Pension plan-a i invest hian i duh ang plan angin regular income i hmu thin. Deferred plan a nih chuan fixed regular income chu pension hnuah i dawng tan a, annuity nghalah erawh chuan he benefit hi investment i tan hnu lawkah pek chhuah a ni thung.

Vesting age tih hi policyholder-in pension plan atanga thla tin pension a dawn tan hun sawina atana hman a ni. India ramah hian vesting kum tlem ber chu kum 40 atanga kum 50 inkar a ni a, vesting kum zat chu kum 70 a ni thung. Pension plan policyholder i nih angin, benefits hmuh tan nan kum tlem ber leh a sang zawk inkar vesting age dik tak i thlang thei a ni.

Pension plan hnuaiah chuan thla tin premium emaw, sum hlawm angin emaw i pe thei a ni. He corpus hi kum tam tak chhung chu a lo thang lian a, i pension atana hman tur fund hrisel takah a chang ta a ni. Pension plan a zirin kum engzat nge i invest chhunzawm duh tih leh i invest tur zat chu pension benefit atan total amount engemaw zat dawng turin i thlang thei a ni.

I pension plan benefits i hmuh hun chhung hi payment emaw payout period tia hriat a ni. Entirnan, kum 65-80 inkar a hamthatna neih i thlang a, chutah chuan payout hun chhung chu kum 15 a ni ang. Pension plan thenkhatah chuan plan hnuaia duh thlan tur awmin payout/income period i thlang thei a, plan thenkhatah chuan accumulation period chhunga partial withdrawals phalsak a ni thung

I mamawh ang zela pension plan i thlan hmasak a ngai ang. Investment amount, payout benefit mode leh guaranteed additions eng pawh hi ngaihtuah tur thenkhat te chu an ni.

Pension corpus-a thawhhlawk tur i duh duh pension plan-a premium pek tan rawh. Pension fund siam tur chuan regular premium emaw, lump sum amount emaw i pe thei a ni. Chubakah, pension plan-ah pawh thla tin, quarter tin, kum chanve tin leh kum tin premium, i tana remchang zawk chu pek theih a ni bawk.

Heng premium pek te hi pension plan lam hawia pek chhuah te hi low-risk leh fixed-income securities ah an invest leh thin. Chumi return chu policyholder hnenah pension-ah guaranteed income nen pek chhuah a ni. Heng premium te hi Income Tax Act Section 80C hnuaiah ₹1.5 Lakh thleng tax deduction# pek theih a nih laiin, withdrawals emaw payouts te hian tax benefits an dawng thei lo.

Policy term tawp lamah chuan benefit zawng zawng lakchhuah emaw, annuity plan lei emaw chu i thlang thei ang. Annuity plan thenkhatah chuan thil lei man atanga return an pe bawk. Hei hian i pension plan hlawknaah hian annuity plan atana i lei man pawh a tel dawn tihna a ni.

Pension plan hian sum leh pai tam tawk tak tak a pe che a, chu chuan hun bi neia sum hman dan turah awlsam takin i insiam rem thei ang, nun nuam tak i hmang thei a, i pension hnua i nun hun rangkachak i hman theih nan a pui che a ni.

Pension plan hian nun hlim tak i neih theih nan i fa te/ chhung te hnenah sum leh pai lama tanpuina dil a ngai tawh loh avangin zalenna leh chhuanawm takin nung turin a pui che a ni.

Kum upa lamte hi hriselna lama harsatna an tawk nasa zawk. Pension plan-te hian damdawi man sang chho zel karah medical emergency-ah i mamawh em em ṭanpuina a pe che a ni.

Pension plan a awm a, chu chuan guaranteed return a pe a, chubakah annuity option - immediate leh deferred annuity plan te pawh a awm bawk.

Pension plan-a investment hian compounding benefit a nei a, chu chuan a hnuah policy term tawp lamah return hrisel tak a khawlkhawm theih nan a pui thin.

Pension plan-a sum khawlkhawm te hian Section 80C hnuaiah tax deduction benefit leh Section 10(10D) hnuaiah tax^# exemption benefit a dawng thei a ni.

Pension plan rin loh taka i boral hunah i chhungkaw sum leh pai hmalam hun a humhim bakah pension hnu kum atan fund tha tak a khawlkhawm sak bawk che a ni.

Add-on rider option atang hian hlawkna i hmu thei bawk a, chu chuan natna khirh tak, beisei loh taka damdawi ina dah leh damdawi man, etc. lakah cover a pe a ni.

Tata AIA Life Insurance atanga pension plan i lei chuan pension sum khawlkhawm nen life insurance cover i hmang thei ang. Hei hian sum leh pai lama hmalam hun him siam turin a puih mai che bakah i chhungte nen pawh a humhim bawk.

Kan hnen atanga pension plan i lei chuan i duh angin pension plan hnuaiah regular income i nei thei ang. Income mumal tak neih hian sum khawlkhawm khawih ngai lovin i thil tul leh nitin senso zawng zawng a phuhru thei a ni.

Tata AIA Life Insurance hian FY 2020-21 chhung hian claim settlement ratio 98.02% a nei a, hei hian i claim te chu harsatna leh harsatna awm lovin a hun takah leh tha takin a kal tlangin a chingfel dawn tihna a ni.

I budget angin pension plan-ah investment i neih theih nan leh i mamawh angin hamthatna i dawn theih nan, i remchan dan angin deferred annuity plan emaw immediate annuity plan emaw neih theihna tur kan pe che a ni.

Kan pension plan neih hmang hian premium pek dan tur i thlang thei a, premium boost hmangin thlatin sum lakluh i tipung thei a, coverage tihpun nan ^~riders te chu plan-ah i dah belh thei a, thil dang tam tak i nei thei bawk!

I nun kum rangkachak tak takte humhim turin tailor made solutions kan pe a. Kan pension plan te hi i hmalam hun humhim nan te, i duhthusam tihhlawhtlin nan te, i pension hnua lungkhamna awm lo nun hmang turin kan siam danglam thei a ni.