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    TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

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    We all want to ensure that our loved ones have a comfortable life and secured future. We want to make sure they are never short in terms of financial resources to live the life of their dreams, thereby providing a strong 'foundation' of financial security for them. Tata AIA Life Insurance Sampoorna Raksha Supreme Plan, provides financial protection to your family and offers you the flexibility to choose the plan that suits your need.

    Choose to increase Life Cover at important milestones with Life stage option~
    Ease of payment with Single / Limited / Regular payment options
    Whole Life Cover till the age of 100~
    Lower premium rate for women

    Why Choose

    Tata AIA Life Insurance

    Sampoorna Raksha

    Supreme?

    Plan Highlights

    Option To Get 105% Return of Premium$

    Get Online Medical Consultation Facility##

    Enhance Your Protection with Optional Riders^

    Get Tax Benefits^^ As Per Applicable Tax Laws

    Why Term Plan Is Necessary?

    Get Large Cover at
    Lower Premium

    A term insurance premium is affordable
    and secures the financial future of your
    loved ones.

    Early Mover
    Advantage

    With an increase in age, your premium may also
    increase. When you buy the term plan at an early
    age it is more affordable.

    Provides Financial
    Security

    Buying a term plan is important if you are the sole bread earner in your family. In case of any unfortunate event, term plans help to cover the risk and secure the future of your loved ones.

    Avail Tax Benefits^^

     

    When you purchase a term plan, you get
    Tax Benefits as per applicable tax laws
    thus it will help you to save on tax.

    Sample Illustration$$


    Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 7,300 ₹ 6,200 ₹ 645 ₹ 547
    25 years ₹ 8,100 ₹ 6,900 ₹ 715 ₹ 609
    30 years ₹ 9,400 ₹ 8,000 ₹ 830 ₹ 706
    35 years ₹ 11,900 ₹ 10,100 ₹ 1,051 ₹ 892
    40 years ₹ 16,800 ₹ 14,300 ₹ 1,483 ₹ 1,263
    45 years ₹ 25,400 ₹ 21,600  ₹ 2,243 ₹ 1,907


    Premiums given are excluding taxes for Life Cover of 1 Cr., Standard Life, Non-Smoker for a policy duration of 40 years, Regular Pay under Life Plus option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 11,900 ₹ 10,100 ₹ 1,051 ₹ 892
    25 years ₹ 12,000 ₹ 10,200 ₹ 1,060 ₹ 901
    30 years ₹ 15,900 ₹ 13,500 ₹ 1,404 ₹ 1,192
    35 years ₹ 22,600 ₹ 19,200 ₹ 1,996 ₹ 1,695
    40 years ₹ 31,800 ₹ 27,000 ₹ 2,808 ₹ 2,384
    45 years ₹ 52,100 ₹ 44,300 ₹ 4,600 ₹ 3,912


    Premiums given are excluding taxes for Life Cover of 2 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 12,200 ₹ 10,400 ₹ 1,077 ₹ 918
    25 years ₹ 13,600 ₹ 11,600 ₹ 1,201 ₹ 1,024
    30 years ₹ 16,600 ₹ 14,200 ₹ 1,466 ₹ 1,254
    35 years ₹ 22,000 ₹ 18,800 ₹ 1,943 ₹ 1,660
    40 years ₹ 31,000 ₹ 26,400 ₹ 2,737 ₹ 2,331
    45 years ₹ 49,600 ₹ 42,200 ₹ 4,380 ₹ 3,726


    Premiums given are excluding taxes for Life Cover of 3 Cr., Standard Life, Non-Smoker for a policy duration of 20 years, Regular Pay under Life Option.

    Age Annual Premium Monthly Premium
    Male Female Male Female
    20 years ₹ 17,300 ₹ 14,767 ₹ 1,528 ₹ 1,304
    25 years ₹ 19,400 ₹ 16,567 ₹ 1,713 ₹ 1,463
    30 years ₹ 23,567 ₹ 20,133 ₹ 2,081 ₹ 1,778
    35 years ₹ 31,333 ₹ 26,700 ₹ 2,767 ₹ 2,358
    40 years ₹ 45,000 ₹ 38,267 ₹ 3,974 ₹ 3,379
    45 years ₹ 70,733 ₹ 60,133 ₹ 6,246 ₹ 5,310

    Discover a premium that perfectly aligns with your current income and future goals using our term insurance calculator.
     

    All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact, premium.

    Why Choose Tata AIA Life Insurance?

    74,56,580

    Families1 protected so far

    99.01%

    Individual Death Claim Settlement Ratio2 for FY22-23

    4 Hours

    Express Claim***

    Personalized Plans

    Flexibility to choose the life cover and add ons that’s right for you.

    Disclaimer
    • Tata AIA Life Insurance Sampoorna Raksha Supreme (A Non-Linked Non-Participating Individual Life Insurance Plan) • UIN:110N160V04 or any later version.
    • The plan offers multiple plan options like Life, Life Plus, Life Income and Credit Protect option. Please refer Brochure for more details.
    • This product is underwritten by Tata AIA Life Insurance Company Ltd.
    • The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance.
    • Insurance cover is available under this product.
    • All reference to age is as on last birthday.
    • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
    • Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
    • In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
    • 1Families protected from inception till date.
    • *This premium discount shall be applicable on the premiums payable in the first policy year only. The discount is based policy term, premium payment term opted.
    • ~Applicable for specific plan options. Please refer brochure for additional details.
    • $Under Life Plus Option, an amount equal to the 105% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term as Maturity Benefit, provided the life assured survives till maturity and the policy is not terminated earlier.
    • ##Medical Consultation is available under eligible policies of Tata AIA Life Insurance and these services are currently being provided by Practo. Medical Consultation feature is optional. It is the customer’s sole discretion to avail Medical Consultation and to follow the advice suggested by the service provider. All medical-related dealing will be directly with the service provider and not with Tata AIA Life Insurance. It is available only for Life Assured of active policies for select products/riders. This feature can be discontinued or service provider may be changed at any time at Tata AIA Life Insurance’s discretion. This feature is provided by a third party service provider and Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature.
    • +This plan offers pure risk premium option under Life Option and return of premium benefit under Life Plus Option along with other benefits. Please refer sales brochure for complete details.
    • This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company's underwriting and acceptance.
    • Insurance cover is available under this product. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
    • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
    • 2Individual Death Claim Settlement Ratio is 99.01% for FY 2022 - 23 as per the latest annual audited figures.
    • ***Applicable to only non-early claims more than 3 years of policy duration, non-investigation cases, up to Sum assured of 50 Lakh. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies and open title claims.
    • &Tax benefits of ₹46,800 u/s 80C is calculated at the highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium u/s 80C of ₹ 1,50,000.Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
    • ^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.
    • ^Below riders are available with this plan
      Tata AIA Vitality Protect, a non-linked, non-participating, individual health rider (UIN: 110B046V02)
      Tata AIA Vitality Health - A Non-Linked, Non- Participating Individual Health rider (UIN: 110B045V02)
    • Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.
    • L&C/Misc/2023/Oct/0520

    Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com Tata AIA Life Insurance Sampoorna Raksha Supreme. A Non – Linked Non- participating Individual Life Insurance Plan. UIN:110N160V04

     

     

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