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Exemplary Bonus and Dividend Declared
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Bonus of Rs.
announced for our policyholders
Around
policyholders to be benefitted in the next 12 months
We are committed to securing the financial future of your loved ones. With increased Bonus Rates, we bring you one step closer to achieving your goals and making your family’s dreams come true.
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Revisionary Bonus Rates
| Sr. No | Product Name | Bonus Rate | Types of Bonus |
| 1 | Tata AIA Life Insurance Diamond Savings Plan (PPT 8 years) | 5.00% | Compound |
| 2 | Tata AIA Life Insurance Diamond Savings Plan (PPT 12 years) | 5.50% | Compound |
| 3 | Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 8 years) | 4.50% | Compound |
| 4 | Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 12 years) | 5.00% | Compound |
| 5 | Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 5 years and PT 15 years) | 4.00% | Compound |
| 6 | Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 5 years and PT 20 years) | 4.50% | Compound |
| 7 | Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 6 years and PT 15 years) | 4.00% | Compound |
| 8 | Assure 21 years Money Saver | 4.00% | Compound |
| 9 | Assure 20 Years Security & Growth Plan | 4.00% | Compound |
| 10 | Assure 30 Years Security & Growth Plan | 4.00% | Compound |
| 11 | Assure Golden Years Plan | 4.00% | Compound |
| 12 | Assure Educare at 21 | 4.00% | Compound |
| 13 | Assure Educare at 18 | 4.00% | Compound |
| 14 | Assure Career Builder | 4.00% | Compound |
| 15 | Nirvana | 4.00% | Compound |
| 16 | Nirvana Plus | 5.50% | Compound |
| 17 | Tata AIA Life Good Kid | 2.25 % | Compound |
| 18 | Tata AIA Life Smart Growth Plus | 4.00 % | Compound |
| 19 | Tata AIA Life Insta Wealth Plan V1 | 3.50% | Compound |
| 20 | Tata AIA Life Insta Wealth Plan V2 | 3.25% | Compound |
| 21 | Tata AIA Life Mahalife Magic | 4.50% | Compound |
| 22 | Tata AIA Life Money Back Plus V1 | 3.25% | Compound |
| 23 | Tata AIA Life Money Back Plus V2 | 2.75% | Compound |
| 24 | Tata AIA Life Insurance Smart 7 (Basic SA less than INR 5 lac) | 3.55% | Compound |
| 25 | Tata AIA Life Insurance Smart 7 (Basic SA between INR 5 lac to INR 9.99 lac) | 3.60% | Compound |
| 26 | Tata AIA Life Insurance Smart 7 (Basic SA greater than or equal to INR 10 lac) | 3.65% | Compound |
| 27 | Tata AIA Life Insurance Freedom (PPT 7 years) | 3.50% | Compound |
| 28 | Tata AIA Life Insurance Freedom (PPT 10 years) | 2.85% | Compound |
| 29 | Tata AIA Life Insurance Freedom (PPT 15 years) | 2.65% | Compound |
| 30 | Tata AIA Life Insurance Monthly Insurance Plan (PT 15 years) | 4.00% | Compound |
| 31 | Tata AIA Life Insurance Monthly Insurance Plan (PT 20 years) | 3.15% | Compound |
| 32 | Star Kid | 11.00% | Simple |
| 33 | Shubh Life (PT 10 Years) | 9.75% | Simple |
| 34 | Shubh Life (PT 15 Years) | 6.50% | Simple |
| 35 | Shubh Life (PT 20 Years) | 4.75% | Simple |
| 36 | Shubh Life (PT 25 Years) | 5.00% | Simple |
| 37 | Shubh Life (PT 30 Years) | 4.00% | Simple |
| 38 | TATA AIA Life Insurance Money Maxima (PT 12 to 20 years) | 4.75% | Simple |
| 39 | TATA AIA Life Insurance Money Maxima (PT 21 to 30 years) | 4.75% | Simple |
Additional Revisionary Bonus of 4% for Shubh Life 10 Year Term & 28% for Shubh Life 15 Year Term policies maturing between 1st June 2022 to 31st May 2023 is declared. For Diamond Savings Plan, above reversionary bonus rates will continue as interim bonus until the next bonus declaration.
Cash Dividend Rates
| Sr. No | Product Name | Bonus Rates | Types of Bonus |
| 1 | Tata AIA Life Mahalife | 35.6 per 1000 SA | Cash dividend |
| 2 | Tata AIA Life Mahalife Gold V1 | 35.8 per 1000 SA | Cash dividend |
| 3 | Tata AIA Life MahaLife Gold V2 | 60 per 1000 SA | Cash dividend |
| 4 | Tata AIA Life MahaLife Gold V3 | NA | Cash dividend |
| 5 | Tata AIA Life Mahalife Gold Plus | 60 per 1000 SA | Cash dividend |
The policyholders who deposit the dividends with the Company to be credited an interest rate of 4% until further notice.
Terminal Bonus Rates
| Sr. No | Participating Products | Terminal bonus rates (as a % of attaching reversionary bonuses) for policies completing | |||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 10 years | 11 years | 12 years | 13 years | 14 years | 15 years | 16 years | 17 years | 18 years | 19 years | 20 years | 21 years | 22 years | 23 years | ||
| 1 | Assure 21 Years Money Saver | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 65% | - | - |
| 2 | Assure 20 Years Security & Growth Plan | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 70% | - | - | - |
| 3 | Assure 30 Years Security & Growth Plan | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% | 25% |
| 4 | Assure Golden Years Plan | 65% | 90% | 65% | 65% | 65% | 70% | 65% | 110% | 65% | 85% | 70% | 60% | 65% | 25% |
| 5 | Assure Educare at 21 | 115% | 80% | 75% | 70% | 70% | 70% | 70% | 75% | 70% | 65% | 65% | 25% | - | - |
| 6 | Assure Educare at 18 | 65% | 65% | 70% | 65% | 70% | 65% | 105% | 85% | 90% | - | - | - | - | - |
| 7 | Assure Career Builder | 25% | 25% | 55% | 45% | 45% | 50% | 60% | 70% | 55% | 65% | 65% | 25% | - | - |
| 8 | Star Kid | 25% | 25% | 25% | 25% | 60% | 60% | 60% | 55% | 55% | 25% | - | - | - | - |
| 9 | Nirvana | 25% | 25% | 70% | 25% | 25% | 80% | 85% | 95% | 75% | 75% | 75% | 25% | - | - |
| 10 | Nirvana Plus | 25% | 25% | 25% | 25% | 25% | 95% | 90% | 190% | 160% | 80% | 25% | - | - | - |
| 11 | Nirbhay Life (bonus as a % of SA)* |
45% | |||||||||||||
The above terminal bonus rates will remain applicable until the next bonus declaration
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Value Income Plan
| PPT/ Term |
10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 | 26 | 27 | 28 | 29 | 30 | 31 | 32 | 33 | 34 | 35 | 36 | 37 | 38 | 39 | 40 |
| 5 | 1.1% | 1.3% | 1.5% | 1.7% | 1.9% | 2.1% | 2.3% | 2.5% | 2.7% | 2.9% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% | 3.5% |
| 6 | 1.2% | 1.4% | 1.6% | 1.8% | 2.0% | 2.2% | 2.4% | 2.6% | 2.8% | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | 3.4% | |
| 7 | 1.3% | 1.5% | 1.7% | 1.9% | 2.1% | 2.3% | 2.5% | 2.7% | 2.9% | 2.9% | 2.9% | 2.9% | 2.9% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | 3.3% | ||
| 8 | 1.4% | 1.6% | 1.8% | 2.0% | 2.2% | 2.4% | 2.6% | 2.8% | 2.8% | 2.8% | 2.8% | 2.8% | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | |||
| 9 | 1.6% | 1.8% | 2.0% | 2.2% | 2.4% | 2.6% | 2.8% | 2.8% | 2.8% | 2.8% | 2.8% | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | 3.2% | ||||
| 10 | 1.8% | 2.0% | 2.2% | 2.4% | 2.6% | 2.8% | 2.8% | 2.8% | 2.8% | 2.8% | 2.9% | 2.9% | 2.9% | 2.9% | 2.9% | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | |||||
| 11 | 2.0% | 2.2% | 2.4% | 2.6% | 2.8% | 2.8% | 2.8% | 2.8% | 2.8% | 2.9% | 2.9% | 2.9% | 2.9% | 2.9% | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | ||||||
| 12 | 2.2% | 2.4% | 2.6% | 2.8% | 2.8% | 2.8% | 2.8% | 2.8% | 2.9% | 2.9% | 2.9% | 2.9% | 2.9% | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | |||||||
| 13 | 2.4% | 2.6% | 2.8% | 2.8% | 2.8% | 2.8% | 2.8% | 2.9% | 2.9% | 2.9% | 2.9% | 2.9% | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | ||||||||
| 14 | 2.6% | 2.8% | 2.8% | 2.8% | 2.8% | 2.8% | 2.9% | 2.9% | 2.9% | 2.9% | 2.9% | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | |||||||||
| 15 | 2.8% | 2.8% | 2.8% | 2.8% | 2.8% | 2.9% | 2.9% | 2.9% | 2.9% | 2.9% | 3.0% | 3.0% | 3.0% | 3.0% | 3.0% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% | 3.1% |
