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We all aim to create a stable and secure financial future for our loved ones. Yet, life's unpredictability can bring unexpected challenges, like a sudden illness or accident, which can cause emotional and financial stress. Tata AIA Health Buddy offers comprehensive benefits and flexible coverage, ensuring financial security during critical life events. Whether it’s a major diagnosis or any financial emergency, this plan acts as a dependable safety net, allowing you to focus on recovery while staying protected and prepared.
We all aim to create a stable and secure financial future for our loved ones. Yet, life's unpredictability can bring unexpected challenges, like a sudden illness or accident, which can cause emotional and financial stress.
Tata AIA Health Buddy offers comprehensive benefits and flexible coverage, ensuring financial security during critical life events. Whether it’s a major diagnosis or any financial emergency, this plan acts as a dependable safety net, allowing you to focus on recovery while staying protected and prepared.
Terminal Illness with Term Booster provides support in difficult moments providing your loved ones and you with peace of mind and financial security.
Key Features:
When life changes after an accident, your financial safety net shouldn’t. ATPD offers 100% of the Insured Amount if you’re permanently disabled due to an accident.
Key Features:
When an accident leads to partial or total permanent disability, ATPPD ensures you’re financially supported throughout your recovery. The benefit amount is adjusted based on the severity of the disability.
Key Features:
Cancer Care offers lump sum payouts at both early and major stages, helping you focus on treatment and recovery.
Key Features:
CritiCash helps you stay financially prepared by offering lump sum payouts upon the diagnosis of critical illnesses.
Key Features:
Serious illnesses demand serious protection. Mega CI offers flexible, comprehensive coverage so you can prioritise your health, not your bills.
Plan Options:
Key Features
With Select CI, you can customise your protection based on your health needs. Combining coverage for both minor and major illnesses, this plan offers the flexibility to create a customised safety net for you and your family.
Plan Options:
Pick the health coverage that suits you best when you start the policy (your choice stays the same for the full term):
Key Features:
Every heartbeat matters. Cardiac care offers a lump sum payout upon diagnosis of 12 serious heart conditions, giving you the financial freedom to prioritise your health and recovery.
Key Features:
Staying in the hospital can be stressful, both emotionally and financially. HospiCash benefit helps ease that burden by offering fixed daily payouts during your hospitalisation, so you can focus on recovery instead of expenses.
Key Features:
SurgiCash provides a fixed lump sum payout for covered surgeries, helping you manage expenses during difficult times.
Key Features:
OPD provides a comprehensive and convenient healthcare benefits. It helps schedule physical/Virtual consultations, personalised nutrition guidance, chronic care management and many more to elevate wellbeing with holistic approach towards healthcare.
Key Features:
Note: Please refer to Brochure for definitions, exclusions, and detailed terms for all the above listed benefits.
Tata AIA Health Buddy provides financial support in case of death due to an accident to help your family during the difficult time.
We also offer a return of balance premium option, which refunds the 'Total Premiums Paid' (excluding modal premium loading), minus any claims paid under the benefit option and any premium discounts or cashback earned through the wellness program, as applicable in T&C.
Note: Please refer to the brochure for list of additional benefits available, along with the details.
Parameters |
Option |
TTB, ATPD, ADB, ATTPD |
CritiCash, Select Cl, Mega Cl, Cardiac Care, Cancer Care |
HospiCash, SurgiCash |
OPD |
Entry Age
|
Minor Life |
NA |
91 Days - 17 Years |
91 days – 17 years |
|
Major Life |
18 - 65 Years |
18 - 85 Years |
|||
Maturity Age |
|
100 Years |
85 Years |
100 Years |
100 Years |
Policy Term (in Months)
|
Return of Balance Premium |
Regular/Limited/Single Pay: 120 to 984 |
Regular/Limited/Single Pay: 120 to 360 |
NA |
NA |
Without Return of Balance |
Regular Pay: 13 to 984 |
Regular Pay: 13 to 360 |
Regular Pay: 13 to 240 |
Regular Pay: 13 to 360 |
|
Premium Payment Term (in Months)
|
Return of Balance Premium |
Regular Pay: 120 to 984 |
Regular Pay: 120 to 360 |
NA |
NA |
|
Limited Pay: 60 to 983 |
Limited Pay: 60 to 359 |
|
|
|
|
Single Pay: 1 |
Singe Pay: 1 |
|
|
|
Without Return of Balance |
Regular Pay: 13 to 984 |
Regular Pay: 13 to 360 |
Regular Pay: 13 to 240 |
Regular Pay: 13 to 360 |
Our experts are happy to help you!
Our experts are happy to help you!
1. What are the premium payment modes available under this product?
The premium payment modes under the product are – Single, Monthly, Quarterly, Half-yearly, and Annual.
2.How do I claim the benefits under the product?
To file a claim with us, you can contact us via email or call:
● Send us an email: customercare@tataaia.com
● Call us at - 1860-266-9966 (local charges apply).
Alternatively, you can also visit any of our Tata AIA Life Insurance Company branch offices to file a claim for the product benefits.
3.Is there a money-back option available?
Yes, the Return of Balance Premium option refunds your paid premiums (excluding discounts/claims) on policy maturity with terms and conditions applicable.
4.What is the entry age for this plan?
Entry age ranges from 91 days for minors to up to 65 years for adults.
5.What is the claim process?
To make a claim, you need to notify the insurer, fill out a claim form, and provide the necessary documents. For cashless claims, you must notify the insurer within 24 hours of hospitalisation or at least 48 hours before the planned admission. The reimbursement claim must be submitted within 30 days of discharge.
6.Can I customise my coverage with add-on benefits?
Yes, you can customise the coverage and enhance it with add-on benefits like overseas treatment booster for broader protection.