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    Tata AIA Life Insurance Linked Comprehensive Protection Rider


    The Tata AIA Life Insurance Linked Comprehensive Protection Rider provides coverage for various unforeseen events and risks, such as death, disability due to accident, a wide range of critical illnesses, or terminal illness to name a few. This ensures that we protect our family against life’s uncertainties, no matter what they may be.

    Benefits at a Glance

    • Comprehensive Risk Cover Options

      Comprehensive Risk Cover Options

      Get comprehensive cover for death, disability, critical illness and terminal illness.

    • Flexible Benefit Payouts

      Flexible Benefit Payouts

      Receive benefits as a combination of lump sum, income for fixed-period or income till survival of partner, or as waiver of future premiums.

    • Extend Coverage to Loved Ones

      Extend Coverage to Loved Ones

      Easily extend the protection for your family under the same plan.

    • Return of Premiums on Maturity

      Return of Premiums on Maturity

      Option to receive the return of balance premiums on maturity2.

    • Flexible Rider Additions

      Flexible Rider Additions

      Rider1 is available with multiple products such as TATA AIA Life Insurance Fortune Maxima, TATA AIA Life Insurance Wealth Pro. 

    • Tax Benefits

      Tax Benefits

      Get income tax3 benefits as per the prevailing tax laws.

    • Disclaimers

      • Tata AIA Life Insurance Linked Comprehensive Protection Rider - A Non-Linked, Non- Participating Individual Health rider (UIN:110A032V05)
      • 1Riders are not mandatory and are available for a nominal extra cost. For more details on the benefits covered, rider charges and exclusions under the Riders please refer to the Rider Brochure or contact our Insurance Advisor/ Intermediary or visit our nearest Branch Office. 

      • 2If Return of Balance Premium option is chosen with applicable   benefit option/s, an amount equal to the Total Premiums Paid (excluding loading for modal premiums) towards the benefit option, less any claim amount already paid out under the respective benefit option, shall be payable at the end of the benefit option term, provided the benefit option is not terminated.

      •  3Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

      • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. 

      • All Premiums are subject to applicable taxes, cesses & levies which will entirely be borne by the Policyholder and will always be paid by the Policyholder along with the payment of Premium. If any imposition (tax or otherwise) is levied by any statutory or administrative body under the Policy, Tata AIA Life Insurance Company Limited reserves the right to claim the same from the Policyholder. Alternatively, Tata AIA Life Insurance Company Limited has the right to deduct the amount from the benefits payable by Us under the Policy. 

      • For disclaimers related to unit link products, kindly refer the unit linked product page. 

      • Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company. Please make your own independent decision after consulting your financial or another professional advisor

      • Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any)

      • If your policy offers variable benefits, then the illustrations on this page will show two different rates of assumed future investment returns. Currently the gross investment returns are stipulated as 4% p.a. and 8% p.a. These assumed rates of return are not guaranteed, and these are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including actual future investment performance.

      • Life insurance cover is available under the solution. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. 

      • L&C/Advt/2026/Jun/3799

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