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Choose between regular income, and regular income with in-built critical illness benefit
Choose income period from 20 to 45 years
Get the return of premium at the end of the income period
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Highlights of Tata AIA Life Insurance Fortune Guarantee Plus
Flexibility to plan your future goals with either regular income1, or regular income with in-built critical illness benefit
Tax benefits as per the applicable Income Tax laws^^
Add Savings Plan Riders2
Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider
Tata AIA Life Insurance Non-Linked Comprehensive Health Rider
Age at entry~
|Minimum age at entry|| Other than POS:
Option 1: 1 year
Option 2: 18 years
|Maximum age at entry|| Other than POS/
Premium Payment Term (PPT)/ Policy Term (PT) – (in years)
Premium payment frequency options
Premium (Rs.) (excluding discount)
Minimum:Single Pay - Rs. 5,000
Limited Pay / Regular Pay – Rs. 24,000 p.a.
|Option 1: 20 to 45 years (in multiples of 5 years)
The Policy Term + Income period is within the range of 25 years to 50 years
Option 2: 30 years for 5 pay and 25 years for
| Income mode
||Annual and Monthly|
Age at maturity~
|Minimum age at maturity|| Other than POS
Option 1: 18 years
Option 2: 23 years
|Maximum age at maturity||
Other than POS:
Single Life – Rs. 50,000
Joint Life – Rs. 6,250 for First death and
Rs. 50,000 for Second death
Regular / Limited pay:
Rs. 24,000* Death Benefit Multiple
Maximum:Other than PoS: No limit, subject to the
Board Approved Underwriting Policy (BAUP)
Corresponding to a maximum Death Benefit of Rs. 25 lakhs
~All reference to age is as on last birthday
When you purchase the Tata AIA Life Insurance Fortune Guarantee Plus (UIN: 110N158V02) plan, the minimum premium amount to be paid is as follows:
You can choose from the following premium payment frequencies
You can choose any of the following channels to reach out to us and raise a claim.
Email us at: email@example.com
Call our helpline number - 1860-266-9966 (local charges apply)
Walk into any of the TALIC branch offices
Write directly to us at:
The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110
To buy an insurance policy, you need to submit the following mandatory documents.
Proof of address:
The following documents are accepted as valid proof of your address.
Proof of identity:
Some of the documents that are accepted as valid proof of your identity include:
Documents showing proof of income:
These documents, which are required only for a few plans, include:
Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.
With the Tata AIA Life Insurance Smart Income Plus (UIN: 110N158V01) plan, you can purchase the following riders.
By submitting your details, you are giving your consent to receive SMS/Call by Tata AIA Life Insurance Company Limited or its representative, with reference to this solicited inquiry even though you may be registered on the DND list. L&C/Advt/2019/Jan/075
1Guaranteed Income shall be a fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year.
This product is underwritten by Tata AIA Life Insurance Company Ltd.
Insurance cover is available under this product.
Policies sourced through PoS Channel will not have any medical examination. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
*Premium excludes the taxes, rider premiums, underwriting extra premiums, loading for modal premiums if any
2Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V02 or any other later version) and Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02 or any other later version) are available under this plan. Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.
^^Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
Risk cover commences along with policy commencement for all lives, including minor lives.
Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
All Premiums and interest payable under the policy are exclusive of the taxes, rider premiums, underwriting extra premiums, loading for modal premiums, if any which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.