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Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V01), and Tata AIA Vitality Protect Advance, an individual, non-linked, non-participating health insurance plan (UIN: 110N178V01). Both Tata AIA Smart SIP and Tata AIA Vitality Protect Advance are also available for sale individually.
With Tata AIA Premier SIP grow your wealth steadily with our top-performing funds7. Get the benefits of disciplined investing, market-linked returns4, and long-term financial security. Start investing today for a fikar-free future!
In this plan, there are no allocation charges, allowing you to invest your entire premium in your chosen fund option.
In case of an unforeseen event, future premiums are waived off1, keeping your investment intact and securing your financial goals without any burden on your loved ones.
Medical Second Opinion with a range of services to ensure you’re never alone during your critical care journey
Connect with top doctors with just a few clicks—anytime, anywhere
Get preventive health check up which includes Thyroid & Diabetes profile, liver & kidney function tests. Order medicines from home and enjoy extra discounts
This plan offers 0.5% additional fund units with first year premium under (Limited and Regular Pay) to women policyholders, enhancing their investment growth at no extra cost.
The payouts are tax2 exempted maximizing your returns efficiently.
Generate second income with smart withdrawal strategies, where you can withdraw money in a smart way while your investment keeps growing.
You can switch between funds anytime, as often as you like, without any extra cost or additional tax levied3. This gives you complete control over your investments.
Enhance your policy coverage with Health buddy benefits like Terminal Illness with Term Booster (TTB), Accidental Death Benefit (ADB), and Accidental Total and Permanent Disability (ATPD) for added financial protection.
Get income tax benefits on the premiums paid per applicable tax2 laws and save more.
Once the lock-in period concludes, you have the freedom to choose a withdrawal strategy that aligns with your financial goals. Here are some options available within the Tata AIA Premier SIP Plan.
Know your Plan
Plan Option - Future Secure |
Minimum |
Maximum |
Entry Age |
18 years |
50 years |
Policy Term |
10 years for Limited Pay/Regular Pay |
50 years |
Premium Payment Term |
Limited Pay - 5 years Regular Pay - 10 years |
Limited Pay - 20 years Regular Pay - 50 years |
Premium Amount |
Limited Pay / Regular Pay - 1000 per month |
2.5 Lakhs (Annually) |
Maturity Age |
28 years |
60 - 80 years (depending on the age) |
For Entry Age (Years) |
Maximum Policy Term (Years) |
|
For Premium Payment Term Limited Pay: 5 to 9 |
For PPT Limited Pay 10+ / Regular Pay |
|
18 to 20 |
50 |
50 |
21 to 25 |
70 - Current Age |
50 |
26 to 30 |
70 - Current Age |
50 |
31 to 35 |
65 - Current Age |
80 - Current Age |
36 to 40 |
65 - Current Age |
75 - Current Age |
41 to 45 |
60 - Current Age |
75 - Current Age |
46 to 50 |
Not possible |
70 - Current Age |
Age as on last birthday
Definition:
Limited Pay: Pay premiums over a specified, shorter period, while enjoying policy benefits for the complete policy term.
Regular Pay: Pay your premiums regularly as per the option selected (Single, Annual, Semi-Annual, Quarterly, Monthly), throughout the entire policy term.
Families Protected5
Presence across major cities in India
Flexibility to choose premium payment mode as per convenience
Assets Under Management (AUM)6
Our experts are happy to help you!
Tata AIA Premier SIP is a market-linked4 investment plan that helps you grow your wealth with our top-performing funds7 while offering financial security through disciplined investing. This plan is a combination of our best-selling plans Tata AIA Smart SIP and Tata AIA Health Buddy
Yes, you get unlimited free fund switches to manage your investment strategy based on market conditions and personal financial goals.
Women policyholders receive an extra 0.5% allocation of fund units with the first-year premium, enhancing their investment growth at no additional cost.
Yes, this solution comes with inbuilt Health buddy benefits like Terminal Illness with term Booster(TTB), Accidental Death Benefit (ADB), and Accidental Total and Permanent Disability (ATPD) to increase financial protection for yourself and your family. This plan offers disability cover and Accidental cover to protect your family.
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