Term Insurance Calculator for NRIs

Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V02)

NRI can purchase the policy when in India

¹Not applicable under PoS, please refer sales brochure for more information

²Under Life Promise Plus Option, an amount equal to the 100% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier

³This includes first year digital discount of 10% for Limited Pay/Regular Pay and 5% salaried discount. For Single Pay, 1% discount will be available for online purchase and salaried discount each.

⁴Individual Death Claim Settlement Ratio is 99.13% for FY 2023 - 24 as per the latest annual audited figures.

⁵77,26,727 families protected till 31st December 2023.

⁶As on 03rd April 2024, the company has a total Assets Under Management (AUM) of Rs.100,099.11 Crores

⁷Applicable to only non-early claims more than 3 years of policy duration, non-investigation cases, up to Sum assured of 50 lacs. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies and open title claims.

⁸Retail Sum Assured for FY2023 is Rs 4,43,479 Crores

This product is underwritten by Tata AIA Life Insurance Company Ltd. 

Insurance cover is available under this product.

In case of non-standard lives, extra premiums will be charged as per our underwriting guidelines. 

Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.

This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.

For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.

Premium will vary depending on the option chosen

Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.

In case of POS variant, the product is available with/without medical underwriting as per BAUP (Board Approved Underwriting Policy)

L&C/Advt/2024/Dec/3824