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    New Fund Offers (NFO)

    Tata AIA is offering a New Fund Offer (NFO) under its market linked plans combining long-term investment opportunities with essential life cover. Read more This latest fund offering provides dual benefits financial protection through life cover and access to long-term equity investments. Through these new fund launches, investors can explore diversified equity portfolios while maintaining financial security for their families. Read less

    Tata AIA is offering a New Fund Offer (NFO) under its market linked plans Read more combininglong-term investment opportunities with essential life cover. This latest fund offering provides dual benefits financial protection through life cover and access to long-term equity investments. Through these new fund launches, investors can explore diversified equity portfolios while maintaining financial security for their families. Read less

    Tata AIA Top 200 Alpha 30 Index Fund

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    Launch of our New Fund - Tata AIA Sector Leaders Index Fund

    Tata AIA Life Insurance announces the launch of its latest offering. Designed for long-term capital growth, the Tata AIA Sector Leaders Index Fund  is developed for investors who want broad-based exposure to India’s most influential companies across industries. In order to provide a diverse portfolio of sector champions, the fund tracks the BSE India Sector Leaders Index, which chooses the top three businesses from each significant sector within the BSE 500 universe.
     

    The table below highlights the key information related to Tata AIA’s latest NFO launch:

    Particulars

    Details

    Name of Fund 

    Tata AIA Sector Leaders Index Fund  

    SFIN

    ULIF 093 15/09/25 SLI 110

    Fund Objective

    The objective of the fund is to invest in companies with similar weights as in the index and generate returns as closely as possible, subject to tracking error. The fund will invest 80%-100% in Equity and Equity related instruments and 0%-20% in Cash and Money Market Securities.

    Equity & Equity Related Instruments

    80% – 100%

    Debt

    Not Applicable

    Cash/Money Market Instruments, Bank Deposits and Mutual Funds

    0% – 20%

    Fund Management Charge (FMC)

    1.35% p.a.

    Benchmark

    BSE India Sector Leaders Customised Index - 100%

    NFO Window 

    15 September 2025 to 22 September 2025

    Why Invest in This Fund?

    • Proven Performance: The BSE India Sector Leaders Index benchmark fund has delivered an impressive 21.35% returns1 over the last 5 years. 
    • Top Rated Funds: Our funds have been rated 4 or 5 stars2 by Morningstar3, reflecting their strong performance and reliability over the years.
    • Financial Protection: Secure your family’s future with life cover while growing your wealth through market-linked returns.
    • Diversification: Exposure to Sector leaders across various industries, spreading risk and tapping into multiple growth stories. 

    What is New Fund Offer (NFO)?

    NFO or New Fund Offer, refers to the first-time launch of a new investment fund that allows investors to subscribe during the initial offer period. A user may decide to purchase a life insurance plan sych as Unit Linked Insurance plan or a pension based ULIP plan that offers market linked return with life cover. A new NFO launch provides access to new strategies or indices. Each NFO has a specific investment objective and asset allocation. Additionally, some key NFO benefits include potential long-term capital growth and protection through life insurance.

    Investment objective

    A New Fund Offer (NFO) allows investors to subscribe to a newly launched investment fund during a limited offer period. During this period, investors can purchase fund units at a fixed price set by the fund house. Once the NFO period ends, the fund gets listed and becomes part of the regular portfolio under the ULIP. From there, the Net Asset Value (NAV) of the fund fluctuates based on market performance and asset movements. NFO investment gives early access to new fund strategies and the returns depend on market conditions and fund management approach.

    Fund is available with Tata AIA ULIP plans

    In this policy, the investment risk in investment portfolio is borne by the policy holder

    Solution Composition

    This advertisement is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, Non-Participating, Non-Linked, Individual Health Product (UIN: 110N183V01)These products are also available for sale individually without the combination offered/ suggested.
    Best Seller

    Tata AIA

    Param Raksha Life Pro + 

    • BSE India Sector Leaders Index delivered 21.35% returns1 
    • All funds rated 4 or 5 stars2 by Morningstar3
    • Unlimited free fund switches
    Calculate Returns

    Solution Composition

    Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V01), and Tata AIA Health Buddy,  Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually.

    Tata AIA

    Premier SIP

    • No Premium Allocation charges
    • Top rated2 funds by Morningstar3
    • Save income tax8 up to ₹46,8004
    Calculate Returns
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    Key features of New Fund Offer

    Subscription Period

    The investors can purchase the New Fund Offer during a specific duration, which may range from a day to a few weeks. The investors can allocate funds to the New Fund Offer during this subscription period.

    Initial Offer Price

    The initial offer price is the price at which the investors can buy units of the New Funds Offer during the subscription period. It is generally offered at an NAV of ₹10.

    Units

    Investors can purchase units of these New Fund Offers at the fixed initial offer price. These units represent the investor’s share in the fund and determine their ownership of the fund's assets.

    Investment Objective

    The investment objective of the New Funds Offer will differ based on the type of funds invested, such as mid-cap, small-cap funds, debt etc.

    Our Recent NFO Performance

    Tata AIA Funds

    AUM

    (In Crores)

    Inception Date

    Returns Since Launch5

    Benchmark Returns

    Rising India Fund

    ₹660.55

    31-Mar-24

    13.26%

    9.69%

    Small Cap Discovery Fund

    ₹1,464.63

    24-Jul-23

    36.10%

    24.31%

    Flexi Growth Fund

    ₹894.35

    31-Dec-23

    19.02%

    10.98%


    5     Data as of July 31, 2025. Past performance is not indicative of future performance. Fund Benchmark: Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN:  Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110. Other funds are also available under this solution. 

    Tata AIA funds have delivered benchmark beating performance

     

    Last 5 Years Returns6

    Since Inception7 Returns

    Tata AIA Funds

    Fund Return (%)6

    Benchmark Return (%)6

    Fund Return (%)7

    Benchmark Return (%)7

    Multi Cap Fund

    28.27%

    19.31%

    20.84%

    12.86%

    Top 200 Fund

    29.07%

    19.31%

    19.11%

    15.13%

    India Consumption Fund

    27.79%

    19.31%

    20.27%

    12.86%


    6    Data as of July 31, 2025, | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. 7 Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015. Other funds are also available under this solution.

    Different types of NFO

    The different types of NFO are as follows:

    • Open-ended NFO:

      An NFO may launch an open-ended fund that remains open for investment even after the initial subscription period ends. Investors can buy or sell units on any business day at the fund’s NAV after the NFO closes.

    • Close-ended NFO:

      A close-ended NFO launches a fund that remains open for subscription only during the NFO period. After subscription window closes, investments are locked in for a fixed tenure, and units cannot be redeemed until maturity although they may be traded on the stock exchanges if the fund is listed.

    • Thematic or sector-based NFO:

      A thematic NFO focuses on a particular sector or theme, such as energy, infrastructure, or technology. The fund invests in companies within that specific area, and the aim is to achieve potential growth in the segment.

    • Index-based NFO:

      An index-based NFO tracks a specific index by investing in the same stocks with similar weightage. The performance of such funds closely follows the benchmark index and may offer returns that reflect the overall market trends.

    • Asset allocation-based NFO:

      This type of NFO invests in a mix of asset classes such as equity, debt, and money market instruments. The allocation may be fixed or adjusted (i.e., actively rebalanced or changed over time based on market conditions) to optimise returns and manage risks.

    Unlock the power of compounding!
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    Benefits Of NFO In Life Insurance Plans

    Financial security

    A ULIP policy offers essential life cover to ensure financial protection for the policyholder’s family while also providing the opportunity to invest in the financial market based on their risk profile and financial goals.

    Tailored investment objectives

    NFOs are designed with specific financial objectives such as sustainability, growth potential, flexibility, stability, etc. Individuals can compare the investment options based on their objectives and choose a suitable ULIP fund option as per their risk appetite.

    Comprehensive solution

    The ULIP Policy is a combination of insurance and investment, offering a single solution that addresses both financial protection and wealth creation goals.

    Long-term investment advantage

    Investors can choose to invest in the NFOs through a ULIP Policy to focus on long-term capital appreciation. It can help them plan and secure funds for their long-term financial objectives.

    Invest more, get more! 

    Invest ₹5,000/month

    You get 

    ₹38 Lakh

    You invest ₹5,000/month

    Invest ₹10,000/month

    You get 

    ₹76 Lakh

    You invest ₹10,000/month

    Invest ₹15,000/month

    You get 

    ₹1.1 Crore

    You invest ₹15,000/month

    Invest ₹20,000/month

    You get 

    ₹1.5 Crore

    You invest ₹20,000/month
    Plan now

    Amounts are calculated for 20 years investment at 10% annual rate of return.

    Who should invest in NFOs?

    The following are the categories of investors who can invest in NFOs

    • Long-term investors: NFOs may be suitable for those who can stay invested for many years to gain from potential capital appreciation and market growth.   
    • Investors looking for new strategies: Investors interested in exploring new fund strategies or asset classes can consider NFO investment to diversify their portfolio.
    • Young professionals starting investments: Individuals starting their financial investments may invest in new NFO launch plans under ULIPs for long-term wealth creation and life cover.
    • Investors seeking lower entry cost: As NFOs are usually priced at a fixed rate during launch, some investors may prefer them as an entry point into new funds.

    Things to check before NFO investment

    The following points need to be checked before investing in NFO:

    • Fund objective

      Understanding the fund’s goal is important to know how it plans to generate returns and in which sectors it will invest.

    • Asset allocation

      The asset mix between equity, debt, and cash shows the level of risk and growth potential the fund holds.

    • Risk profile

      Every NFO has a different level of market risk. Check if the fund’s risk aligns with your personal risk tolerance.

    • Fund manager's experience

      The skills and track record of the fund manager influence how well the fund is managed under different market conditions.

    • Benchmark and strategy

      Check which index or benchmark the fund follows and what investment strategy is used to meet its objective.

    • Exit load and charges

      Review if there are any charges for early withdrawal, fund management charges, or other policy-related costs.

    • Lock-in period

      Some NFOs may come with a lock-in period. It is important to check this before investing.

    How to invest in an NFO?

    Here is how you can invest in NFO

    • Step 1: Check the NFO details like objective, fund type, asset allocation, and risk level to see if it aligns with your needs.
    • Step 2: Review the offer period to ensure you invest within the time frame of the NFO launch.
    • Step 3: Access the official policy platform where the NFO is listed and follow the instructions provided to proceed with the investment process.
    • Step 4: Complete the necessary KYC and policy formalities required for ULIP-based NFO investments.
    • Step 5: Make the payment for the NFO units and retain the transaction receipt for records and future tracking.


    Why Choose Tata AIA for your Investment?

    Tata AIA Term Insurance Plans: Benefits of Purchase


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    1. Is NFO a good investment?
    NFO can be suitable if you have a long-term horizon and believe in the fund's potential. It is important to assess the fund's objective, strategy, and market conditions before making a decision.

    2.What are the different types of funds available under a ULIP?
    Some common types of funds that are typically offered under ULIP are Equity Funds, Debt Funds, Balanced Funds, Money Market Funds, Growth Funds, Income Funds, Index Funds, Sector Funds, Aggressive Growth Funds and Conservative Funds.

    3.What is the difference between an existing fund option and an NFO in a ULIP policy?
    In a ULIP policy, an existing fund option is an established investment fund with a known performance history and portfolio, while a New Fund Offer (NFO) is the launch of a new fund option within the ULIP.

    4. How to choose the right NFO for my ULIP policy?
    Choosing the right NFO for your ULIP Policy depends on your individual financial objectives, investment tenure, risk tolerance, and investment strategy. You can compare the different NFOs available based on their past performance and make a well-informed decision.

    5. Can I withdraw NFO anytime?
    Yes, but it depends on the type of NFO. Open-ended NFOs allow redemption after the initial lock-in period, while close-ended NFOs have fixed maturity periods for withdrawals.

    6. Is it better to opt for an NFO within a ULIP than a direct NFO?
    Opting for an NFO under a ULIP can offer life insurance along with investment benefits, making it a more comprehensive option for those seeking both. However, the suitability depends on individual financial goals, risk tolerance, and understanding of ULIP-related charges and terms.

    7. Is NFO taxable?
    Investors can get the benefit from tax8 savings up to ₹46,8004 under Section 80C while growing your wealth through a diversified portfolio when purchasing a life insurance plan. The premiums paid towards a life insurance policy (including ULIPs) are eligible for tax deduction under Section 80C of the Income Tax Act, subject to the overall limit of ₹1.5 lakh per year.

    8. How is NAV calculated for NFO?
    The Net Asset Value (NAV) for an NFO is calculated by adding up the total value of the fund’s assets, subtracting any liabilities, and then dividing the result by the number of units issued.

       

    • The linked insurance product do not offer any liquidity during the first five years of the contract. The policy holder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

    • Tata AIA Sector Leaders Index Fund is part of a various funds which a policyholder can choose from. For further details on funds refer the sales brochure. 

    • Tata AIA Sector Leaders Index Fund SFIN: ULIF 093 15/09/25 SLI 110 

    • Param Raksha Life Pro+ is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested. 

    • Param Raksha Life Maxima + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested. 

    • Param Raksha Life Pro is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested. 

    • Param Raksha Life Advantage + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested. 

    • Param Raksha Life Growth + is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested. 

    • Param Raksha Life Pro Advance is designed for combination of benefits of following individual and separate products named (1) Tata AIA Smart Sampoorna Raksha Supreme Unit Linked, Non-Participating Individual Life Insurance Plan (UIN: 110L179V02) and (2) Tata AIA Health Buddy, A Non-linked, Non-participating, Individual Health Product (UIN:110N183V01). These products are also available for sale individually without the combination offered/ suggested. 

    • Tata AIA Smart Fortune Plus - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L177V01)

    • The complete name of Tata AIA Wealth Pro is Tata AIA Life Insurance Wealth Pro (UIN: 110L111V05) – Non-Participating, Unit Linked, Individual Life Insurance Savings Plan 

    • Tata AIA Smart SIP - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L174V01)

    • Tata AIA i Systematic Insurance Plan - Non-Participating. Unit Linked Individual Life Insurance Savings Plan (UIN:110L164V08)

    • The complete name of Tata AIA Fortune Maxima is Tata AIA Life Insurance Fortune Maxima - Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN: 110L113V09)

    • The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V07) – Non-Participating, Unit Linked Individual Life Insurance Savings Plan.

    • The complete name of Tata AIA Wealth Maxima is Tata AIA Life Insurance Wealth Maxima – Non-Participating, Unit Linked Individual Life Insurance Savings Plan (UIN:110L114V05) 

    • Tata AIA Health SIP - A Non-participating, Unit Linked, Individual Health Insurance Plan (UIN:110L184V01)

    • Shubh Muhurat Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.

    • Shubh Fortune Solution is a combination of Tata AIA Life Insurance Fortune Guarantee Secure (Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan) UIN:110N206V03 and Tata AIA Life Insurance Smart Fortune Plus (Unit Linked, Individual Life Insurance Savings Plan)-UIN:110L177V01. Tata AIA Life Insurance Fortune Guarantee Secure and Tata AIA Life Insurance Smart Fortune Plus are also available for sale individually.

    • Tata AIA Pro-Fit comprises of Tata AIA Health Pro, A Non-Participating, Unit-linked, Individual Health Insurance Plan (UIN: 110L180V01), Tata AIA Health Secure, A Non- Participating, Unit Linked, Individual Health rider (UIN: 110A050V01) & Tata AIA Health Buddy, - Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01).Tata AIA Smart Health Pro and Health Buddy are also available for sale individually. 

    • Tata AIA Premier SIP is a combination of the Tata AIA Smart SIP, a non-participating, unit-linked, individual life insurance savings plan (UIN: 110L174V01), and Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V01). Both Tata AIA Smart SIP and Tata AIA Health Buddy are also available for sale individually. 

    • These products are also available for sale individually without the combination offered/ suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

    • Asset Allocation: Equity & Equity related instruments: 80%-100%, Cash / Money Market Instruments, Bank Deposits and Mutual Funds: 0%-20% 

    • 1Benchmark Fund: BSE India Sector Leaders Index | Data as of July 31, 2025 | Source: BSE India Sector Leaders Index Insights

    • 2All funds open for new business which have completed 5 years since inception are rated 4 star or 5 stars by Morningstar as of Dec 2024 

    • 3©2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (5) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.

    • 4Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000 as per old tax regime. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.

    • 5Data as of July 31, 2025. Past performance is not indicative of future performance. Rising India Fund - NSE Nifty 500; Flexi Growth Fund - NIFTY 500 Index; Small Cap Discovery Fund - NIFTY Small cap 100 - 100% | Rising India Fund - SFIN:  Flexi Growth Fund: ULIF 068 25/04/23 FGF 110; Small Cap Discovery Fund: ULIF 071 22/05/23 SCF 110; Rising India Fund - ULIF 073 17/01/24 RIF 110.

    • 6Data as of July 31, 2025 | Past performance is not indicative of future performance. • Fund Benchmark: Multi Cap Fund – S&P BSE 200; India Consumption Fund - S&P BSE 200; Top 200 Fund - S&P BSE 200. • SFIN: Multi Cap Fund – ULIF 060 15/07/14 MCF 110; Top 200 Fund - ULIF 027 12/01/09 ITT 110; India Consumption Fund - ULIF 06115/07/14 ICF 110. 

    •  7Inception Dates: Top 200 Fund: 12 Jan 2009, Multi Cap Fund: 05 Oct 2015, India Consumption Fund: 05 Oct 2015.

    • 8ULIP policies issued on or after 1st February 2021 if the amount of aggregate annual premium payable in the financial year for all such policies does not exceeds INR 2,50,000/-.  Subject to fulfillment of conditions mentioned in 10(10D). Any sum received under a life insurance policy, including the sum allocated by way of bonus on such policy, will be exempt if Life insurance policy issued on or after the 1st day of April, 2012 in respect of which the premium payable for any of the years during the term of the policy does not exceeds ten percent of the actual capital sum assured (20 % in case of policy issued before 01st April 2012).

    • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

    • 9As on 31st May 2025, the company has a total Assets Under Management (AUM) of Rs 130,053 Crores

    • 1089,43,554 families protected till May 31, 2025

    • Unit Linked Life Insurance products are different from traditional insurance products and are subject to risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund’s NAV will be affected by interest rates and the performance of the underlying stocks. The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company"). The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds. Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any). All investments made by the Company are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market. Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the insurance company. 

    • Goods and Services Tax and cesses, if any will be charged extra by redemption of units, as per applicable rates. Tax laws are subject to amendments from time to time. Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you. 

    • The products are underwritten by Tata AIA Life Insurance Company Limited. The plans are not guaranteed issuance plans, and it will be subject to Company's underwriting and acceptance. Whilst every care has been taken in the preparation of this content, it is subject to correction and markets may not perform in a similar fashion based on factors influencing the capital and debt markets; hence this advertisement does not individually confer any legal rights or duties. This is not an investment advice, please make your own independent decision after consulting your financial or other professional advisor.

    • The fund is managed by Tata AIA Life Insurance Company Ltd. (hereinafter the Company). 

    • Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & the Unit linked insurance product with Tata AIA /Tata AIA Life Insurance as its prefix is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. 

    • Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid. 

    • Insurance cover is available under the product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. 

    • The products are underwritten by Tata AIA Life Insurance Company Limited. 

    • L&C/Advt/2025/Aug/3116

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