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Exemplary Bonus and Dividend Declared

Bonus of Rs.

861 Crores~

announced for our policyholders

Around

7 lacs^

policyholders to be benefitted in the next 12 months

We are committed to securing the financial future of your loved ones. With increased Bonus Rates, we bring you one step closer to achieving your goals and making your family’s dreams come true.

Need more information?

Let us help you

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TATA AIA Life Insurance Co. Ltd will send you updates on your policy, new products & services, insurance solutions or related information. Select here to opt-in.

 

Bonus Rates

for June 01, 2022 to May 31, 2023

Revisionary Bonus Rates

Sr. No Product Name Bonus Rate Types of Bonus
1 Tata AIA Life Insurance Diamond Savings Plan (PPT 8 years) 5.00% Compound
2 Tata AIA Life Insurance Diamond Savings Plan (PPT 12 years) 5.50% Compound
3 Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 8 years) 4.50% Compound
4 Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 12 years) 5.00% Compound
5 Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 5 years and PT 15 years) 4.00% Compound
6 Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 5 years and PT 20 years) 4.50% Compound
7 Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 6 years and PT 15 years) 4.00% Compound
8 Assure 21 years Money Saver 4.00% Compound
9 Assure 20 Years Security & Growth Plan 4.00% Compound
10 Assure 30 Years Security & Growth Plan 4.00% Compound
11 Assure Golden Years Plan 4.00% Compound
12 Assure Educare at 21 4.00% Compound
13 Assure Educare at 18 4.00% Compound
14 Assure Career Builder 4.00% Compound
15 Nirvana 4.00% Compound
16 Nirvana Plus 5.50% Compound
17 Tata AIA Life Good Kid 2.25 % Compound
18 Tata AIA Life Smart Growth Plus 4.00 % Compound
19 Tata AIA Life Insta Wealth Plan V1 3.50% Compound
20 Tata AIA Life Insta Wealth Plan V2 3.25% Compound
21 Tata AIA Life Mahalife Magic 4.50% Compound
22 Tata AIA Life Money Back Plus V1 3.25% Compound
23 Tata AIA Life Money Back Plus V2 2.75% Compound
24 Tata AIA Life Insurance Smart 7 (Basic SA less than INR 5 lac) 3.55% Compound
25 Tata AIA Life Insurance Smart 7 (Basic SA between INR 5 lac to INR 9.99 lac) 3.60% Compound
26 Tata AIA Life Insurance Smart 7 (Basic SA greater than or equal to INR 10 lac) 3.65% Compound
27 Tata AIA Life Insurance Freedom (PPT 7 years) 3.50% Compound
28 Tata AIA Life Insurance Freedom (PPT 10 years) 2.85% Compound
29 Tata AIA Life Insurance Freedom (PPT 15 years) 2.65% Compound
30 Tata AIA Life Insurance Monthly Insurance Plan (PT 15 years) 4.00% Compound
31 Tata AIA Life Insurance Monthly Insurance Plan (PT 20 years) 3.15% Compound
32 Star Kid 11.00% Simple
33 Shubh Life (PT 10 Years) 9.75% Simple
34 Shubh Life (PT 15 Years) 6.50%  Simple
35 Shubh Life (PT 20 Years) 4.75% Simple
36 Shubh Life (PT 25 Years) 5.00% Simple
37 Shubh Life (PT 30 Years) 4.00% Simple
38 TATA AIA Life Insurance Money Maxima (PT 12 to 20 years) 4.75% Simple
39 TATA AIA Life Insurance Money Maxima (PT 21 to 30 years) 4.75% Simple
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Additional Revisionary Bonus of 4% for Shubh Life 10 Year Term & 28% for Shubh Life 15 Year Term policies maturing between 1st June 2022 to 31st May 2023 is declared. For Diamond Savings Plan, above reversionary bonus rates will continue as interim bonus until the next bonus declaration.

Cash Dividend Rates

Sr. No Product Name Bonus Rates Types of Bonus
1 Tata AIA Life Mahalife 35.6 per 1000 SA Cash dividend
2 Tata AIA Life Mahalife Gold V1 35.8 per 1000 SA Cash dividend
3 Tata AIA Life MahaLife Gold V2 60 per 1000 SA Cash dividend
4 Tata AIA Life MahaLife Gold V3 NA Cash dividend
5 Tata AIA Life Mahalife Gold Plus 60 per 1000 SA Cash dividend

The policyholders who deposit the dividends with the Company to be credited an interest rate of 4% until further notice.

Terminal Bonus Rates

Sr. No Participating Products Terminal bonus rates (as a % of attaching reversionary bonuses) for policies completing
10 years 11 years 12 years 13 years 14 years 15 years 16 years 17 years 18 years 19 years 20 years 21 years 22 years 23 years
1 Assure 21 Years Money Saver 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 65% - -
2 Assure 20 Years Security & Growth Plan 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 70% - - -
3 Assure 30 Years Security & Growth Plan 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25% 25%
4 Assure Golden Years Plan 65% 90% 65% 65% 65% 70% 65% 110% 65% 85% 70% 60% 65% 25%
5 Assure Educare at 21 115% 80% 75% 70% 70% 70% 70% 75% 70% 65% 65% 25% - -
6 Assure Educare at 18 65% 65% 70% 65% 70% 65% 105% 85% 90% - - - - -
7 Assure Career Builder 25% 25% 55% 45% 45% 50% 60% 70% 55% 65% 65% 25% - -
8 Star Kid 25% 25% 25% 25% 60% 60% 60% 55% 55% 25% - - - -
9 Nirvana 25% 25% 70% 25% 25% 80% 85% 95% 75% 75% 75% 25% - -
10 Nirvana Plus 25% 25% 25% 25% 25% 95% 90% 190% 160% 80% 25% - - -
11 Nirbhay Life
(bonus as a % of SA)*
45%
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The above terminal bonus rates will remain applicable until the next bonus declaration

Value Income Plan

PPT/
Term
10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40
5 1.10% 1.30% 1.50% 1.70% 1.90% 2.10% 2.30% 2.50% 2.70% 2.90% 3.10% 3.10% 3.10% 3.10% 3.10% 3.30% 3.30% 3.30% 3.30%  3.30% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50% 3.50%
6   1.20% 1.40% 1.60% 1.80% 2.00% 2.20% 2.40% 2.60% 2.80% 3.00% 3.00% 3.00% 3.00% 3.00% 3.20% 3.20% 3.20% 3.20% 3.20%  3.40% 3.40% 3.40% 3.40% 3.40% 3.40% 3.40% 3.40% 3.40% 3.40% 3.40%
7   1.30% 1.50% 1.70% 1.90% 2.10% 2.30% 2.50% 2.70% 2.90% 2.90% 2.90% 2.90% 2.90% 3.10% 3.10% 3.10% 3.10% 3.10%  3.30% 3.30% 3.30% 3.30% 3.30% 3.30% 3.30% 3.30% 3.30% 3.30% 3.30%  
8   1.40% 1.60% 1.80% 2.00% 2.20% 2.40% 2.60% 2.80% 2.80% 2.80% 2.80% 2.80% 3.00% 3.00% 3.00% 3.00% 3.00% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20%    
9   1.60% 1.80% 2.00% 2.20% 2.40% 2.60% 2.80% 2.80% 2.80% 2.80% 2.80% 3.00% 3.00% 3.00% 3.00% 3.00% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20% 3.20%      
10   1.80% 2.00% 2.20% 2.40% 2.60% 2.80% 2.80% 2.80% 2.80% 2.80% 2.90% 2.90% 2.90% 2.90% 2.90% 3.00% 3.00% 3.00%  3.00% 3.00% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10%        
11   2.00% 2.20% 2.40% 2.60% 2.80% 2.80% 2.80% 2.80% 2.80% 2.90% 2.90% 2.90% 2.90% 2.90% 3.00% 3.00% 3.00% 3.00% 3.00% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10%          
12               2.20% 2.40% 2.60% 2.80% 2.80% 2.80% 2.80% 2.90% 2.90% 2.90% 2.90% 2.90% 3.00% 3.00% 3.00% 3.00% 3.00% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10%
13                 2.40% 2.60% 2.80% 2.80% 2.80% 2.80% 2.80% 2.90% 2.90% 2.90% 2.90% 2.90% 3.00% 3.00% 3.00% 3.00% 3.00% 3.10% 3.10% 3.10% 3.10% 3.10% 3.10%
14                   2.60% 2.80% 2.80% 2.80% 2.80% 2.80% 2.90% 2.90% 2.90% 2.90% 2.90% 2.90% 3.00% 3.00% 3.00% 3.00% 3.00% 3.10% 3.10% 3.10% 3.10% 3.10%
15                     2.80% 2.80% 2.80% 2.80% 2.80% 2.90% 2.90% 2.90% 2.90% 2.90% 3.00% 3.00% 3.00% 3.00% 3.00% 3.00% 3.10% 3.10% 3.10% 3.10% 3.10%
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Disclaimer
  • PT – Policy Term | PPT – Premium Payment Term

  •  “Bonuses which are in the form of Compound Reversionary Bonus (CRB), Simple Reversionary Bonus (SRB), and Terminal Bonuses are not guaranteed and may be as declared by the company from time to time, based on company’s future investment performance. Past performance is not indicative of future performance. For more information, please refer to the benefit illustration and Terms and Conditions of the policy.”

  •  ~Total expected amount of declared bonus is 861 crores. Reversionary bonus will be declared for the period 1st June 2022 to 31st May 2023 and will be payable on exit of policy.

  • ^ Customers of participating products as on date in the books of Tata AIA Life Insurance Company Limited.

  • Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

  • L&C/Advt/2022/Jul/1641