highlights
Receive income as per convenience (monthly or annual basis)
Choose from a Regular Income Plan or Regular Income with an In-built Critical Illness Benefit
Enhance protection with additional Optional Rider^
Choose Joint Life policy under single premium payment option
Plan Highlights
Receive income as per convenience (monthly or annual basis
Choose from a Regular Income Plan or Regular Income with an In-built Critical Illness Benefit
Enhance protection with additional Optional Rider^
Choose Joint Life policy under single premium payment option
Sample Illustration^^^
| Premium p.a. (excl taxes) |
Premium per month (excl taxes) |
Premium Payment Term | Policy Term | Income Term | Total Premium | Guaranteed Income1 p.a. | Total Guaranteed Beneft (Total Income +Total Premiums) |
IRR |
| 100000 | 8830 | 5 | 10 | 20 | 500000 | 49940 | 1498800 | 5.49% |
| 60000 | 5298 | 5 | 10 | 20 | 300000 | 29964 | 899280 | 5.49% |
| 50000 | 4415 | 5 | 10 | 20 | 250000 | 24970 | 749400 | 5.49% |
| 24000 | 2119 | 5 | 10 | 20 | 120000 | 11986 | 359720 | 5.49% |
| 100000 | 8830 | 10 | 15 | 30 | 1000000 | 1,47,630 | 5428900 | 6.75% |
| 60000 | 5298 | 10 | 15 | 30 | 600000 | 88,578 | 3257340 | 6.75% |
| 50000 | 4415 | 10 | 15 | 30 | 500000 | 73,815 | 2714450 | 6.75% |
| 24000 | 2119 | 10 | 15 | 30 | 240000 | 35,431 | 1302930 | 6.75% |
| 60000 | 5298 | 12 | 12 | 20 | 720000 | 74,292 | 2205840 | 6.02% |
1The benefit displayed above is for age group of 18 to 50, Male, standard life, Plan Option 1 (Regular Income)
| Single Premium (excl taxes) |
Premium per month (excl taxes) |
Premium Payment Term | Policy Term | Income Term | Total Premium | Guaranteed Income1 (Rs.) | Total Guaranteed Beneft (Total Income +Total Premiums) |
| 500000 | 1 | 5 | 20 | 500000 | 44350 | 1387000 | |
| 500000 | 1 | 5 | 40 | 500000 | 44350 | 2274000 |
1The benefit displayed is for age 35, Male, standard life, Plan option 1 (Regular Income, Single Pay)
$$All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.
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Disclaimer
- Tata AIA Life Insurance Fortune Guarantee Plus (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) (UIN: 110N158V11)
- This product is underwritten by Tata AIA Life Insurance Company Ltd.
- The plan is not a guaranteed issuance plan and it will be subject to company’s underwriting and acceptance.
- Insurance cover is available under this product.
- For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
- Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
- In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
- Risk cover commences along with policy commencement for all lives, including minor lives.
- ++"Guaranteed Annual Income" shall be a fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year. Guaranteed Annual Income as per the chosen Income Frequency shall commence after maturity till the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period. Income is payable for chosen income period of 20 to 45 years, please refer brochure for details.
- $Return of Premium shall be the return of Total Premiums Paid (excluding loading for modal premiums, discount, any extra premium, rider premium and taxes) by the policyholder and shall be payable at the end of the Income Period irrespective of survival of the life insured(s) during the Income Period.
- #Other options are available under this plan. Please Refer Sales Brochure for details.
- ~Applicable for specific plan options. Please refer brochure for additional details.
- ^Below riders are available with this plan
Tata AIA Vitality Protect, a non-linked, non-participating, individual health rider (UIN: 110B046V02)
Tata AIA Vitality Health - A Non-Linked, Non- Participating Individual Health rider (UIN: 110B045V02) - Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.
- ##Medical Consultation is available under eligible policies of Tata AIA Life Insurance and these services are currently being provided by Practo. Medical Consultation feature is optional. It is the customer’s sole discretion to avail Medical Consultation and to follow the advice suggested by the service provider. All medical-related dealing will be directly with the service provider and not with Tata AIA Life Insurance. It is available only for Life Assured of active policies for select products/riders. This feature can be discontinued or service provider may be changed at any time at Tata AIA Life Insurance’s discretion. This feature is provided by a third party service provider and Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature.
- ^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
- *This premium discount shall be applicable on the premiums payable in the first policy year only. The discount is based policy term, premium payment term opted.
- 2Individual Death Claim Settlement Ratio is 99.01% for FY 2022 - 23 as per the latest annual audited figures.
- L&C/Misc/2023/Oct/0521
Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. |
