Capital Guarantee & Income Solution

^*Guaranteed Annual Income shall be a Fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year. Guaranteed Annual Income as per the chosen Income Frequency shall commence after maturity till the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.  

¹All funds open for new business which have completed 5 years since inception are rated 4 or 5 stars by Morningstar on a 5-year basis as of February’2024

²5-year computed NAV for Multi Cap Fund as of February 2024. Other funds are also available. Benchmark of this fund is S&P BSE 200.

³Applicable for Tata AIA Life Insurance Fortune Guarantee Plus

⁴Market-linked returns are subject to market risks and terms & conditions of the product. The assumed rate of returns or illustrated amount may not be guaranteed and depends on market fluctuations.

⁵Get security on investment by having premium in the form of Regular Income and Lumpsum benefit as Return of premium at the end of Income term through Tata AIA Life Insurance Fortune Guarantee Plus (UIN: 110N158V12)

⁶Liquidity through partial withdrawal from ULIP funds after completion of 5 years.  

⁷77,26,727 families protected till 31st March 2023.

⁸As on 03rd April 2024, the company has a total Assets Under Management (AUM) of Rs.100,099.11 Crores

⁹©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.

¹⁰Individual Death Claim Settlement Ratio is 99.01% for FY 2022 - 23 as per the latest annual audited figures.

These assumed rates of return are not guaranteed and there are no upper and lower limits of what you might get back at Maturity, due to the fact that the value of your Policy is dependent on a number of factors including future investment performance. The customer has the choice of purchasing any one or more products as per his/her need and choice and there is no compulsion whatsoever that these products are to be taken together as suggested by the Insurer and presented in this advertisement. The customer is expected to ask questions, understand and satisfy himself that the combination meets his/her specific needs better before deciding to purchase the suggested combination. The illustration in this advertisement is the arithmetic combination and chronological listing of combined benefits of individual products. 

The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the “Company”).

Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).

All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. • Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company.

Please make your own independent decision after consulting your financial or other professional advisor.

The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. These products are underwritten by Tata AIA Life Insurance Company Limited.

Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Life Insurance Fortune Pro is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. 

The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company. Linked insurance products do not offer any liquidity during the rst ve years of the contract. 

The customer is advised to refer the detailed product brochure of respective individual products, segregated premium particulars of each product. 

The premium amount shown in the illustration above is indicative and calculated assuming that the life Proposed/Assured is a healthy person. 

For details of the rates and the terms and conditions applicable to the particular person/policy, kindly refer to the speciation’s in the policy document after issuance.

For more details on risk factor, terms and conditions, please read Sales brochure of the particular plan carefully before concluding a sale.

Insurance cover is available under these products.

These plans are not a guaranteed Issuance plan and it will be subject to Company’s underwriting and acceptance

Depending upon the factors such as health, occupation of the customer and other intrinsic factors such as non-submission of documentary evidence like age proof, the premium will be adjusted accordingly, as per the underwriting guidelines of Tata AIA Life Insurance Company Limited.

To know the details of premium and benefits for each plan of this combination solution please go through the benefit illustration of individual product as provided to you. • Buying a life insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the total premiums paid. 

All Premiums, Charges and interest payable under the policy are exclusive of applicable taxes, duties, surcharge, cesses or levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium, charges or interest. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefit payable under the Policy.

L&C/Advt/2024/May/1258