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    TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

    TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

    Tata AIA Life Guaranteed Return Insurance Plan
    (UIN: 110N152V12) Individual, Non Linked, Non Participating, Life Insurance Savings Plan

    We present to you, Tata AIA Life Guaranteed Return Insurance Plan to meets tomorrow's requirements along with protecting your loved ones and dreams as it ensures you of guaranteed returns++ for the money invested. Investment in this plan helps you fulfill your medium to long term goals such as Child's Education/ Marriage or Retirement planning etc.

    Flexibility to choose from Guaranteed Lumpsum benefit++L and Guaranteed Income++i

    Guaranteed Additions++GA that boost corpus (Endowment Option)

    Enhance your protection with optional Riders^

    T&C Apply


    ++iT&C Apply

    Tax benefits% as per applicable Tax Laws

    ++GAT&C Apply

    Why Choose

    Tata AIA Life Insurance

    Guaranteed Return
    Insurance Plan

    Plan Highlights

    • Joint Life Cover~ and Flexibility to cover your spouse in the same policy (Whole Life Income)
    • Choice of Policy Term and Premium Payment Term#
    • Enhance your protection with optional riders^
    • Flexibility to choose Plan Option: Endowment, Regular Income or Whole Life Income
    • Choice of Policy Term with limited Premium Payment Term

    Why Choose Tata AIA Life Insurance?


    Families3 protected so far


    Individual Death Claim Settlement Ratio2 for FY22-23

    4 Hours

    1Express Claim

    Personalized Plans

    Flexibility to choose the life cover and add ons that’s right for you.

    1T&C Apply

    • Tata AIA Life Guaranteed Return Insurance Plan (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN: 110N152V12
    • This product is underwritten by Tata AIA Life Insurance Company Ltd.  
    • The plan is not a guaranteed issuance plan and it will be subject to company’s underwriting and acceptance.
    • Insurance cover is available under this product.
    • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
    • Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
    • In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
    • Risk cover commences along with policy commencement for all lives, including minor lives.
    • #Other options are available under this plan. Please Refer Sales Brochure for details
    • ~Applicable for specific plan options. Please refer brochure for additional details.
    • ++The benefits under the plan are Guaranteed and may be a % of the Annualised Premium or Total Premiums Paid based on the plan option selected. Please refer Brochure for more details.
    • ++LUnder the Endowment option, the Guaranteed Maturity Benefit (% of Total premiums Paid) will be paid along with the accrued Guaranteed additions (% of Gauranteed Maturity benefit)
    • ++iGuaranteed Annual Income (GAI) in the Regular Income option is a percentage of one Annualised Premium while in the Whole Life Income option is a percentage of the Total Premiums Paid
    • ++GAGuaranteed Addition (Endowment option)defined as a percentage of GMB shall accrue at a simple rate for each completed policy year, throughout the Policy Term and shall be payable on Maturity or Death whichever is earlier, subject to all due premiums being paid. GA shall accrue @ 5% of GMB.
    • ^Below riders are available with this plan
      Tata AIA Vitality Protect, a non-linked, non-participating, individual health rider (UIN: 110B046V02)
      Tata AIA Vitality Health - A Non-Linked, Non- Participating Individual Health rider (UIN: 110B045V02)
    • Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch."
    • **Premiums Including / excluding taxes. Illustration displays Annual Premium excluding taxes for 30 years old female, Standrad life,  opting for Regular Income Option (Single Life), Limited Pay for 10 years, Policy term of 12 years, Income term of 20 years."
    • All Premiums and interest payable under the policy are exclusive of the taxes, rider premiums, underwriting extra premiums, loading for modal premiums, if any which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.
    • %Income Tax benefits would be available as per the tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
    • 2Individual Death Claim Settlement Ratio is 99.01% for FY 2022 - 23 as per the latest annual audited figures.
    • 3Families protected from inception till date.
    • 1Applicable to only non-early claims with more than 3 years of policy duration, non-investigation cases, up to Sum Assured of Rs. 50 Lakh. Applicable for branch walk in. Time limit to submit claim to Tata AIA Life Insurance is 2 pm on working days. Subject to submission of complete documents. Not applicable for ULIP policies and open title claims.
    • L&C/Advt/2023/Oct/3511

    Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com



    IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.