Tata AIA Life Insurance
Fortune Pro

Unit Linked Individual Life Insurance Savings Plan

Life insurance wealth plans give you the opportunity to create wealth for your future. They help you invest in the funds of your choice consistently, and in a disciplined manner over time. So, you can benefit from favourable market movements, and achieve your future financial goals easily.

With the Fortune Pro investment plan from Tata AIA Life Insurance, your humble investments today grow considerably larger with time. This allows you to create a corpus for your family to rely on in the future. The plan also gives you the dual benefits of an insurance cover, coupled with long-term returns on your investments.

Key
Benefits

Investment

Growth of investment with market linked returns

Loyalty additions

Regular loyalty additions to your fund

Investment choices

Flexibility to invest in a variety of funds to suit your investment needs

Tax benefit

Tax benefits as per applicable tax laws

Highlights of Tata AIA Life Insurance Fortune Pro

Choose to pay your premium as a one-time lump sum amount, or periodically for a limited period
The plan offers you coverage up to the age of 75
You can select any or all of the 11 fund options offered under this plan
You have the choice of systematic investment through the portfolio strategy – Enhanced SMART
As market conditions change, you can switch between the funds to keep your wealth creation goals on track
You can avail tax benefits as per applicable tax laws

Add Life Insurance Investment Riders

Tata AIA Life Insurance Waiver of Premium (Linked) Rider 

With this rider, all future premiums are waived off in case of total and permanent disability of the policyholder
This benefit is valid if the disability occurs before the policyholder attains 65 years of age or before the end of the premium payment term, whichever happens earlier
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Tata AIA Life Insurance Waiver of Premium Plus (Linked) Rider 

In case of death, or total and permanent disability of the policyholder, this rider allows all future premiums to be waived off
This benefit is valid if the death or disability occurs before the policyholder attains 70 years of age or before the end of the premium payment term, whichever happens earlier
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Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider 

This rider protects your family by paying them a lump sum amount in case of an accidental death
The benefits are doubled in case of certain accidental deaths or dismemberments (details in the brochure)
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Tata AIA Life Insurance Linked Comprehensive Protection Rider 

You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness
Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums
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Tata AIA Life Insurance Linked Comprehensive Health Rider 

You can choose one or more benefit options (risk covers), from a list of 5 available options, including disability, hospitalization, and illness
The rider provides coverage against both major and minor injuries or illnesses, while allowing multiple claim payouts
Know More
Check eligibility Documents required

Age at issue

 Minimum age at issue   0 years and 30 days   
 Maximum age at issue   59 years

Policy term

 Policy term   15 to 40 years 

Premium payment term

Available premium payment term options  Single pay
Limited pay: 5/7 and 10 years
Regular/limited pay: 15 and 20 years 

Premium payment mode

 Premium payment frequency options 

 Single 
 Annual
 Semi-annual 
 Quarterly
 Monthly 

Age at maturity

 Minimum age at maturity 
 18 years
 Maximum age at maturity 
 75 years

Sum assured

Minimum basic sum assured  For single pay plans:
1.25 times the single premium

For limited pay plans:
Higher of 10 times the annualized premium or (0.5 x annualized premium x policy term) 
Maximum basic sum assured  For single pay plans:
1.25 times the single premium

For regular/limited pay plans:
  • If the entry age band is between 0 and 30, the maximum sum assured is 30 times the annualized premium
  • If the entry age band is between 31 and 40, the maximum sum assured is 20 times the annualized premium
  • If the entry age band is between 41 and 50, the maximum multiple of the annualized premium is the higher of policy term/2 or 15 
PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt

Frequently Asked Questions

How long does the cover offered by the Fortune Pro plan last?

The cover offered by the Tata AIA Life Insurance Fortune Pro plan is valid till you attain 75 years of age.

What is the premium payment frequency for this life insurance wealth plan?

You can choose from the following  premium payment frequencies

  • Annual
  • Half-yearly
  • Quarterly
  • Monthly
How can I raise a claim under this life insurance wealth policy?

You can choose any of the following channels to reach out to us and raise a claim.

The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) 400 607.
IRDA Regn No. 110

What documents would I require to buy an insurance policy?

You will have to submit the following mandatory documents to buy an insurance policy

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driver's license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16
What are riders? Which rider can I purchase with the Fortune Pro plan?

Riders are additional provisions that you can add on to your basic insurance policy, in order to enhance the protection and the benefits you receive.

With the Tata AIA Life Insurance Fortune Pro(UIN: 110L112V04) plan, you can purchase the following riders if you choose the limited premium payment option.

If you opt for the single premium payment option, you can choose to add the Tata AIA Life Insurance Accidental Death and Dismemberment (Long Scale) (ADDL) Linked Rider to your base plan

Need help to choose the right plan?

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