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Term Insurance Calculator
Term Insurance Calculato
Term Insurance Calculator for NRIs
Your top priority is to secure the financial future of your loved ones, no matter what. With Tata AIA Life Insurance’s Term Insurance Calculator for NRIs, planning for a secure future has never been easier. Quickly estimate your term insurance premium based on your specific needs, and preferred coverage amount.
Our Best-Selling Term Plans for NRIs
Tata AIA
Sampoorna Raksha Promise
Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V02)
Term Insurance benefits for NRIs
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![Enhanced Understanding: Access Policy Details Online]( "Enhanced Understanding: Access Policy Details Online")
Financial Security for Family Back Home
Term insurance provides a death benefit to the nominee, ensuring your family’s financial security even if you are residing abroad. This support helps cover immediate living expenses, education, and other essential needs.
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![Compare Plans: Evaluate Multiple Insurers for Best Fit]( "Compare Plans: Evaluate Multiple Insurers for Best Fit")
Global Coverage
Regardless of where you stay, your family will receive the plan benefits in case of any unforeseen events.
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![Online Discounts: Save on Term Insurance Premiums]( "Online Discounts: Save on Term Insurance Premiums")
Cost-Effective Premiums
Term insurance is one of the most affordable forms of life insurance, making it easier for NRIs to secure a high sum assured with manageable premium costs.
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![Transparent Process: Direct Submission, Active Involvement]( "Transparent Process: Direct Submission, Active Involvement")
Flexible Payment Options
Policies tailored for NRIs often provide flexible payment options—annually, semi-annually, or monthly—allowing you to select a plan that fits your financial goals and budget.
Need more information
Our experts are happy to help you!
Why should NRI buy a term plan from Tata AIA Life?
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01
Tailored plans for NRIs
Whether you're based in India or abroad, you can secure a plan that fits your lifestyle and provides financial protection for your loved ones. -
02
Comprehensive Coverage
Get whole life coverage1, with joint life cover to extend the protection to your spouse. -
03
Flexible Payments
Choose from various payment frequencies and terms to suit your financial planning needs. -
04
Dedicated NRI Support
Access a specialized helpdesk and better customer service for seamless assistance to purchasing a term plan.
Why Choose Tata AIA Life Insurance for your Insurance Needs?
Frequently Asked Questions
What is term insurance, and why is it important for NRIs?
Term insurance provides life coverage for a specified period, ensuring financial security for your family in case of unforeseen events, which is especially important when living abroad.
Can I purchase Tata AIA term insurance as an NRI in India?
NRIs can purchase life insurance policies from anywhere. Here are the details:
- While In India
NRI can purchase policy when visiting India. It can be purchased through quick, digital process. - When outside India
NRI can purchase the life insurance policy online from their current place of residence subject to our Board approved underwriting policy.
Can I pay my premiums from abroad?
Yes, NRIs can pay their insurance premiums from any country. Payments can be made through various online payment methods.
Is the Term Insurance Calculator free to use?
Yes, the Term Insurance Calculator for NRIs is completely free to use. You can calculate your premiums as many times as needed without any charges or obligation to purchase a policy.
Disclaimer
Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V02)
NRI can purchase the policy when in India
1Not applicable under PoS, please refer sales brochure for more information
2Under Life Promise Plus Option, an amount equal to the 100% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier
3This includes first year digital discount of 10% for Limited Pay/Regular Pay and 5% salaried discount. For Single Pay, 1% discount will be available for online purchase and salaried discount each.
4Individual Death Claim Settlement Ratio is 99.13% for FY 2023 - 24 as per the latest annual audited figures.
577,26,727 families protected till 31st December 2023.
6As on 03rd April 2024, the company has a total Assets Under Management (AUM) of Rs.100,099.11 Crores
7Applicable to only non-early claims more than 3 years of policy duration, non-investigation cases, up to Sum assured of 50 lacs. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies and open title claims.
8Retail Sum Assured for FY2023 is Rs 4,43,479 Crores
This product is underwritten by Tata AIA Life Insurance Company Ltd.
Insurance cover is available under this product.
In case of non-standard lives, extra premiums will be charged as per our underwriting guidelines.
Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.
This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.
For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.
Premium will vary depending on the option chosen
Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.
In case of POS variant, the product is available with/without medical underwriting as per BAUP (Board Approved Underwriting Policy)
L&C/Advt/2024/Dec/3824
