Non-Linked, Non-Participating, Individual Life Insurance Savings Plan (UIN: 110N158V07)
Non-Linked, Non-Participating, Individual Life Insurance Savings Plan (UIN: 110N158V07)
Tata AIA Life Insurance
Fortune Guarantee Plus
Tata AIA Life Insurance
Fortune Guarantee Plus
2X Benefits in
One Insurance
Savings + Life
Cover starting @ just
Rs. 2119/month^^
2X Benefits in
One Insurance
Savings + Life
Cover starting
@ just
Rs. 2119/month^^
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A Savings Plan that Guarantees* more
Invest with Tata AIA's Fortune Guarantee Plus Savings Plan which provides you securities on multiple fronts - get Guaranteed* Income, choice to get Return of Premiums paid+, Cover against 40 Critical Illnesses3, and also redemption of Tax Benefits%. Just choose your premium paying term, set your income receiving term, pick mode of payment & live life the way you want.
Why Choose Tata AIA Life Insurance?
68 Lakh +
Families5 protected so far
98.53%
Claim Settlement Ratio2 for FY 2021-22
4 Hours
Express Claim***
Personalized Plans
Flexibility to choose the life cover and add ons that’s right for you.
Why Choose Tata AIA Life Insurance Fortune Guarantee Plus?
Guaranteed* Income
for worry-free future
Return of premium+
at the end of income period
Save Tax up to 46,800++
as per applicable laws
Enhanced Health protection
against 40 Critical IIInesses3
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Flexibility to choose plan options
Choose from either a regular income plan or regular income with an in-built critical ilness benefit.
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Add Rider# Benefits
Freedom to choose any of the additional riders to increase the protective cover.
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Joint Life policy
Choice of Joint Life policy under single premium payment option
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Pay as per Convenience
Choice of Premium payment between Single Premium, Regular Premium payment or Limited Payment option
Sample Illustration^^
Minimum Premium
| Premium Payment Term | Single Pay | Limited Pay | Regular Pay |
| Minimum Annual Premium (excl taxes) |
Rs. 5000 | Rs 24,000 p.a. | Rs 24,000 p.a. |
| Minimum Monthly Premium (excl taxes) |
Rs. 5000 | Rs 2,119 p.m. | Rs 2,119 p.m. |
Premium p.a. (excl taxes) |
Premium per month (excl taxes) |
Premium Payment Term |
Policy Term |
Income Term |
Total Premium |
Guaranteed Income1 p.a. |
Total Guaranteed BenefIt (Total Income +Total Premiums) |
100000 |
8830 |
5 |
10 |
20 |
500000 |
49940 |
1498800 |
60000 |
5298 |
5 |
10 |
20 |
300000 |
29964 |
899280 |
50000 |
4415 |
5 |
10 |
20 |
250000 |
24970 |
749400 |
24000 |
2119 |
5 |
10 |
20 |
120000 |
11986 |
359720 |
100000 |
8830 |
10 |
15 |
30 |
1000000 |
154,710 |
5641300 |
60000 |
5298 |
10 |
15 |
30 |
600000 |
92,826 |
3384780 |
50000 |
4415 |
10 |
15 |
30 |
500000 |
77,355 |
2820650 |
24000 |
2119 |
10 |
15 |
30 |
240000 |
37,130 |
1353900 |
60000 |
5298 |
12 |
12 |
20 |
720000 |
76,722 |
2254440 |
1 The benefit displayed above is for age group of 18 to 50, Male, standard life, Plan Option 1 (Regular Income)
Single Premium (excl taxes) |
Premium per month (excl taxes) |
Premium Payment Term |
Policy Term |
Income Term |
Total Premium |
Guaranteed Income1 p.a. |
Total Guaranteed Beneft (Total Income +Total Premiums) |
500000 |
1 |
5 |
20 |
500000 |
44350 |
1387000 |
|
500000 |
1 |
5 |
40 |
500000 |
44350 |
2274000 |
1 The benefit displayed is for age 35, Male, standard life, Plan Option 1 (Regular Income)
"All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.
Why a savings plan is necessary ?
Guaranteed* independence
Guaranteed* independence
A Savings Plan that ensures you have an assured source of income to support your wellbeing in the future.
Happy retirement
Happy retirement
Invest wisely to enjoy the sunset years of your life. A Saving Plan is a good tool start planning a retirement corpse to live life fully. Irrespective of whether and how much your partner has invested, financially equipping yourself today goes a long way in securing a peaceful tomorrow.
Financial Security
Financial Security
In this day and age, when two incomes are required to lead a certain quality of life, securing a Guaranteed Income Savings Plan makes equal sense for both partners. In case of any unfortunate event, saving plans also help to cover the risk and secure the future of your loved ones.
Tax% Benefits
Tax% Benefits
When you purchase a term plan, you get Tax Benefits as per applicable tax laws.
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Disclaimer
- Tata AIA Life Insurance Fortune Guarantee Plus (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) • UIN: 110N158V07
- This product is underwritten by Tata AIA Life Insurance Company Ltd.
- The plan is not a guaranteed issuance plan and it will be subject to company’s underwriting and acceptance.
- Insurance cover is available under this product.
- For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
- Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
- In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
- Risk cover commences along with policy commencement for all lives, including minor lives.
- *“Guaranteed Annual Income” shall be a fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year. Guaranteed Annual Income as per the chosen Income Frequency shall commence after maturity till the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.
- 4Illustrated premium is the Monthly premium exclusive of taxes, rider premiums, underwriting extra premiums, which will be entirely borne/paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.
- +++Medical Consultation is available under eligible policies of Tata AIA Life Insurance and these services are currently being provided by Practo. Medical Consultation feature is optional. It is the customer’s sole discretion to avail Medical Consultation and to follow the advice suggested by the service provider. All medical-related dealing will be directly with the service provider and not with Tata AIA Life Insurance. It is available only for Life Assured of active policies for select products/riders. This feature can be discontinued or service provider may be changed at any time at Tata AIA Life Insurance’s discretion. This feature is provided by a third party service provider and Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature.
- #Below riders are available with this plan
- Tata AIA Vitality Health (UIN: 110B045V01 or any other later version) - A Non-linked, Non-participating, Individual Health Rider
- Tata AIA Vitality Protect (UIN: 110B046V01 or any other later version) - A Non-linked, Non-participating, Individual Health Rider
- Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V02 or any other later version) - A Non-linked, Non-participating, Individual Health Rider
- Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02 or any other later version) - A Non-linked, Non-participating, Individual Health Rider.
- Tata AIA Vitality Health (UIN: 110B045V01 or any other later version) - A Non-linked, Non-participating, Individual Health Rider
- Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life Insurance Advisor/Intermediary/ branch.
- %Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
- +Return of Premium shall be the return of Total Premiums Paid (excluding loading for modal premiums, discount, any extra premium, rider premium and taxes) by the policyholder and shall be payable at the end of the Income Period irrespective of survival of the life insured(s) during the income period.
- 3Applicable for specific plan options. Please refer brochure for additional details.
- ~Internal Rate of Return shown in the example is for a 30 year old male, single life, option 1 for PT- 17 years PPT- 12 years for an income term of 30 years with Annual Premium Payment and Annual Income mode. All reference to the age is as on the last birthday.
- 2Indiviual death claim ratio for FY 2021-22 as per annual financial statements.
- ***Applicable to only non-early claims more than 3 years of policy duration upto Sum assured of 50 Lakh. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies.
- ++Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D, 10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act, 1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
- 568,75,083 families protected till October 2022
- $Assigned the highest issuer rating of AAA by ICRA. Issuer Rating represents opinion on ability to pay policy-holder obligations and claims in a timely manner for an insurance company.
- L&C/Advt/2022/Dec/3231
- Tata AIA Life Insurance Fortune Guarantee Plus (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) • UIN: 110N158V07
Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint. |
