Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN: 110N171V08)
Tata AIA Maha Raksha Supreme Select a popular term insurance plan offering comprehensive, customizable life cover to safeguard your family’s financial future in your absence. With multiple tailored options, it ensures the right protection for your loved ones.
With Life Secure Plus and Joint Life Secure Plus plan options, you'll get back 100% of the total premiums1 you've paid (excluding loading for modal premiums and discounts) at the end of the policy term as a maturity benefit.
If diagnosed with a Terminal Illness, you'll receive a lump sum payment equal to 50% of the base sum assured. Additionally, you won't have to pay any future premiums.
Increase the coverage at any important events such as marriage, birth or adoption of 1st child, birth or adoption of 2nd child, or home loan disbursal with our Life Stage option.
It's important to consider inflation's impact on your finances. Our Top-Up benefit lets you annually increase your life cover by a certain percentage of the base sum assured to accommodate rising financial needs.
In case of the first death of either you or your spouse during the policy term under Joint Life Secure and Joint Life Secure Plus, the surviving life may choose to continue their life cover by taking a single premium policy under our cover continuation option.
Premium paid for and payouts received under the policy are eligible for a tax2 deduction and tax exemption benefit under Section 80C and Section 10(10D) of the Income Tax Act 1961.
We offer 15% lower premium rate for women to make comprehensive protection more accessible.
With our add-on riders3 under this term insurance plan, you can enhance the coverage for probable risk scenarios.
You can extend the policy term of your term plan by choosing to renew it at maturity. This option can be used up to 5 times.
You can defer your premium payments for up to 12 months while keeping full coverage under your base plan and any riders. If a claim occurs during this period, the sum assured will be paid after deducting unpaid premiums. At the end of deferment, you'll need to pay all due premiums to keep the policy active. No additional premium and Interest is charged on deferred Premium.
If the life insured passes away after 3 policy years, an instant death benefit of INR 3 lakhs will be paid within 1 working day. The remaining sum assured amount will be paid after the claim investigation is completed. No additional premium charged.
Avail tax3 benefits as per the applicable Income tax laws.
4T&C apply
Disclaimers
Tata AIA Life Insurance Company Limited (IRDAI Regn. No.110 • CIN: U66010MH2000PLC128403). Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai – 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. And is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor / Intermediary or visit Tata AIA Life’s nearest branch office or call 1-860-266-9966 (local charges apply) or write to us at customercare@tataaia.com. Visit us at: www.tataaia.com.
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. |
Tata AIA Life Insurance © 2025. All Right Reserved.