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Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan (UIN:110N152V10)
The dreams and goals you share with your family are undoubtedly some of the most precious, and cherished parts of life. To ensure those dreams become a reality, what you need is a good high returns savings plan to rely on. With the guaranteed returns* that savings plans offer, you can scratch off all your major and minor life goals from your list, like taking a dream vacation, funding your children’s higher education, and buying your very own home.
The Tata AIA Life Insurance Guaranteed Return Insurance Plan is a savings plan that allows you to save up all you need to meet the major milestones in your life, and turn your dreams into reality. With a guaranteed income plan, you can benefit from life insurance coverage, and an element of savings to meet your life goals.
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Benefits of Tata AIA Life Guaranteed Return Insurance Plan - A Savings Plan
Guaranteed Returns
Guaranteed returns* plan with the flexibility of lump sum, regular income, whole life income benefit
Life insurance guaranteed return coverage to secure the future of your loved ones
Option of joint life in same policy under Whole Life Income benefit
Enhanced Guaranteed Return Insurance Plan protection through optional riders1
Highlights of Tata AIA Life Insurance Guaranteed Return Insurance Plan
You can choose from three plan options: Guarantee Endowment plan, Regular Income and Whole Life Income
You have the flexibility to plan your future goals with guaranteed returns investment plans*
You can choose any of the additional riders to increase the financial funds and protection offered
The guaranteed return insurance plan gives you the freedom to pay premiums for single and limited periods
You can avail tax benefits^ as per the applicable tax laws
Age at entry and Maturity~
| Minimum** | Maximum** | |
| Entry age (Years) | 0 | Non PoS: 65 PoS: 60 |
| Maturity age (Years) | 18 | Non PoS: 85 PoS: 65 |
**All reference to age is as on last birthday.
Premium payment term/ Policy term
| Option | Premium Payment Term (Years) |
Policy Term (Years) | |
| Minimum | Maximum | ||
| Option 1 - Single Pay | 1 | 10 | |
Option 1: Limited Pay |
5 | 10 | Non PoS: 40 PoS: 20 |
| 6 | 11 | ||
| 7 | 12 | ||
| 8 | 13 | ||
| 9 | 14 | ||
| 10 | 15 | ||
| 11 | 16 | ||
| 12 | 17 | ||
| Option 1: Regular Pay | 10 | 10 | |
| 12 | 12 | ||
| Option 2 | 5 | 6 | |
| 6 | 7 | ||
| 7 | 8 | ||
| 8 | 9 | ||
| 9 | 10 | ||
| 10 | 11 | ||
| 12 | 13 | ||
| Option 3 | Single Pay | 5 | |
| 5 | 5 | ||
| 6 | 6 | ||
| 7 | 7 | ||
| 8 | 8 | ||
| 9 | 9 | ||
| 10 | 10 | ||
| 11 | 11 | ||
| 12 | 12 | ||
Premium payment frequency options |
Single Annual Semi-annual Quarterly Monthly |
| Basic sum assured |
Death benefit multiple x Annualised premium |
~ Age as on last birthday
Flexibility to choose Income Period from 20 to 45 years
Under the Tata AIA Life Insurance Guaranteed Return Insurance Plan, you have the flexibility to choose from the following plan options.
Option 1: Endowment
Option 2: Regular Income
Option 3: Whole Life Income
You can choose from the following premium payment frequencies.
You can choose any of the following channels to reach out to us and raise a claim.
Email us at: customercare@tataaia.com
Call our helpline number - 1860-266-9966 (local charges apply)
Walk into any of the TALIC branch offices
Write directly to us at:
The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110
You will have to submit the following mandatory documents to buy an insurance policy.
Proof of address:
The following documents are accepted as valid proof of your address:
Proof of identity:
Some of the documents that are accepted as valid proof of your identity include:
Documents showing proof of income:
These documents, which are required only for a few plans, include:
Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.
With the Tata AIA Life Insurance Guaranteed Return Insurance Plan (UIN:110N152V10), you can purchase the following riders.
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TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.
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*Guaranteed Returns/Payouts depend on Plan Option, Policy Term, Premium Payment Term and Age at entry.
Guaranteed Addition defined as a percentage of GMB shall accrued at a simple rate for each completed policy year, throughout the Policy Term and shall be payable on Maturity or Death whichever is earlier, subject to all due premiums being paid. GA shall accrue @ 5% of GMB.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
Insurance cover is available under this product.
In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.
^Income Tax benefits would be available as per the tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site.
Please consult your own tax consultant to know the tax benefits available to you.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
If you are an existing customer, log in
TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.
Looking to get a new plan?
Connect with us now
