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The linked insurance product does not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.
With the Capital Guarantee & Immediate Income solution, you will receive regular income while grow your money through market-linked4 investments. It ensures your invested amount stays safe, helps build your wealth, and provides life cover to protect your family's financial future.
The Tata AIA Capital Guarantee and Immediate Income Solution combines two popular plans: Tata AIA Fortune Guarantee Supreme (Savings plan) and Tata AIA Smart Fortune Plus (ULIP plan).
This combination offers the best of both worlds:
Savings for regular income from the savings plan.
Market-linked investment returns4 from the ULIP plan.
This solution is designed to meet your diverse financial needs, providing both stability and growth for your long-term financial goals.
*T&C apply
Our experts are happy to help you!
This advertisement is designed for combination of Benefits of two or more individual and separate products named (1) Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01) and (2) Tata AIA Fortune Guarantee Supreme - Individual, Non-Linked, Non-participating, Life Insurance Savings Plan (UIN110N163V10).
The life cover will serve as a financial shield, providing the sum assured to your nominees in the event of your unexpected demise at any time during the policy tenure.
The premium amount paid by you will be secured to offer a regular income and a lump sum benefit at the end of the income term.
You can choose from our top-rated investment fund1 options to grow your wealth and achieve your future financial goals.
At the end of the income term, you will receive the lump sum benefit, which is the return of all the premium3 amount paid.
You get the flexibility to decide the percentage of your guaranteed* maturity amount based on your financial needs.
From the 6th policy year, you can make partial withdrawals6 to meet your financial needs at different stages of life.
*T&C apply
A combo insurance plan combines two or more life insurance policies into a single comprehensive solution. Combo plan offers multiple benefits, such as life cover, savings, and investment opportunities, all in a single plan.
Tata AIA Life Insurance combo insurance plans simplify managing your financial needs by providing a single policy that addresses multiple life goals. With this plan you can enjoy the benefits of life insurance, savings, and investments without the hassle of handling multiple policies over the long term.
Plan At a Glance
Plan Parameters | Minimum | Maximum | |
Combination Products | Tata AIA Smart Fortune Plus; Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01)and Tata AIA Fortune Guarantee Supreme; Individual, Non-Linked, Non-participating, Life InsuranceSavings Plan (UIN110N163V10). | ||
Age at Entry (years)## | 18 | 50 | |
Age at Maturity(years)## |
18 | 85 | |
Premium Payment Term(PPT)(years) /Policy Term(years)
|
Combination |
PPT |
PT |
Tata AIA Smart Fortune Plus and and Tata AIA Fortune Guarantee Supreme | 7 |
15 |
|
10 |
21 |
||
12 |
25 |
||
Capital Guarantee Variation | 80%, 100%, 150% and 200% | ||
Income Term(years) | Subject to Policy Term | ||
Income Mode | Annual and Monthly | ||
Premium (₹) (in multiples of 1000) | 50,000 | No Limit, subject to Board approved underwriting guidelines | |
Premium Payment Mode | Annual / Half Yearly / Quarterly / Monthly |
Capital Guarantee & Immediate Income Solution is a combination of Tata AIA Smart Fortune Plus and Tata AIA Fortune Guarantee Supreme
##All reference to age is as on last birthday.
Families protected so far7
Assets Under Management8
Our funds have been rated 4 or 5 stars1 by Morning Star9
Individual Death Claim Settlement Ratio10 for FY23-24
Our experts are happy to help you!
What are the advantages of combo insurance plans over individual insurance plans?
Combo plans offer comprehensive coverage, combining the benefits of multiple life insurance plans into one single policy.
In addition, when you choose a combo insurance plan with savings and investment options, you can optimise diverse investment strategies to increase your financial security and capital growth potential.
How do combo insurance plans cater to the diverse financial objectives of an individual?
Combo insurance plans combine two or more life insurance plans, offering the multiple benefits of each plan. As each plan has specific financial objectives, combining these products can diversify and enhance your financial protection and growth initiatives.
For example, a combo plan with savings and investment benefits will provide life cover, the opportunity to accumulate funds systematically over the policy period, and the option to invest in the financial market to accumulate wealth over time.
Which Tata AIA Life Insurance Plans are combined to form the Tata AIA Life Insurance Capital Guarantee and Immediate Income Solution?
The Tata AIA Capital Guarantee and Immediate Income Solution combines two popular plans: Tata AIA Fortune Guarantee Supreme and Tata AIA Smart Fortune Plus
What are the guaranteed* benefits under the Tata AIA Life Insurance Capital Guarantee and Income Solution?
With the Tata AIA Life Insurance Capital Guarantee and Immediate Income Solution, you will get a guaranteed* Guaranteed immediate Income till end of policy term.
At the end of the income period, you will be offered a guaranteed* lump sum benefit, which is the return of premium3 applicable to the Tata AIA Life Insurance Fortune Guarantee Supreme component of the plan.
What are the premium payment terms and policy terms applicable to the Tata AIA Life Insurance Capital Guarantee and Income Solution?
For a policy tenure of 15, 21, or 25 years, you can choose between 7, 10, and 12 years as the premium payment term.
Can I withdraw funds during the policy tenure?
Yes, you can withdraw6 from the Tata AIA Capital Guarantee and Immediate Income Solution after the completion of 5 years, which is the lock-in period applicable to a ULIP policy.
Can the coverage under this policy be customised to individual preferences?
Yes, you can choose the sum assured as per your requirement for the life cover under this policy. By revising the premium payment term and policy term, you can derive the most affordable premium for the coverage.
Can the coverage be increased during the policy tenure?
No, the life coverage will be determined during policy inception and cannot be changed during the policy tenure.
How can I register a claim under Tata AIA Life Insurance Capital Guarantee and Income Solution?
Apply for the claim at our Online Claim Intimation page.
Write to us at claims@tataaia.com
By locating us at the TALIC branch offices
By Post on
Tata AIA Life Insurance Company Limited,
Claims department:
9th Floor, B wing,
I-Think Techno Campus (Lodha)
Behind TCS, Pokhran Road No.2,
Thane (West), Mumbai - 400 607
Calling us at 1-860-266-9966 (within India) and 022-6251 9966 (for NRI customers) (Call Charges apply)
What are the documents required to raise a claim?
Click here to learn the different types of documents required to raise a claim.
How can I track the status of my claim?
You can track the status of your claim online by providing the individual policy number here.
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