Tata AIA Life Insurance 

Sampoorna Raksha Supreme


Tata AIA Life Insurance

Sampoorna Raksha Supreme

Whole Life
Coverage
upto 100 years~
of age


Whole Life
Coverage
upto 100
years~ of age

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    Success

    We all want to ensure that our loved ones have a comfortable life and secured future. We want to make sure they are never short in terms of financial resources to live the life of their dreams, thereby providing a strong 'foundation' of financial security for them. Tata AIA Life Insurance Sampoorna Raksha Supreme Plan, provides financial protection to your family and offers you the flexibility to choose the plan that suits your need.

    Choose to increase Life Cover at important milestones with Life stage option~
    Ease of payment with Single / Limited / Regular payment options
    Whole Life Cover till the age of 100~
    Lower premium rate for women

    Why Choose

    Tata AIA Life Insurance

    Sampoorna Raksha

    Supreme?

    Plan Highlights

    Option To Get 105% Return of Premium$

    Get Online Medical Consultation Facility##

    Enhance Your Protection with Optional Riders^

    Get Tax Benefits^^ As Per Applicable Tax Laws

    Why Term Plan Is Necessary?

    Get Large Cover at
    Lower Premium

    A term insurance premium is affordable
    and secures the financial future of your
    loved ones.

    Early Mover
    Advantage

    With an increase in age, your premium may also
    increase. When you buy the term plan at an early
    age it is more affordable.

    Provides Financial
    Security

    Buying a term plan is important if you are the sole bread earner in your family. In case of any unfortunate event, term plans help to cover the risk and secure the future of your loved ones.

    Avail Tax Benefits

     

    When you purchase a term plan, you get
    Tax Benefits as per applicable tax laws
    thus it will help you to save on tax.

    Benefit Illustration



    $$    Illustrated Premium is excluding taxes for Standard Life, Non-
    Smoker for Tata AIA Life Insurance Sampoorna Raksha Supreme (Life Option) for a Sum Assured of 1 Cr till age 100, Regular Pay option


     

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 12,600 ₹ 10,700 ₹ 1,113 ₹ 945
    25 years ₹ 15,700 ₹ 13,300 ₹ 1,386 ₹ 1,174
    30 years ₹ 20,700 ₹ 17,600 ₹ 1,828 ₹ 1,554
    35 years ₹ 27,900 ₹ 23,700 ₹ 2,464 ₹ 2,093
    40 years ₹ 38,600 ₹ 32,800 ₹ 3,408 ₹ 2,896
    45 years ₹ 53,800 ₹ 45,700  ₹ 4,751 ₹ 4,035



    $$    Illustrated Premium is premium excluding taxes for Standard Life, Non-Smoker for a Life Cover of 1 Cr , Regular Pay option, The Life cover and Premium is sum of respective Sum Assured and Premiums of Tata AIA Life Insurance Sampoorna Raksha Supreme (Life Option) and Tata AIA life Insurance Comprehensive Protection Rider (Term Benefit with accelerated Terminal illness)

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 7820 ₹ 6820 ₹ 691 ₹ 602
    25 years ₹ 10290 ₹ 8748 ₹ 909 ₹ 772
    30 years ₹ 13908 ₹ 11596 ₹ 1228 ₹ 1024
    35 years ₹ 19760 ₹ 16275 ₹ 1745 ₹ 1437
    40 years ₹ 27071 ₹ 22475 ₹ 2391 ₹ 1984
    45 years ₹ 43024 ₹ 35462 ₹ 3799 ₹ 3131


    $$All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact, premium.

    Why Choose Tata AIA Life Insurance?

    65 Lakh+

    Families protected so far

    98.02%

    2Claim Settlement Ratio for FY 2020-21

    4 Hours

    ***Express Claim

    AAA(Stable)4

    Rating by ICRA

    Downloads

    Download brochure
    Download policy bond
    Disclaimer
    • ~Applicable for specific plan options. Please refer brochure for additional details.
    • $Under Life Plus Option, an amount equal to the 105% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term as Maturity Benefit, provided the life assured survives till maturity and the policy is not terminated earlier. Under Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (Term Benefit with accelerated Terminal Illness ROP option), an amount equal to the Total Premiums Paid towards the respective benefit option (excluding loading for modal premiums), less any claim amount already paid out under the respective benefit option, shall be payable at the end of the benefit option term, provided the benefit option is not terminated.
    • ##Medical Consultation is available under eligible policies of Tata AIA Life Insurance and these services are currently being provided by Practo. Medical Consultation feature is optional. It is the customer’s sole discretion to avail Medical Consultation and to follow the advice suggested by the service provider. All medical-related dealing will be directly with the service provider and not with Tata AIA Life Insurance. It is available only for Life Assured of active policies for select products/riders. This feature can be discontinued or service provider may be changed at any time at Tata AIA Life Insurance’s discretion. This feature is provided by a third party service provider and Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature.
    • &Tax benefits of ₹46,800 u/s 80C is calculated at the highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium u/s 80C of ₹ 1,50,000.Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
    • ^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
    • ^Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.
      Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V02 or any other later version) and Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02 or any other later version) are available under this plan. Term Benefit, Critical Illness, Accidental Death, Accidental Disability are available with Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V02 or any other later version). Hospitalization Benefit is available with Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN:110B031V02 or any other later version).
    • 4Assigned the highest issuer rating of AAA by ICRA. Issuer Rating represents opinion on ability to pay policy-holder obligations and claims in a timely manner for an insurance company.
    • +This plan offers pure risk premium option under Life Option and return of premium benefit under Life Plus Option along with other benefits. Please refer sales brochure for complete details.
    • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company's underwriting and acceptance.
    • Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
    • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
    • *Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Pai.
    • 2individual death claim ratio for FY 202-21 as per annual financial statements.
    • ***Claims beyond three years from the date of issuance of the policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later. Subject to all the relevant terms and conditions of the policy contract.
    • ~~Illustrated premium is the Monthly premium (excluding taxes) for Tata AIA Life Insurance Sampoorna Raksha Supreme Life Option for a 30-year-old Female, Standard life, non-Smoker for a coverage  of 2 Cr for 40 years, Regular Pay option
    • ~~~Illustrated premium is the Monthly premium (excluding taxes) for Tata AIA Life Insurance Sampoorna Raksha Supreme Life Option for a 30-year-old Male, Standard life, non-Smoker for a coverage  of 2 Cr for 40 years, Regular Pay option
    • UIN: 110N160V02
    • L&C/Advt/2022/Feb/0340

    Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com Tata AIA Life Insurance Sampoorna Raksha Supreme. A Non – Linked Non- participating Individual Life Insurance Plan. UIN: 110N160V02

     

     

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