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    TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

     

    Tata AIA Maha Raksha Supreme Select


    Non-Linked, Non-Participating, Individual Life Insurance Product (UIN: 110N171V02)


    Make the most of Tata Employee offer^


    The Plan is designed to offer comprehensive and customized life insurance coverage to secure the financial well-being of your family in your absence. Understanding that every individual has unique requirements and goals, this Term Plan with several distinct options ensures there’s adequate term protection for everyone. 


    Key benefits of Tata AIA Maha Raksha Supreme

    • Maturity Benefits

      Under Life Secure Plus, Step-Up Secure Plus and Joint Life Secure Plus Options, an amount equal to 100% of the Total Premiums Paid (excluding loading for modal premiums and discount) shall be payable at the end of the Policy Term as a maturity benefit.

    • Multiple Plan Options to suit requirements

      Life Secure, Life Secure Plus, Joint Life Secure, Joint Life Secure Plus, Step-Up Secure, Step-Up Secure Plus, and Legacy Secure Plus 

    • Payor Accelerator Benefit 

      A benefit equal to 50% of the base sum assured will be paid out as a lump sum on diagnosis of a Terminal Illness and all future premiums shall be waived off.

    • Life Stage Option

      Increase the coverage at any important events such as marriage, birth or adoption of 1st child, birth or adoption of 2nd child, or home loan disbursal 

    • Top-Up Benefit

      Increase the life cover by a certain percentage of the base sum assured yearly to factor in the increasing financial requirements.

    • Tax Benefits#

      under Section 80C and Section 10(10D) of the Income Tax Act 1961.

    • Optional Riders 

      With our add-on riders1, you can enhance the coverage for probable risk scenarios.

    • Renewability Option at Maturity

      If you want to extend the policy term of your term plan, you can choose to renew it at maturity. It is an option that can be exercised up to 5 times.

    • Flexibility

      The choice of the policy term and premium payment term (single, limited, or regular premium payment).

    4T&C apply

    Enrol in Tata AIA Vitality (Wellness Program)5

    Tata AIA Vitality is a globally recognized, holistic and science-based wellness program that helps you understand and improve your health while also rewarding you.​

    On enrolling into the Wellness Program, you get an upfront discount6 of up to 10% on first year rider premium. The premium discount in the subsequent years may increase or decrease based on your Wellness status (Decided based on your engagement levels, i.e., completion of health assessments, achievement of fitness goals etc.).​


     

    Disclaimers

    • Tata AIA Maha Raksha Supreme Select - Non-Linked, Non-Participating, Individual Life Insurance Product (UIN: 110N171V02)
    • ^Staff discount of 10% of the first year premium for regular /limited pay and 2% of single premium will be offered on the policies sourced by the company to employees of Tata AIA Life Insurance Company and employees of other companies of Tata and AIA group.
    • #Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
    • ^^Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.
    • This product is underwritten by Tata AIA Life Insurance Company Ltd. The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance.
    • 177,26,727 families protected till 31st December 2023.
    • 2Retail Sum Assured for FY2023 is Rs 4,43,479 Crores
    • 3As on 03rd April 2024, the company has a total Assets Under Management (AUM) of Rs.100,099.11 Crores
    • 4Applicable to only non-early claims more than 3 years of policy duration, non-investigation cases, up to Sum assured of 50 Lakh. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies and open title claims.
    • 5Tata AIA Vitality - A Wellness Program that offers you an upfront discount at policy inception. You can also earn premium discount / cover booster (as applicable) for subsequent years on policy anniversary basis your Vitality Status (tracked on Vitality app) Please refer rider brochures for additional details on health and wellness benefits.
    • Vitality is a trademark licensed to Tata AIA Life by Amplify Health Assets PTE. Limited, a joint venture between Vitality Group International, INC. and AIA Company Limited. The assessment under the wellness program shall not be considered as a medical advice or a substitute to a consultation/treatment by a professional medical practitioner.
    • 6On enrolling into the wellness Program, you get an upfront discount of 5% on first year premium for Accidental Death, Accidental Total & Permanent Disability, Accidental Disability Care Benefits and of 10% on first year premiums of the other benefit options. The rewards are offered on cumulative basis and in any year, the maximum rewards in view of both the upfront rewards and annual rewards _ex together shall be 15% for Accidental Disability Care and 30% for all other benefit options. Discount is driven by accumulated points which is achieved through wellness status. Please refer policy document for more details.
    • Insurance cover is available under this product.
    • This product is underwritten by Tata AIA Life Insurance Company Limited. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
    • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
    • In case of sub-standard lives, extra premiums will be charged as per our underwriting guidelines.
    • For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
    • All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.
    • L&C/Misc/2024/Apr/0297
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