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Get Life Cover of ₹1 Crore by paying a premium of
₹7,085/month (for 30 years)
₹8,287/month
Save ₹1,202 with discounts
Includes 10% digital + 8.5% salaried discount on 1st year premium
Excludes GST
Our sales representative will connect with you soon to assist further
Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN:110N176V05)
Term insurance for women is not just a financial tool but a way to secure a woman’s future and that of her family. Women in India, whether working professionals or homemakers, are key contributors to their families’ well-being and financial stability. Yet, many overlook securing their financial future through life insurance.
Women, who statistically live longer than men, are increasingly finding the need to plan ahead. As of 2023, the life expectancy for women in India is around 73 years, while for men, it is approximately 69 years. Tata AIA's term life insurance for women ensures that no matter the life stage, women can maintain financial security for their loved ones.
The need for term insurance for women is more crucial than ever, given the changing societal and economic dynamics. Women are more independent, and with the evolving nature of work and lifestyle, they deserve protection that provides them and their families with peace of mind. With Tata AIA’s range of plans, women can find the best coverage at affordable rates.
Tata AIA offers a range of term insurance plans to meet the diverse financial needs of women. These include:
Tata AIA
Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V05)
Tata AIA
Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN:110N171V08)
These are pure protection plans that ensure your family’s financial security in the event of your untimely demise. They provide a high sum assured at affordable premiums and can be enhanced with riders^ for additional protection.
A Tata AIA term plan works in a straightforward way. Once you purchase the policy, you pay premiums (either monthly, quarterly, or annually). In case of your unfortunate demise during the policy tenure, the nominee receives the sum assured as financial protection. You can also avail of additional benefits through riders^, like critical illness cover.
Tata AIA's Term Insurance allows flexibility in premium payments and coverage options to suit the lifestyle of modern women, ensuring that their families remain financially secure regardless of what life throws their way.
Every woman’s journey is unique, and their financial needs vary depending on their life roles and responsibilities. Tata AIA recognises these diverse needs, offering tailored term insurance plans to empower women.
For working women, term insurance serves as a critical safety net, ensuring financial stability for their dependents. In case of unforeseen events, term insurance can replace lost income, helping to cover everyday expenses, debts, or future financial goals such as a child's education. Tata AIA offers plans tailored to provide adequate coverage, ensuring working professionals can safeguard their family's lifestyle while focusing on career aspirations.
Homemakers contribute significantly to household management, though their efforts often remain financially unquantified. A term plan for housewives addresses this gap by offering financial protection to families. In their absence, the plan can support essential services they manage daily, such as childcare or household maintenance. Tata AIA's flexible term insurance options allow families to recognise and secure the value homemakers bring to their homes.
Single mothers shoulder dual responsibilities of care and financial support. Term insurance empowers them to protect their children's future by ensuring that crucial needs—such as education, healthcare, and other life goals—are financially covered. Tata AIA's term plans provide tailored solutions, allowing single mothers to create a secure financial foundation for their loved ones, no matter the circumstances.
For NRI women, term insurance serves as a bridge between their international aspirations and family security in India. Tata AIA offers term plans that cater to NRIs, enabling them to invest in financial safety for dependents in India. These plans ensure that cultural and familial responsibilities are honoured while offering the flexibility to manage global commitments.
By addressing the unique financial planning needs of these groups, Tata AIA ensures that every woman, regardless of her life stage or role, has access to the best term insurance options to secure her family's future.
Tata AIA term insurance plans for women come with a host of features designed to provide comprehensive protection:
Financial Security
Affordable Premiums
Customised Riders^
Tax Benefits*
Choosing the right plan can seem overwhelming, but Tata AIA makes it easy:
Assess Your Coverage Needs: Evaluate your family’s financial needs, future obligations, and current lifestyle.
Compare Premiums and Benefits: Ensure that the premium fits your budget and that the benefits match your financial goals.
Consider Additional Riders^: Enhance your coverage with optional riders^ like critical illness, accidental death, etc.
Check Claim Settlement Ratio: Tata AIA offers a high claim settlement ratio of 99.13% for FY 2023-24, providing peace of mind that your loved ones will receive their benefits without hassle.
Tata AIA’s best-term plan for women makes it simple to customise your coverage, ensuring you get the most suitable protection for your life stage.
One of the key distinctions in term insurance lies in the premium rates for women and men. Women generally enjoy lower premium rates compared to men for the same coverage. This is primarily due to actuarial statistics showing that women tend to have a higher life expectancy than men, which reduces the insurer’s risk.
For example, a 30-year-old non-smoking woman opting for a ₹1 crore term insurance policy may pay a significantly lower annual premium compared to a man of the same age and health profile. This affordability allows women to access robust financial protection at economical rates, enabling better financial planning for their families.
Tata AIA ensures that women benefit from these competitive rates while providing options for flexible coverage and rider^ additions, making term insurance a practical and cost-effective choice for their unique needs.
Yes, women can take term insurance. Tata AIA offers a range of term insurance plans designed specifically for women.
All women, whether working professionals, homemakers, or freelancers, are eligible for term insurance plans from Tata AIA.
The age limit for purchasing a term insurance plan varies, but most Tata AIA plans allow women to purchase coverage until the age of 65.
Women typically have a longer life expectancy, which results in lower premiums for term insurance plans.
The coverage amount should be based on your financial obligations and family needs. Tata AIA can help you calculate an adequate sum assured.
Yes, Tata AIA’s term plans offer riders^ like accidental death benefits for added protection.
Term insurance provides financial protection for women and their families, ensuring that financial stability is maintained in case of any unfortunate event.
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