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    TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

    TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

    We all want to ensure that our loved ones have a comfortable life and secured future. We want to make sure they are never short in terms of financial resources to live the life of their dreams, thereby providing a strong 'foundation' of financial security for them. Tata AIA Life Insurance Sampoorna Raksha Supreme Plan, provides financial protection to your family and offers you the flexibility to choose the plan that suits your need.

    A Non-Linked Non-Participating Individual Life Insurance Plan (UIN:110N160V04)

    Get Rs. 1 Cr. Term+ Life Insurance
    at Rs. 547 per month$$

     
    • Up to R. 46,800& tax savings
    • Flexible premium payment
    Choose to increase Life Cover at important milestones with Life stage option~
    Ease of payment with Single / Limited / Regular payment options

    Enjoy life cover up to the age of 100 years~

    Why Choose

    Tata AIA Life Insurance

    Sampoorna Raksha

    Supreme?

    Plan Highlights

    Option To Get 105% Return of Premium$

    Get Online Medical Consultation Facility##

    Enhance Your Protection with Optional Riders^

    Get Tax Benefits^^ As Per Applicable Tax Laws

    Why Term Plan Is Necessary?

    Get Large Cover at
    Lower Premium

    A term insurance premium is affordable
    and secures the financial future of your
    loved ones.

    Early Mover
    Advantage

    With an increase in age, your premium may also
    increase. When you buy the term plan at an early
    age it is more affordable.

    Provides Financial
    Security

    Buying a term plan is important if you are the sole bread earner in your family. In case of any unfortunate event, term plans help to cover the risk and secure the future of your loved ones.

    Avail Tax Benefits

     

    When you purchase a term plan, you get
    Tax Benefits as per applicable tax laws
    thus it will help you to save on tax.


     

    Sample Illustration$$



    Premiums given are excluding taxes for Life Cover of 1Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

    Age

    Annual Premium

    Monthly Premium

    Male

    Female

    Male

    Female

    20 years

    ₹ 7,300

    ₹ 6,200

    ₹ 645

    ₹ 547

    25 years

    ₹ 8,100

    ₹ 6,900

    ₹ 715

    ₹ 609

    30 years

    ₹ 9,400

    ₹ 8,000

    ₹ 830

    ₹ 706

    35 years

    ₹ 11,900

    ₹ 10,100

    ₹ 1,051

    ₹ 892

    40 years

    ₹ 16,800

    ₹ 14,300

    ₹ 1,483

    ₹ 1,263

    45 years

    ₹ 25,400

    ₹ 21,600

    ₹ 2,243

    ₹ 1,907



    Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 40 years, Regular Pay under Life Plus option.

    Age

    Annual Premium

    Monthly Premium

    Male

    Female

    Male

    Female

    20 years

    ₹ 11,900

    ₹ 10,100

    ₹ 1,051

    ₹ 892

    25 years

    ₹ 12,000

    ₹ 10,200

    ₹ 1,060

    ₹ 901

    30 years

    ₹ 15,900

    ₹ 13,500

    ₹ 1,404

    ₹ 1,192

    35 years

    ₹ 22,600

    ₹ 19,200

    ₹ 1,996

    ₹ 1,695

    40 years

    ₹ 31,800

    ₹ 27,000

    ₹ 2,808

    ₹ 2,384

    45 years

    ₹ 52,100

    ₹ 44,300

    ₹ 4,600

    ₹ 3,912


    Premiums given are excluding taxes for Life Cover of 2 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 12,200 ₹ 10,400 ₹ 1,077 ₹ 918
    25 years ₹ 13,600 ₹ 11,600 ₹ 1,201 ₹ 1,024
    30 years ₹ 16,600 ₹ 14,200 ₹ 1,466 ₹ 1,254
    35 years ₹ 22,000 ₹ 18,800 ₹ 1,943 ₹ 1,660
    40 years ₹ 31,000 ₹ 26,400 ₹ 2,737 ₹ 2,331
    45 years ₹ 49,600 ₹ 42,200 ₹ 4,380 ₹ 3,726


    Premiums given are excluding taxes for Life Cover of 3 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 17,300 ₹ 14,767 ₹ 1,528 ₹ 1,304
    25 years ₹ 19,400 ₹ 16,567 ₹ 1,713 ₹ 1,463
    30 years ₹ 23,567 ₹ 20,133 ₹ 2,081 ₹ 1,778
    35 years ₹ 31,333 ₹ 26,700 ₹ 2,767 ₹ 2,358
    40 years ₹ 45,000 ₹ 38,267 ₹ 3,974 ₹ 3,379
    45 years ₹ 70,733 ₹ 60,133 ₹ 6,246 ₹ 5,310

    Discover a premium that perfectly aligns with your current income and future goals using our term insurance calculator.
     

    • All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.

    Why Choose Tata AIA Life Insurance?

    74,56,580

    Families protected so far3

    99.01%

    Individual Death Claim Settlement Ratio2 for FY22-23

    4 Hours

    ***Express Claim

    ***T&C Apply

    Disclaimer
    • ~Applicable for specific plan options. Please refer brochure for additional details.
    • $Under Life Plus Option, an amount equal to the 105% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term as Maturity Benefit, provided the life assured survives till maturity and the policy is not terminated earlier. Under Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (Term Benefit with accelerated Terminal Illness ROP option), an amount equal to the Total Premiums Paid towards the respective benefit option (excluding loading for modal premiums), less any claim amount already paid out under the respective benefit option, shall be payable at the end of the benefit option term, provided the benefit option is not terminated.
    • ##Medical Consultation is available under eligible policies of Tata AIA Life Insurance and these services are currently being provided by Practo. Medical Consultation feature is optional. It is the customer’s sole discretion to avail Medical Consultation and to follow the advice suggested by the service provider. All medical-related dealing will be directly with the service provider and not with Tata AIA Life Insurance. It is available only for Life Assured of active policies for select products/riders. This feature can be discontinued or service provider may be changed at any time at Tata AIA Life Insurance’s discretion. This feature is provided by a third party service provider and Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature.
    • &Tax benefits of ₹46,800 u/s 80C is calculated at the highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium u/s 80C of ₹ 1,50,000. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
    • ^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
    •  ^Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch. Below riders are available.
      Tata AIA Vitality Protect, a non-linked, non-participating, individual health rider (UIN: 110B046V02)
      Tata AIA Vitality Health - A Non-Linked, Non- Participating Individual Health rider (UIN: 110B045V02)
    • Vitality is a trademark licensed to Tata AIA Life by Amplify Health Assets PTE. Limited, a joint venture between Vitality Group International, INC. and AIA Company Limited. The assessment under the wellness program shall not be considered as a medical advice or a substitute to a consultation/treatment by a professional medical practitioner.
    • On enrolling into the wellness Program, you get an upfront discount of 5% on first year premium for Accidental Death, Accidental Total & Permanent Disability, Accidental Disability Care Benefits and of 10% on first year premiums of the other benefit options. The rewards are offered on cumulative basis and in any year, the maximum rewards in view of both the upfront rewards and annual rewards _ex together shall be 15% for Accidental Disability Care and 30% for all other benefit options. Discount is driven by accumulated points which is achieved through wellness status. Please refer policy document for more details.
    • +This plan offers pure risk premium option under Life Option and return of premium benefit under Life Plus Option along with other benefits. Please refer sales brochure for complete details.
    • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company's underwriting and acceptance.
    • Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
    • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
    • *Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
    • 2Individual Death Claim Settlement Ratio is 99.01% for FY 2022 - 23 as per the latest annual audited figures. 3Families protected from inception till date.
    • ***Applicable to only non-early claims with more than 3 years of policy duration, non-investigation cases, up to Sum Assured of Rs. 50 Lakh. Applicable for branch walk in. Time limit to submit claim to Tata AIA Life Insurance is 2 pm on working days. Subject to submission of complete documents. Not applicable for ULIP policies and open title claims.
    • $$Illustrated Premium is the monthly Premium (excluding taxes) for Life Cover of 1 Cr. For 20 years Female, Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.
    • ^^^Online Discount is applicable in first year only.
    • L&C/Advt/2023/Oct/3510

    Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com Tata AIA Life Insurance Sampoorna Raksha Supreme. A Non – Linked Non- participating Individual Life Insurance Plan. UIN:110N160V04

     

     

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