Buy Guaranteed Return Insurance Plan & Get Guaranteed Returns

Name: Guaranteed Return Insurance Plan
Brand: Tata AIA Life Insurance
Rating: 5 (20 reviews)

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Plan

Key
Benefits

Guaranteed returns

Guaranteed returns* with flexibility of lump sum, regular income, whole life income benefit

Insurance coverage

Life insurance coverage to secure the future of your loved ones

*Conditions apply

Cover for your spouse

Option of joint life in same policy under Whole Life Income benefit

Add-on riders

Enhanced protection through optional riders¹

Highlights of Tata AIA Life Insurance Guaranteed Return Insurance Plan

You can choose from three plan options: Endowment, Regular Income and Whole Life Income

You have the flexibility to plan your future goals with guaranteed returns*

You can choose any of the additional riders to increase the protection offered

The plan gives you the freedom to pay premiums for single and limited periods

You can choose to pay your premiums annually, semi-annually, quarterly or monthly

You have the option to avail a loan against your policy

You can avail tax benefits^ as per the applicable tax laws

Know More

Check Eligibility Documents Required

Age at entry and Maturity^~

Minimum**

Maximum**

Entry age (Years)

Non PoS: 65

PoS: 60

Maturity age (Years)

Non PoS: 85

PoS: 65

**All reference to age is as on last birthday.

Premium payment term/ Policy term

Option	Premium Payment Term (Years)	Policy Term (Years)
		Minimum	Maximum
Option 1 - Single Pay	1	10
Option 1: Limited Pay	5	10	Non PoS: 40 PoS: 20
	6	11
	7	12
	8	13
	9	14
	10	15
	11	16
	12	17
Option 1: Regular Pay	10	10
	12	12
Option 2	5	6
	6	7
	7	8
	8	9
	9	10
	10	11
	12	13
Option 3	Single Pay	5
	5	5
	6	6
	7	7
	8	8
	9	9
	10	10
	11	11
	12	12

Premium payment mode

Premium payment frequency options

Single
Annual
Semi-annual
Quarterly
Monthly

Sum assured

Basic sum assured

Death benefit multiple x Annualised premium

^~ Age as on last birthday

PAN card

Aadhaar card

Bank statement (for the previous 6 months)

Salary slip

Income tax receipt

Downloads

Download brochure

Download policy bond

Frequently Asked Questions

What are the plan options under the Guaranteed Return Insurance Plan?

Under the Tata AIA Life Insurance Guaranteed Return Insurance Plan, you have the flexibility to choose from the following plan options.

Option 1: Endowment

Option 2: Regular Income

Option 3: Whole Life Income

What is the premium payment frequency for this savings plan?

You can choose from the following premium payment frequencies.

Single
Annual
Half-yearly
Quarterly
Monthly

How can I raise a claim under this savings plan?

You can choose any of the following channels to reach out to us and raise a claim.

Email us at: customercare@tataaia.com
Call our helpline number - 1860-266-9966 (local charges apply)
Walk into any of the TALIC branch offices
Write directly to us at:

The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110

What documents would I require to buy an insurance policy?

You will have to submit the following mandatory documents to buy an insurance policy.

Proof of address:

The following documents are accepted as valid proof of your address:

Bank Statement (or passbook) with the latest entries for six months
Aadhaar card
Passport
Voter's ID
Driving license
Electricity/telephone bill
Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

PAN card
Aadhaar card
Passport
Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

Salary slips of the previous 3 months
Income tax returns/Employer certificate
Bank statement of the previous 6 months
Latest Form 16

What are riders? Which rider can I purchase with the Guaranteed Return Insurance Plan?

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Life Insurance Guaranteed Return Insurance Plan (UIN:110N152V10), you can purchase the following riders.

Show all

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Disclaimers

*Guaranteed Returns/Payouts depend on Plan Option, Policy Term, Premium Payment Term and Age at entry.
Guaranteed Addition defined as a percentage of GMB shall accrued at a simple rate for each completed policy year, throughout the Policy Term and shall be payable on Maturity or Death whichever is earlier, subject to all due premiums being paid. GA shall accrue @ 5% of GMB.
Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than all the Premiums Paid.
This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
Insurance cover is available under this product.
In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
All Premiums, Charges, and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust and recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy.
^Income Tax benefits would be available as per the tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere on this site.
Please consult your own tax consultant to know the tax benefits available to you.
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.