Tata AIA Fortune Guarantee Supreme - Individual, Non-Linked, Non-participating, Life Insurance Savings Plan (UIN110N163V08)

*Guaranteed returns in this plan depends on Age at Entry of life assured, Premium payment term, policy term, premium amount and plan option chosen.

⁺With digital discount, Female age 55 years | Annual Premium 25 Lakh (excl. taxes) | Premium Payment Term 12 years| Policy Term 45 years | Income deferment post Premium Payment Term 5 years | Income Term 28 years

¹Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000 as per old tax regime. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.

²The current loyalty addition rate on the Sub-wallet will be 4.05% compounding annually. This rate will be reviewed every six months (on 1st April & 1st October every year).

³Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

⁴77,26,727 families protected till 31st March 2023.

⁵As on 03rd April 2024, the company has a total Assets Under Management (AUM) of Rs.100,099.11 Crores

⁶Applicable to only non-early claims more than 3 years of policy duration, non-investigation cases, up to Sum assured of 50 lacs. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies and open title claims.

⁷Illustrated premium is calculated for a 23-year-old healthy female with a premium paying term of 12 years, policy term of 25 years and premium payment with monthly instalment under My Income plan option. The premium shown is inclusive of taxes and online discount. The mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted. Guaranteed Benefit is calculated as ₹42,910 annual income for 25 years + ₹ 14,40,000 maturity benefit.

This product is underwritten by Tata AIA Life Insurance Company Ltd. 

Insurance cover is available under this product.

This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.

The product brochure should be read along with Benefit Illustration. 

Risk cover commences along with policy commencement for all lives, including minor lives.

Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.

In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.

For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

All Premiums and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses, or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.