No relevant search results found.
Language
Thank you for sharing your details. To receive a call from Tata AIA Financial Advisor.
reCAPTCHA is not working.
Call us
FOR EXISTING POLICY
FOR NEW POLICY
Exemplary Bonus and Dividend Declared
Bonus of Rs.
1183 Crores~
announced for our policyholders.
Around
7.4 Lakh^
policyholders to be benefitted in the next 12 months
We are committed to securing the financial future of your loved ones. With increased Bonus Rates, we bring you one step closer to achieving your goals and making your family’s dreams come true.
Looking to buy a new insurance plan?
Our experts are happy to help you!
Success
Bonus Rates
for June 01, 2023 to May 31, 2024
Reversionary Bonus Rates
UIN |
Product Name |
Bonus rates |
Type of Bonus |
110N001V01 |
Assure 21 years Money Saver |
4.00% |
Compound |
110N002V01 |
Assure 20 Years Security & Growth Plan |
4.00% |
Compound |
110N002V01 |
Assure 30 Years Security & Growth Plan |
4.00% |
Compound |
110N003V01 |
Assure Golden Years Plan |
4.00% |
Compound |
110N021V01 |
Assure Educare at 21 |
4.00% |
Compound |
110N022V01 |
Assure Educare at 18 |
4.00% |
Compound |
110N023V01 |
Assure Career Builder |
4.00% |
Compound |
110N038V01 |
Star Kid |
11.00% |
Simple |
110N026V01 |
Nirvana |
4.00% |
Compound |
110N036V01 |
Nirvana Plus |
5.50% |
Compound |
110N041V01 |
Nirbhay Life (bonus as a % of SA)* |
NA |
Terminal Bonus only |
110N127V01 |
Tata AIA Life Good Kid |
2.25% |
Compound |
110N116V01 |
Tata AIA Life Insurance Smart Growth Plus |
4.00% |
Compound |
110N117V01 |
Tata AIA Life Insta Wealth Plan V1 |
3.50% |
Compound |
110N117V02 |
Tata AIA Life Insta Wealth Plan V2 |
3.25% |
Compound |
110N108V01 |
Tata AIA Life Mahalife Magic |
4.50% |
Compound |
110N119V01 |
Tata AIA Life Money Back Plus V1 |
3.25% |
Compound |
110N119V02 |
Tata AIA Life Money Back Plus V2 |
2.75% |
Compound |
|
Shubh Life |
|
|
110N040V01 |
Shubh Life (PT 10 Years) |
9.75% |
Simple |
110N040V01 |
Shubh Life (PT 15 Years) |
6.5%1 |
Simple |
110N040V01 |
Shubh Life (PT 20 Years) |
4.75% |
Simple |
110N040V01 |
Shubh Life (PT 25 Years) |
5.00% |
Simple |
110N040V01 |
Shubh Life (PT 30 Years) |
4.00% |
Simple |
|
TATA AIA Life Insurance Money Maxima |
|
|
110N109V01 |
TATA AIA Life Insurance Money Maxima (PT 12 to 20 years) |
4.75% |
Simple |
110N109V01 |
TATA AIA Life Insurance Money Maxima (PT 21 to 30 years) |
4.75% |
Simple |
|
Tata AIA Life Insurance Smart 7 |
|
|
110N118V01 |
Tata AIA Life Insurance Smart 7 (Basic SA less than INR 5 Lakh) |
3.55% |
Compound |
110N118V01 |
Tata AIA Life Insurance Smart 7 (Basic SA between INR 5 Lakh to INR 9.99 Lakh) |
3.60% |
Compound |
110N118V01 |
Tata AIA Life Insurance Smart 7 (Basic SA greater than or equal to INR 10 Lakh) |
3.65% |
Compound |
|
Tata AIA Life Insurance Freedom |
|
|
110N124V01 |
Tata AIA Life Insurance Freedom (PPT 7 years) |
3.50% |
Compound |
110N124V01 |
Tata AIA Life Insurance Freedom (PPT 10 years) |
2.85% |
Compound |
110N124V01 |
Tata AIA Life Insurance Freedom (PPT 15 years) |
2.65% |
Compound |
|
Tata AIA Life Insurance Monthly Insurance Plan |
|
|
110N125V01 |
Tata AIA Life Insurance Monthly Insurance Plan (PT 15 years) |
4.00% |
Compound |
110N125V01 |
Tata AIA Life Insurance Monthly Insurance Plan (PT 20 years) |
3.15% |
Compound |
|
Tata AIA Life Insurance Diamond Savings Plan |
|
|
110N133V01 |
Tata AIA Life Insurance Diamond Savings Plan (PPT 8 years) |
5.00% |
Compound |
110N133V01 |
Tata AIA Life Insurance Diamond Savings Plan (PPT 12 years) |
5.50% |
Compound |
110N133V02 |
Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 8 years) |
4.50% |
Compound |
110N133V02 |
Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 12 years) |
5.00% |
Compound |
110N133V02 |
Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 5 years and PT 15 years) |
4.00% |
Compound |
110N133V02 |
Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 5 years and PT 20 years) |
4.50% |
Compound |
110N133V02 |
Tata AIA Life Insurance Diamond Savings Plan ver2 (PPT 6 years and PT 15 years) |
4.00% |
Compound |
Further, an additional RB of 18% for Shubh Life 15 Year Term policies maturing between 1st June 2023 to 31st May 2024 is declared.
Above reversionary bonus rates will continue as interim bonus until the next bonus declaration, wherever applicable
Cash Dividend Rates
UIN |
Product Name |
Bonus rates |
Type of Bonus |
110N024V01 |
Tata AIA Life Mahalife |
36.1 per 1000 |
Cash dividend |
110N029V01 |
Tata AIA Life Mahalife Gold V1 |
37.5 per 1000 |
Cash dividend |
110N029V02 |
Tata AIA Life MahaLife Gold V2 |
70 per 1000 |
Cash dividend |
110N029V03 |
Tata AIA Life MahaLife Gold V3 |
NA |
Cash dividend |
110N110V01 |
Tata AIA Life Mahalife Gold Plus |
70 per 1000 |
Cash dividend |
Tata AIA Life Insurance Value Income Plan (UIN: 110N153V01)
PPT/Term |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
26 |
27 |
28 |
29 |
30 |
31 |
32 |
33 |
34 |
35 |
36 |
37 |
38 |
39 |
40 |
5 |
1.10% |
1.30% |
1.50% |
1.70% |
1.90% |
2.10% |
2.30% |
2.50% |
2.70% |
2.90% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
3.30% |
3.30% |
3.30% |
3.30% |
3.30% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
3.50% |
6 |
|
1.20% |
1.40% |
1.60% |
1.80% |
2.00% |
2.20% |
2.40% |
2.60% |
2.80% |
3.00% |
3.00% |
3.00% |
3.00% |
3.00% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.40% |
3.40% |
3.40% |
3.40% |
3.40% |
3.40% |
3.40% |
3.40% |
3.40% |
3.40% |
3.40% |
7 |
|
|
1.30% |
1.50% |
1.70% |
1.90% |
2.10% |
2.30% |
2.50% |
2.70% |
2.90% |
2.90% |
2.90% |
2.90% |
2.90% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
3.30% |
3.30% |
3.30% |
3.30% |
3.30% |
3.30% |
3.30% |
3.30% |
3.30% |
3.30% |
3.30% |
8 |
|
|
|
1.40% |
1.60% |
1.80% |
2.00% |
2.20% |
2.40% |
2.60% |
2.80% |
2.80% |
2.80% |
2.80% |
2.80% |
3.00% |
3.00% |
3.00% |
3.00% |
3.00% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
9 |
|
|
|
|
1.60% |
1.80% |
2.00% |
2.20% |
2.40% |
2.60% |
2.80% |
2.80% |
2.80% |
2.80% |
2.80% |
3.00% |
3.00% |
3.00% |
3.00% |
3.00% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
3.20% |
10 |
|
|
|
|
|
1.80% |
2.00% |
2.20% |
2.40% |
2.60% |
2.80% |
2.80% |
2.80% |
2.80% |
2.80% |
2.90% |
2.90% |
2.90% |
2.90% |
2.90% |
3.00% |
3.00% |
3.00% |
3.00% |
3.00% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
11 |
|
|
|
|
|
|
2.00% |
2.20% |
2.40% |
2.60% |
2.80% |
2.80% |
2.80% |
2.80% |
2.80% |
2.90% |
2.90% |
2.90% |
2.90% |
2.90% |
3.00% |
3.00% |
3.00% |
3.00% |
3.00% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
12 |
|
|
|
|
|
|
|
2.20% |
2.40% |
2.60% |
2.80% |
2.80% |
2.80% |
2.80% |
2.80% |
2.90% |
2.90% |
2.90% |
2.90% |
2.90% |
3.00% |
3.00% |
3.00% |
3.00% |
3.00% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
13 |
|
|
|
|
|
|
|
|
2.40% |
2.60% |
2.80% |
2.80% |
2.80% |
2.80% |
2.80% |
2.90% |
2.90% |
2.90% |
2.90% |
2.90% |
3.00% |
3.00% |
3.00% |
3.00% |
3.00% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
14 |
|
|
|
|
|
|
|
|
|
2.60% |
2.80% |
2.80% |
2.80% |
2.80% |
2.80% |
2.90% |
2.90% |
2.90% |
2.90% |
2.90% |
3.00% |
3.00% |
3.00% |
3.00% |
3.00% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
15 |
|
|
|
|
|
|
|
|
|
|
2.80% |
2.80% |
2.80% |
2.80% |
2.80% |
2.90% |
2.90% |
2.90% |
2.90% |
2.90% |
3.00% |
3.00% |
3.00% |
3.00% |
3.00% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
3.10% |
Limited Pay
For Whole Life policies with Annualised Premium less than ₹1,00,000
Insured Age at Entry/PPT |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
Upto 25 years |
16.50% |
22.50% |
26.00% |
29.50% |
32.25% |
35.00% |
37.50% |
39.50% |
26 to 35 years |
16.00% |
22.00% |
25.50% |
29.00% |
32.00% |
35.00% |
37.25% |
39.00% |
36 to 40 years |
15.00% |
21.00% |
24.50% |
28.00% |
31.00% |
34.00% |
36.25% |
38.00% |
41 to 45 years |
14.00% |
20.00% |
23.50% |
27.00% |
30.00% |
33.00% |
35.00% |
36.00% |
46 to 50 years |
12.50% |
19.00% |
23.00% |
27.00% |
30.00% |
33.00% |
35.00% |
36.00% |
51 to 55 years |
10.00% |
16.50% |
20.75% |
25.00% |
28.25% |
31.50% |
33.00% |
33.00% |
56 to 60 years |
6.50% |
13.00% |
17.25% |
21.50% |
24.75% |
28.00% |
29.00% |
28.00% |
61 years and above |
1.50% |
8.00% |
12.75% |
17.50% |
20.75% |
24.00% |
24.25% |
23.00% |
For Whole Life policies with Annualised Premium less than ₹1,00,000
Insured Age at Entry/PPT |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
Upto 25 years |
16.50% |
22.50% |
26.00% |
29.50% |
32.25% |
35.00% |
37.50% |
39.50% |
26 to 35 years |
16.00% |
22.00% |
25.50% |
29.00% |
32.00% |
35.00% |
37.25% |
39.00% |
36 to 40 years |
15.00% |
21.00% |
24.50% |
28.00% |
31.00% |
34.00% |
36.25% |
38.00% |
41 to 45 years |
14.00% |
20.00% |
23.50% |
27.00% |
30.00% |
33.00% |
35.00% |
36.00% |
46 to 50 years |
12.50% |
19.00% |
23.00% |
27.00% |
30.00% |
33.00% |
35.00% |
36.00% |
51 to 55 years |
10.00% |
16.50% |
20.75% |
25.00% |
28.25% |
31.50% |
33.00% |
33.00% |
56 to 60 years |
6.50% |
13.00% |
17.25% |
21.50% |
24.75% |
28.00% |
29.00% |
28.00% |
61 years and above |
1.50% |
8.00% |
12.75% |
17.50% |
20.75% |
24.00% |
24.25% |
23.00% |
| Additional bonus for higher ticket sizes |
|
Annualized Premium Slab (₹) |
Additional Regular Bonus as a % of Annualized Premium |
< 1 Lakh |
0.00% |
1 Lakh to < 2 Lakh |
1.00% |
2 Lakh to < 5lakh |
1.50% |
≥ 5 Lakh |
2.00% |
| Additional Bonus for "Non-Whole Life" Policies | |
Maturity Age of Insured |
Additional Regular Bonus as a % of Annualized Premium |
20-85 |
1.00% |
100 |
0.00% |
| Additional bonus for higher ticket sizes |
|
Annualized Premium Slab (₹) |
Additional Regular Bonus as a % of Annualized Premium |
< 1 Lakh |
0.00% |
1 Lakh to < 2 Lakh |
1.00% |
2 Lakh to < 5lakh |
1.50% |
≥ 5 Lakh |
2.00% |
| Additional Bonus for "Non-Whole Life" Policies | |
Maturity Age of Insured |
Additional Regular Bonus as a % of Annualized Premium |
20-85 |
1.00% |
100 |
0.00% |
Regular Pay
Insured Age at Entry/PPT |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
26 |
27 |
28 |
29 |
30 |
Upto 25 years |
13.25% |
17.45% |
20.75% |
22.95% |
26.95% |
29.50% |
32.25% |
34.70% |
37.00% |
39.05% |
41.0% |
42.8% |
44.5% |
46.0% |
47.00% |
47.0% |
48.0% |
49.0% |
50.0% |
50.25% |
50.3% |
26 to 35 years |
13.25% |
17.45% |
20.75% |
22.95% |
26.95% |
29.50% |
32.25% |
34.70% |
37.00% |
39.05% |
41.00% |
42.75% |
44.40% |
45.95% |
46.75% |
46.75% |
47.80% |
48.80% |
49.75% |
50.25% |
50.25% |
36 to 40 years |
13.25% |
17.45% |
20.75% |
22.90% |
26.90% |
29.50% |
32.15% |
34.50% |
36.65% |
38.65% |
40.50% |
42.25% |
43.85% |
45.40% |
46.25% |
46.25% |
47.30% |
48.30% |
49.20% |
49.75% |
49.75% |
41 to 45 years |
13.00% |
17.15% |
20.50% |
22.60% |
26.50% |
29.00% |
31.75% |
34.10% |
36.35% |
38.35% |
40.25% |
41.75% |
43.20% |
44.50% |
45.00% |
45.00% |
46.05% |
47.10% |
48.10% |
48.75% |
48.75% |
46 to 50 years |
12.75% |
16.70% |
20.00% |
22.05% |
25.95% |
28.50% |
31.15% |
33.55% |
35.70% |
37.65% |
39.50% |
41.20% |
42.75% |
44.20% |
45.00% |
45.00% |
46.05% |
47.10% |
48.05% |
48.75% |
48.75% |
51 to 55 years |
11.50% |
15.70% |
19.00% |
21.15% |
25.05% |
27.50% |
30.15% |
32.55% |
34.65% |
36.70% |
38.50% |
39.90% |
41.25% |
42.50% |
43.00% |
43.00% |
44.15% |
45.20% |
46.25% |
47.25% |
47.25% |
56 to 60 years |
8.00% |
13.00% |
17.00% |
19.50% |
23.75% |
26.50% |
28.55% |
30.45% |
32.15% |
33.60% |
35.00% |
36.55% |
37.95% |
39.25% |
40.00% |
40.00% |
41.20% |
42.35% |
43.45% |
43.95% |
NA |
61 years and above |
4.50% |
9.80% |
14.00% |
16.85% |
21.40% |
24.50% |
26.25% |
27.80% |
29.15% |
30.40% |
31.50% |
33.10% |
34.60% |
35.95% |
36.45% |
NA |
NA |
NA |
NA |
NA |
NA |
Single Pay
Insured Age at Entry/DBM Option |
SA - I |
SA - II |
Upto 25 years |
4.75% |
5.00% |
26 to 30 years |
4.25% |
5.00% |
31 to 35 years |
3.50% |
5.00% |
36 to 40 years |
2.75% |
5.00% |
41 to 45 years |
2.00% |
5.00% |
46 to 50 years |
|
5.00% |
51 to 55 years |
|
5.00% |
56 to 60 years |
|
5.00% |
61 years and above |
|
5.00% |
Note: Above reversionary bonus rates will continue as interim bonus until the next bonus declaration, wherever applicable.
Terminal Bonus Rates
Product name/Policy Year |
4 |
5 |
6 |
7 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
Assure Career Builder |
|
|
|
|
25% |
25% |
40% |
50% |
45% |
45% |
45% |
55% |
70% |
55% |
55% |
55% |
|
|
Assure 30 Years Security & Growth Plan |
|
|
|
|
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
Assure EduCare at 18 |
|
|
|
|
55% |
50% |
55% |
50% |
50% |
55% |
55% |
75% |
65% |
|
|
|
|
|
Assure EduCare at 21 |
|
|
|
|
95% |
45% |
60% |
50% |
55% |
50% |
55% |
50% |
55% |
55% |
55% |
50% |
|
|
Assure 20 Years Security & Growth Plan |
|
|
|
|
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
60% |
|
|
|
Assure Golden Years Plan |
|
|
|
|
105% |
55% |
45% |
50% |
50% |
50% |
55% |
60% |
70% |
65% |
60% |
60% |
50% |
60% |
Nirvana |
|
|
|
|
25% |
25% |
65% |
25% |
25% |
25% |
25% |
25% |
75% |
60% |
60% |
60% |
|
|
Nirvana Plus |
|
|
|
|
25% |
25% |
25% |
25% |
25% |
155% |
70% |
80% |
100% |
125% |
105% |
|
|
|
Star Kid |
|
|
|
|
25% |
25% |
25% |
25% |
45% |
45% |
50% |
50% |
50% |
45% |
|
|
|
|
Assure 21 years Money Saver |
|
|
|
|
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
60% |
|
|
Diamond Savings Plan (PPT 8 - PT 18)1 |
|
1% |
52% |
118% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Diamond Savings Plan V21 |
1% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Smart Value Income Plan2 |
Refer to attached tab named SVIP |
|||||||||||||||||
Freedom3 |
Refer to attached tab named Freedom |
|||||||||||||||||
Terminal Bonus Rates
Product name/Policy Year |
4 |
5 |
6 |
7 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
Assure Career Builder |
|
|
|
|
25% |
25% |
40% |
50% |
45% |
45% |
45% |
55% |
70% |
55% |
55% |
55% |
|
|
Assure 30 Years Security & Growth Plan |
|
|
|
|
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
Assure EduCare at 18 |
|
|
|
|
55% |
50% |
55% |
50% |
50% |
55% |
55% |
75% |
65% |
|
|
|
|
|
Assure EduCare at 21 |
|
|
|
|
95% |
45% |
60% |
50% |
55% |
50% |
55% |
50% |
55% |
55% |
55% |
50% |
|
|
Assure 20 Years Security & Growth Plan |
|
|
|
|
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
60% |
|
|
|
Assure Golden Years Plan |
|
|
|
|
105% |
55% |
45% |
50% |
50% |
50% |
55% |
60% |
70% |
65% |
60% |
60% |
50% |
60% |
Nirvana |
|
|
|
|
25% |
25% |
65% |
25% |
25% |
25% |
25% |
25% |
75% |
60% |
60% |
60% |
|
|
Nirvana Plus |
|
|
|
|
25% |
25% |
25% |
25% |
25% |
155% |
70% |
80% |
100% |
125% |
105% |
|
|
|
Star Kid |
|
|
|
|
25% |
25% |
25% |
25% |
45% |
45% |
50% |
50% |
50% |
45% |
|
|
|
|
Assure 21 years Money Saver |
|
|
|
|
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
25% |
60% |
|
|
Diamond Savings Plan (PPT 8 - PT 18)1 |
|
1% |
52% |
118% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Diamond Savings Plan V21 |
1% |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Smart Value Income Plan2 |
Please click the button “SVIP and Freedom Terminal Bonus Rates” |
|||||||||||||||||
Freedom3 |
Please click the button “SVIP and Freedom Terminal Bonus Rates” |
|||||||||||||||||
The above terminal bonus rates will remain applicable until the next bonus declaration
- PT – Policy Term | PPT – Premium Payment Term
- “Bonuses which are in the form of Compound Reversionary Bonus (CRB), Simple Reversionary Bonus (SRB), and Terminal Bonuses are not guaranteed and may be as declared by the company from time to time, based on company’s future investment performance. Past performance is not indicative of future performance. For more information, please refer to the benefit illustration and Terms and Conditions of the policy.”
- ~Total expected amount of declared bonus is 1183 crores. Reversionary bonus will be declared for the period 1st June 2023 to 31st May 2024 and will be payable on exit of policy.
- ^Customers of participating products as on date in the books of Tata AIA Life Insurance Company Limited. There are other policies as on date in our books for which bonus declared is not applicable
- 1paybale on death and surrender
- 2paybale on surrender from policy year 2 onwards
- 3paybale on death and surrender from policy year 7 onwards
- Past performance is not indicative of future performance.
- Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
- L&C/Advt/2023/May/1628
