Knowledge
centre

Use the resources in the knowledge centre to navigate through your investments and insurance policies. Here, you will find all the information pertaining to insurance plans offered by Tata AIA Life Insurance. Go through our FAQ section to find answers to commonly asked questions, access our insurance guide, and get expert thoughts and advice by reading our blogs and articles.

Frequently
asked questions

Who can buy a life insurance policy?

Any individual who is 18 years old or above at the time of purchasing the insurance policy, and according to the conditions specified under the Indian Contract Act, 1872, can buy an insurance policypurchase a life insurance policy. Alternatively, you may choose to buy a life insurance policy for a nominee, such as your child.

Why should I buy life insurance?

There are several reasons for purchasing a life insurance policy. Choosing a life insurance plan is fundamental to securing your family’s financial future. You can also purchase an insurance policy to save tax, create wealth, plan for your child's education or marriage, or to secure your golden years after you retire.

What is the meaning of insurance premium?

The insurance premium is the payment made by the policyholder to an insurance company for particular coverage. The policyholder must make regular payments in intervals chosen by them (known as premium payment mode), until the maturity of the policy, or as specified in the policy documents, in order to avail of the said life insurance cover, along with the other monetary benefits. payment must be made regularly until the policy’s maturity, or as stated in policy documents, to avail of a specific life insurance cover and other monetary benefits.

Whom should I contact regarding the death claim under a policy?

You can use any of the following channels to inform us:

  • Email us at: claims@tataaia.com

  • Call our helpline number - 1860-266-9966 (local charges apply)

  • Walk into any of the TALIC branch offices

  • Write directly to us at:

The Claims Department,
Tata AIA Life Insurance Company Limited
B- wing, 9th Floor,
I-Think Techno Campus,
Behind TCS, Pokhran Road No.2,
Close to Eastern Express Highway,
Thane(West) ֠400 607.
IRDA Regn No. 110

What are the benefits payable under a death claim?

Under a death claim, the benefits payable include the basic sum assured + rider (if applicable) + other policy additions (e.g., reversionary bonus/guaranteed addition (if applicable)).

Glossary

Find more about all the terms you need to know.

Articles & videos

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The economic and social pitfalls of underinsurance - why Indians need better protection from financial shocks in life
In developing economies like India, life insurance plays an important Read More
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How to Ensure Financial Protection with Life Insurance
TATA AIA's life insurance plans are ideal for your family's financial well-being. To know how to choose the right life insurance that suffices your needs, you need to calculate the cover amount, family's living cost, coverage duration, etc. Check out to understand financial planning with life insurance. Read More
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Opting for the perfect investment plan
How to save income tax or How to reduce taxable income are the two general questions most people struggle with. The solution to this issue is tax planning. In this blog post, we’ve shared tips on how to save tax under 80C, various investment plans & more. Check out now & save more! Read More
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Difference Between Old vs New Income Tax Slab
The sooner you kick start your retirement plan, the better it is. An early beginning certainly has a number of advantages; Read More
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Important Terms Used in Insurance
The sooner you kick start your retirement plan, the better it is. An early beginning certainly has a number of advantages; Read More
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Understanding How Term Life Insurance Policy Works
Term Life insurance is a protection policy where you pay a premium for your beneficiary's valid life claim benefits. To know how term insurance work, note that it's a mutual agreement wherein you fill the proposal form, assess your needs, assign a nominee & more. Learn how does term insurance work in detail! Read More
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ULIP Calculator Features and Benefits
A ULIP calculator is a customized computing tool that gives the expected future value of the investments. To use a ULIP Calculator, you need to include your details, the ULIP investment details, the premium amount, the tenure & more. Check out this blog post to know what is a ULIP calculator and how to use it! Read More
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Dear Women Gift Yourself the Guarantee of a Secured Financial Future
TATA AIA's Fortune Guarantee is a guaranteed return plan tailormade for women. It offers a protective life cover & a regular income during retirement years, making it the ideal life insurance for women. Learn more about this guaranteed savings insurance plan for perfect financial planning for women. Read More
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Know the Tax Benefits of Insurance Policies | TATA AIA Life Insurance
Investments in insurance reduce the tax burden. The tax benefits of life insurance include exemptions under Section 8C, Section 80CCC & more. Tax benefits of health insurance include exemptions under Section 80D, 80U, 80DD & more. Check out to know the tax benefits of insurance more in detail! Read More
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Term insurance should occupy the pole position in your insurance portfolio: Know why
The primary objective of insurance is to protect your family members Read More
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A Detailed Guide to Term Life Insurance
The sooner you kick start your retirement plan, the better it is. An early beginning certainly has a number of advantages; Read More
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How to Choose the Right Sum Assured
Deciding whether you require a life insurance plan is easy. Read More
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Your Guide to Choosing Effective Life Insurance Riders
In life insurance, your policy can be customized according to your unique needs. Read More
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Planning retirement right manner
The sooner you kick start your retirement plan, the better it is. An early beginning certainly has a number of advantages; Read More
non-video:
Know the Best Tax Saving Instruments in India | TATA AIA Life Insurance
Tax saving instruments help you to save maximum tax and reduce your tax burden. Some of the best tax-saving instruments under 80C include Life Insurance, ULIPs, PPF, NPS & more. Tax-saving instruments other than 80C includes health insurance, HRA, Donations & more. Check out this blog post for more details! Read More
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