Tata AIA Life Insurance
BMI Calculator

With the help of the BMI calculator online, you can know if you have a healthy body weight as per your height. Knowing your BMI can help you prepare for several potential health risks in case you are overweight, obese, or underweight. Since the BMI calculator for men and women is the same, you should also consider other factors that could be the reason for your BMI reading. In the case of children, the BMI calculator takes age and gender into account.
 

Below are some reasons why you should use an online body mass index calculator:
 

• An online BMI calculator helps you understand if your Body Mass Index reading is within the healthy weight range.
• If the reading indicates that you are obese, overweight or underweight, you can start taking steps to reduce any potential health risks.
• The BMI reading given by the BMI calculator online is quite accurate, as long as the information you feed is correct.
• If your BMI shows a deviated reading, your doctor/nutritionist can help you prepare a fitness schedule and food chart based on your BMI to help you achieve a healthy weight.
• Since the Body Mass Index online calculator is a quick, free, and easy-to-use tool, you can access it anytime and anywhere.

The same BMI chart is used for men and women. Therefore, the readings for a normal or healthy weight range will be the same for men and women, considering a host of other factors. However, a normal BMI not only indicates that you have a healthy body weight but will also affect the cost of your life insurance premiums.

With a normal BMI, you are likely to pay a lower premium as compared to someone with a BMI that indicates that they are overweight or underweight. People who have a BMI higher or lower than the normal BMI are prone to health conditions such as heart diseases, high or low blood pressure, diabetes, etc.

To ensure your premiums are low, try your best to maintain a BMI within the normal or healthy BMI range.

In general, your insurance provider will not ask you to furnish your medical certificate unless you have any underlying health issues. If you are suffering from certain health conditions due to obesity or due to being severely underweight, your BMI and your medical certificate will be taken into consideration.

The normal BMI range is from 18 to 24.9. Anything below that is underweight and above is overweight or obese. As the BMI is a practical and direct indicator of your health in relation to your weight, the cost of your life insurance policy can be considered keeping your BMI in mind and hence, a Body Mass Index online calculator is used in life insurance.

Hence, if you have a BMI in the normal range, you could be looking at paying premiums that are lower than those with a very high or low BMI reading. This is because overweight, obese or underweight people may need medical consultation and assistance due to potential health issues which increases the risk of their life. Therefore, their life insurance premiums can be high too.

There is no hard-and-fast rule on how much you should weigh as per your height and age. However, for the sake of standardization, the BMI calculator assesses a normal or unhealthy weight by correlating your height and weight. Your genes, age, medical history, the fat content in your body, the muscle mass in your body, etc., can affect your BMI reading.

For adults, the BMI chart starts at 5 feet and 45 kilograms and goes up to 6.4 feet and around 98 kilograms. However, there is no way to calculate your BMI by your age.

It is important to know that in adults, excess visceral fat or excess fat in the midsection can be one of the main reasons for many health issues. Hence, even a slim person with a very normal BMI falls prey to these conditions if they have excess fat in their midsection. As per the BMI chart, your height and weight should indicate a normal BMI range of 18 to 24. However, in case you do have any health concerns that you are aware of, you should act on it and consult your general physician even though your BMI may be normal.

Though BMI values arrived at from the correlation between your height and weight are sufficiently reliable, the readings are standard and do not consider a number of factors such as the age of the adult, the body fat, muscle mass and the body frame. Hence, even a slim person with greater bone mass density can appear to be overweight according to their BMI value. But in cases where people need to know if they come under a healthy weight range, the BMI calculator and its readings are reliable enough.

To maintain a healthy BMI, you will need to maintain healthy body weight. There are no standards on what the ideal height and body weight is but you can set some guidelines for yourself. Irrespective of your height, if your weight is causing minor issues such as breathlessness during physical activities, pain in the joints, or general discomfort while sitting down and getting up, it could be a clear indicator that your weight is on the higher side. Similarly, a very low weight that causes problems with your appetite and nutritional needs may require you to work on gaining some weight. Of course, all of this should only be done under the guidance of a general physician or a certified nutritionist.

The main aim of measuring your BMI is to know whether your weight poses an increased risk for weight-related ailments. That is why it becomes essential to maintain a healthy BMI. You can achieve this by eating balanced and healthy meals, sleeping well, and getting at least 30-40 minutes of exercise daily.

Your BMI can most certainly increase or decrease with your age. Unless you are quite mindful of your daily schedule and your health, it is likely that there will be some fluctuations in your body weight from time to time. If the changes are minor, there won’t be much difference in your BMI readings since its accuracy falls within a range.

However, if you undergo excessive weight loss or weight gain with age, the reason for this could be your genetic history, your lifestyle habits, and many other factors. As far as possible, aim to maintain a healthy weight influenced by healthy habits or visit your general physician if you feel that your weight can be a reason for potential health problems.

In many cases, people have weight-related problems due to poor lifestyle choices. If you can manage to get enough exercise and sleep and follow a healthy diet plan, it is possible to maintain a healthy weight which means a healthy BMI. However, if your weight-related issues are due to a genetic condition, then it is best to consult your doctor since a simple diet and exercise regime may fall short of your expectations.

No, the BMI reading will only consider your total weight in relation to your height. Hence, two people who have the same weight and height will have a similar BMI reading, even though one person’s body fat content will be greater while the other person’s muscle mass will be greater.

Yes, your gender will affect your BMI reading. However, the BMI chart for men and women is the same. So, while the standards for being in the healthy weight range or the deviated weight range are the same for men and women, they can have different BMI readings, depending on their age, body fat content, muscle mass and height.