50 Lakh Term Insurance

A ₹50 lakh term insurance plan gives your family financial protection if something happens to you during the policy term. The insurer pays... Read more ₹50 lakh to your nominee if you pass away while the policy is active. This amount can help your loved ones manage daily expenses, repay loans, and continue important life goals without major financial stress. Read less

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Get ₹50 Lakh Life Cover at ₹326/month1

1756997995324

Up to 18.5% discount2 (1st year premium)

1756997995324

Return of premium3 option

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4 Hour claim settlement4

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    Get Life Cover of ₹1 Crore by paying a premium of

    ₹1,344/month

    Total premium: ₹6.66 Lakh

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    • 1st year premium (with discount): 
₹21,749/month
    • 2nd year onwards premium₹8,287/month
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    ₹6.66 Lakh
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    Discounts

    10% Online discount
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    10% discount on 1st year premium is applicable on online purchase. This discount is auto-applied and can’t be removed

    8.5% Salaried discount
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    8.5% discount on 1st year premium is applicable for salaried personnel. You will need to share your corporate email ID if you opt for this discount. This discount is auto-applied if you select ‘Salaried’ as your occupation and can’t be removed

    25%Tata Group Employee Discount
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    Applicable only if the policy is bought digitally. Some discounts will not be available when this option is selected.

    1% Autopay discount
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    1% discount on 1st year premium for all payments paid through any permissible electronic mode debited through an auto-debit mandate. Maximum discount capping: ₹100 over the year.

    2% Milestone discount
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    2% discount on 1st year premium on these milestones

    Event Eligibility
    Wedding (1 wedding only) Within 6 months before or after the date of wedding
    Birth/ Adoption of 1st child* Within 6 months before or after the birth/ adoption date
    Home loan Within 6 months of loan getting sanctioned
    First job Within 6 months of joining date

    *Policy issuance eligibility for female customers will be determined by Board Approved Underwriting Policy (BAUP)

    The above milestones cannot be clubbed to avail more discount, Such discount shall be capped to a maximum of ₹500 over the year.

    15% lower premium for women (every year)
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    Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, Pure Risk, Individual Life Insurance Product (UIN:110N176V12)

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    Vishal-Kapoor

    Written by

    Vishal Kapoor

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    Insurance Expert

    Vishal Kapoor

    Vishal Kapoor, AVP - Brand & Product Marketing at Tata AIA, has over 17 years of experience in the BFSI sector. He is responsible for driving brand strategy, product & channel marketing campaigns.

    Girish-J-Kalra

    Reviewed by

    Girish J Kalra

    Desktop-Girish
    Chief Marketing Officer

    Girish J Kalra

    Girish J Kalra, Chief Marketing Officer at Tata AIA, leading the organizations marketing & corporate communication initiatives..

    What is ₹50 Lakh Term Insurance?

    ₹50 lakh term insurance is a life insurance policy that provides a life cover of ₹50 lakh for a fixed time period. To keep the policy active, the policyholder pays premiums regularly. If the insured person passes away during the policy term, the nominee receives the insured amount as a death benefit.
     

    The plan is designed to replace lost income and support family members financially. In many cases, policyholders also add riders5 for extra protection. These may include critical illness cover, accidental death benefit, or waiver of premium benefits. This helps create a more complete and flexible protection plan.

    Why should you buy ₹50 lakh term insurance plan?

    Financial protection

    • Helps your family manage expenses during difficult times.
    • Supports future needs such as education and household costs.
    • Creates reliable long-term financial security.

    Affordable premium

    • Offers high life cover at a lower premium cost.
    • Buying early usually helps reduce premiums.
    • Works well for people looking for budget-friendly protection.

    Customisable coverage

    • Allows you to choose policy term and payout options.
    • Riders5 can improve the overall coverage.
    • Makes it easier to match the plan to your needs.

    Income replacement

    • Helps replace the earning member’s income.
    • Supports the family’s lifestyle and regular spending.
    • Reduces financial pressure in uncertain situations.

    Debt settlement

    • Helps repay loans and other liabilities.
    • Reduces the financial burden on family members.
    • Useful for managing home loan or personal loan repayments.

    Peace of mind

    • Gives confidence about your family’s future.
    • Helps reduce stress related to financial uncertainty.
    • Creates a sense of financial stability.

    Tax benefits

    • Premiums may qualify for tax8 deductions under applicable laws.
    • Death benefits may also receive tax8 exemptions.
    • Tax benefits depend on current tax rules and conditions.

    Financial security for loved ones

    • Creates a strong financial safety net for your family.
    • Helps support long-term goals and future planning.
    • Makes a real difference during unexpected situations.

    Ideal for young professionals and families

    • Young buyers can lock in lower premiums early.
    • Suitable for people with growing financial responsibilities.
    • Helps build financial protection from the beginning of a career.

    Flexible policy options and riders

    • Different premium payment and payout options are available.
    • Riders help improve protection for different risks.
    • Offers a more complete and expandable insurance solution.
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    How Does a ₹50 Lakh Term Insurance Plan Work?


    A ₹50 lakh term insurance plan works in a simple way. The policyholder chooses the coverage amount, policy term, and premium payment option while buying the plan. After this, premiums are paid regularly to keep the policy active.

    If the insured person passes away during the policy period, the insurer pays ₹50 lakh to the nominee. This amount can help the family manage expenses, debts, and future financial goals. However, if the policyholder survives the term, no maturity amount is usually paid under a standard term insurance plan unless a return of premium option is included.

    Nowadays, many insurers also offer flexible riders and payout choices. This allows policyholders to create a plan that feels more useful and suitable for their long-term financial goals.

    What are the features of ₹50 lakh term insurance?

    The ₹ 50 lakh term plan offers following key features:

    Low Entry Age

    Term insurance allows entry between the ages of 18 and 65. The wide age bracket makes it easier for more individuals to take advantage of the 50 lakh life insurance cover for their loved ones.

    Flexible Premium Payment Options

    You can choose to have different premium payment options such as regular pay, limited pay, or single pay. It's paid on a monthly, quarterly, half-yearly, or annual basis, depending on your budget.

    Customisable Payout Benefits

    The death benefit in 50 lakh term plans can be availed in more than one way. You could get a lump sum, a monthly income, or both the lump sum and the monthly income, depending on your family's requirements.

    Long-Term Financial Safety

    A ₹ 50 lakh term insurance policy offers long-term financial safety, as most plans can last anywhere between 10 and 55 years. For example, Tata AIA Sampoorna Raksha Promise term plan offers whole life coverage until 100 years1.

    Comprehensive Coverage

    As stated, some term plans allow you to extend your coverage amount or opt for add-on riders5 to get more comprehensive coverage, which sometimes also have their own sum assured amounts. This offers peace of mind by ensuring your family members will not suffer financial hardships in case of your unfortunate and untimely demise.

    Nominal Cost

    The premium rates for term insurance plans depend on their coverage (sum assured) amount. Generally, they tend to be more affordable when compared to other life insurance policies on the market. Hence, a ₹ 50 lakh term insurance premium will be reasonably low, allowing you to buy a term plan to cover you and your family early in your career without burning through your savings.

    Availability of Loans

    Home loans are long-term commitments, and if you are the sole earner in your family, the burden of paying off the loans can be on your family members in the event of an untimely death. Most term plans last 15 - 20 years, which is similar to the tenure of a home loan. Hence, a ₹ 50 lakh term policy can be a viable safety net when you opt for long-term financial commitments to protect against any uncertainties. For more information on this topic, you can refer to our blog on Guide to Loan Against Your Life Insurance Policy

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    Get ₹1 Crore Life cover @ ₹826/month1

    Age: 25

    Cover till age: 60 yrs

    Payment duration: 35 yrs

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    How to determine the right coverage amount for the best term insurance plan for ₹50 lakh?

    Here are the steps to follow while deciding the appropriate term life insurance plan.

    1. Evaluate your income
      • Coverage should support your family’s financial needs for years.
      • Higher income may require higher life cover.
      • Stable income helps you choose suitable premiums easily.
    2. Consider your financial liabilities
      • Include home loans, personal loans, and other debts.
      • Coverage should help your family manage repayments smoothly.
      • Future financial commitments are also important.
    3. Calculate family expenses and goals
      • Estimate monthly household expenses carefully.
      • Include future goals such as education or marriage.
      • Keep inflation in mind while planning coverage.
    4. Check the number of dependants
      • More dependants may increase coverage needs.
      • Financial responsibilities differ for every family.
      • Long-term family security should remain the priority.
    5. Review savings and existing insurance
      • Existing investments and insurance plans should be considered.
      • This helps avoid choosing too little or too much coverage.
      • A balanced plan usually works best in practice.
    6. Consider age and lifestyle
      • Younger people often get lower premium rates.
      • Lifestyle habits and occupation may affect premiums.
      • Health condition is also an important factor.
    7. Choose suitable riders
      • Riders provide extra financial protection.
      • Critical illness and accidental cover are commonly chosen.
      • The right riders help create a more complete insurance plan.

    Why Choose Tata AIA Life Insurance Term Plans?

    4 Hours Express Claim settlement - Why Choose Tata AIA Life Insurance?

    4 Hours

    Express Claim Settlement6

    Worth of Assets Under Management - Why Choose Tata AIA Life Insurance?

    99.41%

    Individual Death Claim Settlement Ratio FY 24-25

    Worth of Assets Under Management - Why Choose Tata AIA Life Insurance?

    98 Lakh+

    Families protected so far7

    Worth of Assets Under Management - Why Choose Tata AIA Life Insurance?

    600+ Branches

    Presence across major cities in India


    What are the Key Benefits of ₹50 Lakh Term Insurance?

     

    guaranteed-Income-icon

    Lifetime Protection

    Most term insurance policies offer whole-life coverage options to their policyholders. As a result, you don't have to worry about your family's future at any point in time. 

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    Tax Benefits

    The premium payments for term plans are tax8 deductible under Section 80C of the Income Tax Act 2025, up to a maximum of ₹1.5 lakh per annum. Moreover, the death benefits and maturity benefit payouts under a term plan are tax-exempt under Section 10(10D).

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    Easy Customisation

    You can enhance the coverage of your term plan by including riders5 to your basic ₹50 lakhs term insurance plan. This will require an extra premium payment. However, it is often worth the extra cost if you suffer from or are prone to developing future health conditions since the coverage you receive is quite substantial in the case of critical illness riders.

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    Cost-Effective

    You can buy a term plan at an early age. Insurance providers often provide lower premium rates to younger individuals. The premium rates are also decided upon policy purchase and stay the same throughout the policy tenure. Therefore, you can ensure financial stability for your loved ones at an economical price.

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    Security Against Loans and Liabilities

    Existing liabilities like debt or loans incurred from big purchases, like a house, will require long-term incremental payments. In the event of an untimely demise, your family can use the sum assured payout from your ₹50 lakhs term policy to settle any outstanding loans or financial liabilities that may become their responsibility.


    How to Determine the Right Coverage for Your Term Insurance?


    Evaluating the required coverage for your term insurance policy is effectively calculating your life's value, and that is anything but pleasant. However, you must remember that life insurance aims to provide financial security to your family and dependents in the event of an untimely death. As a result, you must consider the following factors to select your appropriate coverage level.

    • Young Individuals - Boy and Girl Image

      Age

      Younger individuals generally get charged lower premium rates than older policyholders for the same coverage amount. This is because insurance providers consider them a lower-risk investment as they a less prone to health conditions. Hence, you should get a term policy at a younger age and assess your current age, health condition, and lifestyle to gauge your needed coverage.
      Young Individuals - Boy and Girl Image

      Age

      Younger individuals generally get charged lower premium rates than older policyholders for the same coverage amount. This is because insurance providers consider them a lower-risk investment as they a less prone to health conditions. Hence, you should get a term policy at a younger age and assess your current age, health condition, and lifestyle to gauge your needed coverage.
    • Parents - Mother Father and Child

      Your Annual Income

      Generally, the term plan's sum assured should be at least ten times your annual salary. If you decide to purchase ₹50 lakhs term insurance, ensure that the sum assured will compensate for your current standard of living and your family's lifestyle requirements while considering your annual income.
      Parents - Mother Father and Child

      Your Annual Income

      Generally, the term plan's sum assured should be at least ten times your annual salary. If you decide to purchase ₹50 lakhs term insurance, ensure that the sum assured will compensate for your current standard of living and your family's lifestyle requirements while considering your annual income.
    • Newly married couples

      Dependents and Their Needs

      If you have family members who depend on you financially, you must ensure that your family members' financial needs are met in unprecedented times. Hence, you must factor in the ₹50 lakh term plan insurance premiums into your financial plan. You must also consider the number of family members who financially rely on you for their future demands, like educational expenses, marriage, loans, and other cost of living expenses.
      Newly married couples

      Dependents and Their Needs

      If you have family members who depend on you financially, you must ensure that your family members' financial needs are met in unprecedented times. Hence, you must factor in the ₹50 lakh term plan insurance premiums into your financial plan. You must also consider the number of family members who financially rely on you for their future demands, like educational expenses, marriage, loans, and other cost of living expenses.
    • Working Woman - Woman With Mobile in Her Hand

      Existing Liabilities

      If you are buying a ₹50 lakhs term policy, always factor in your current liabilities. Whether it is a home loan, a student loan, or a car loan, you need to make sure that your term insurance payout will cover all of your commitments. The right coverage amount is critical when purchasing a life insurance policy. As a buyer, you should carefully assess your needs, liability (if any), and your ability to pay all your insurance premiums in a timely manner for a ₹50 lakh plan to get the required coverage.
      Working Woman - Woman With Mobile in Her Hand

      Existing Liabilities

      If you are buying a ₹50 lakhs term policy, always factor in your current liabilities. Whether it is a home loan, a student loan, or a car loan, you need to make sure that your term insurance payout will cover all of your commitments. The right coverage amount is critical when purchasing a life insurance policy. As a buyer, you should carefully assess your needs, liability (if any), and your ability to pay all your insurance premiums in a timely manner for a ₹50 lakh plan to get the required coverage.



    How Much Does a ₹50 Lakh Term Insurance Cost?


    The exact cost of a ₹50 lakh term insurance policy depends on several factors. There is no standardized amount, and it will depend on your future requirements. Prominent factors include age, coverage amount, medical history, current lifestyle (whether you smoke/drink/or have pre-existing health conditions), and occupation. Some insurance providers offer women lower premium rates or discounts under their term plans. You can find such discounts under most Tata AIA life insurance plans.

    One way to estimate your potential premiums under a ₹50 lakh term insurance would be to use a term insurance calculator. These are free online tools insurance providers offer on their website, which allow you to input factors like your age, annual income, number of insured members, and add-on riders that you would like to include under the policy to give you an estimated premium rate.

    If you want to buy a policy under Tata AIA and want to know your ₹50 lakh term insurance premium, you can use our Tata AIA Term Insurance Calculator to estimate your potential premiums under your preferred term insurance policy. 

    How to Choose the Best ₹50 Lakh Term Insurance Policy?

    • Secure Your Future with 50 Lakh Term Insurance for a Long Term

      Claim Settlement Ratio (CSR)

      The insurance provider's claim settlement ratio is essential when choosing a term insurance plan. The CSR shows you the percentage of claims settled by the insurance company against the total number of claims filed in a fiscal year. For reference, Tata AIA's Individual death claims settlement ratio4 for FY 2024 - 2025 was 99.41%.

      While it should not be the only deciding factor when choosing a ₹50 lakh term insurance plan, the CSR indicates the likelihood of your claims being accepted and settled by the insurance company. So, a higher CSR means the more likely your insurer will settle your claim.

    • Policy Term

      Policy term or tenure refers to the coverage period under the term insurance policy. The maximum coverage period under term insurance plans like Tata AIA Sampoorna Raksha Promise Plan can go up to 100 years1 for a policyholder.

      Hence, you must assess how long you want your life insurance coverage to last since most term plans do not offer survival benefits and opting for a ₹50 lakh term plan with whole life cover may be a better option. 

    • Multiple Premium Payment Options for 50 Lakh Term Insurance

      Riders

      Most insurance providers offer add-on riders5 with their term insurance policies. These can be used to increase the base coverage amount your term policy offers, and they must be opted for on policy purchase unless your policy allows mid-term inclusions. These add-ons also offer their own sum-assured amounts and require additional premium payments. Some popular term insurance riders are Accidental death, terminal illness, critical illness, accidental total, and permanent disability, hospicare, and waiver of premium benefit.

    • Choose the Right Variant

      Insurance providers offer different types of term insurance plans under their roster. It is recommended that you shop around and compare different term plans with each other before buying one, as each type of term plan will have its own pros and cons.

      For example, at Tata AIA, we offer different types of term insurance policies that satisfy different coverage requirements. Always analyze your requirements and carefully choose a plan that can benefit you the most. 

    • The Ideal 50 Lakh Term Insurance Variant Tailored to Your Needs

      Read the Policy Document Carefully

      Policy documents may be wordy, but you must not skip reading them before signing onto any term policy. They contain the clauses and conditions under which your term plan functions and will directly impact your experience with the term plan. Hence, once you have decided on a ₹50 lakh term insurance plan, make sure to go through every clause and term and only then sign the policy document. This way, you have a thorough idea of your term plan.

    How to Buy ₹50 Lakh Term Insurance Plan?

    Now that you know what to look for when choosing a ₹50 lakh term insurance plan, here is how you can buy one from Tata AIA:

    To explore what term plans we offer, visit our Term Insurance page by hovering over the Plans tab and then clicking 'Term Insurance’

    Click on the term insurance policy you wish to know more about.

    To know your premium estimates under a particular plan, enter your details and click 'Check Premium.'

    To proceed with your buying process, hover over the 'Where Do I?' tab and click on the term insurance policy you want to buy.

    Enter your details on the given fields and click 'Continue' to proceed with your buying process.

    Documents Required to Purchase ₹50 Lakh Term Insurance

    The following documents are required to buy ₹50 lakh term insurance:
     

    • Identity Proof: This can be any government-authorised identity proof like Aadhar, Passport, Driver's License, or Voter ID
    • Address Proof: This can be any identity proof having your current address or documents like utility bills that state your current residential address.
    • Income Proof: PAN Card, Bank statements, ITR, salary slips, etc.


    Who Should Opt for a ₹50 Lakh Term Insurance?


    Those who wish to create a financially secure future for their family members or loved ones from the uncertainties of life can opt to buy a ₹50 lakhs term insurance plan. This can include people like:

    • 01

      Individuals with Dependants

      Individuals with dependants should consider purchasing a ₹50 lakhs term insurance plan since it is a more affordable type of life insurance. These can be professionals, parents, married/unmarried people, recently retired people, self-employed, etc.
    • 02

      Taxpayers

      Taxpayers should consider investing in a term plan, as the tax8 deductions and exemptions it provides can help them save money and aid with financial planning in the long run.
    • 03

      Young Earners

      Young individuals should invest in a ₹50 lakhs term insurance policy as it is much cheaper than other types of life insurance while providing substantial coverage.
    • 04

      People with Loans or Debts

      Individuals who do not wish for their family members to bear the burden of repaying the unsettled debts in the event of an untimely death.
    • 05

      Individuals at Health Risk

      Individuals with health issues should consider a term plan. Whether it be due to their family medical history or a hectic lifestyle, the sum assured payout from a critical illness cover or a health rider5 can be used to pay for medical treatments.
    • 06

      Married People

      Married people can benefit from buying a ₹50 lakh term insurance plan to secure their future at a nominal price.
    • 07

      Parents and Retirees

      Parents or retirees who wish to safeguard their children and family's financial future.

    FAQs on 50 Lakh Term Insurance

    • What are the eligibility criteria for purchasing a ₹50 lakh term insurance policy?

      To purchase ₹50 lakh term insurance policy, you must be 18 years old with a maximum limit of 65 years, provide income proof and medical history. Disclose unhealthy lifestyle habits like smoking or alcohol consumption that affect premiums.

    • What is the premium for a ₹50 lakh term insurance plan?

      While a ₹50 lakh term plan is quite affordable, the premium rates of a term plan can vary depending on your age, policy tenure, and if you have chosen to add any additional riders5 to your plan.

    • Is 50 Lakh term insurance enough for my family?

      A ₹50 lakh term insurance policy can be a good starting point for young earners. It can be suitable for middle-income families but could be raised depending on whether you have large financial obligations such as loans, dependents, or long-term plans.

    • What are the benefits of purchasing a ₹50 lakh term insurance policy in India?

      A few key benefits of purchasing a ₹50 lakh term insurance policy include:

      •  Lifetime protection under most insurance providers
      • Tax benefits8 under applicable tax laws
      • Easy customisation with add-on riders5
      • Cost-effective life insurance coverage
      • Security against existing and potential loans and liabilities. 

      For a more detailed explanation of the benefits you can get under these points, refer to ‘Benefits of ₹50 Lakh Term Insurance’ mentioned above.

    • How can I calculate the premium for my ₹50 lakh term insurance policy?

      Using an online term insurance calculator to estimate any potential premium amounts under a term plan is recommended; it mitigates the risk of human errors that may occur during the calculator process, giving you a more accurate estimate.

    • Is a ₹50 lakh term insurance cover sufficient?

      A ₹50 lakh term insurance cover tends to be sufficient with a return of premium add-on that helps you get back all the premiums paid throughout the policy tenure.

    • What happens if I outlive the policy period of a ₹50 lakh term insurance plan?

      In case you survive the policy duration of a ₹50 lakh term insurance policy, there won't be any payment after the policy matures unless you've opted for a Return of Premium benefit.

    • Are tax benefits applicable to ₹50 lakh term insurance plans?

      Term plans offer tax8 deductions of up to ₹1.5 lakhs to policyholders under Section 80C of the Income Tax Act 2025 on the premiums paid annually by policyholders. Nominees who receive a death benefit or individuals who opted for medical insurance coverage can also get deductions or exemptions under sections 80D and 10(10D).

    • Can I purchase two term insurance plans for higher coverage?

      You can purchase more than one term policy. However, it can be expensive to pay premium payments for each plan, which are even higher for older individuals.

      Instead, we recommend getting top-up plans and add-ons or opting for an increasing term insurance plan altogether if you think you may need more coverage in the future

    • Does the available term insurance coverage depend on salary?

      Yes, your salary does influence the term insurance coverage available to you. Your annual income determines the maximum term insurance coverage you can purchase. The higher the coverage, the higher the premiums charged for the term plan.

    • What is a ₹50 Lakh Term Insurance Plan?

      A ₹ 50 lakh term insurance policy is an insurance policy that gives 50 lakh life coverage to policyholder's nominee in the event of policyholder's death.

    • How much does a ₹50 lakh term insurance policy cost?

      The term insurance policy premium is based on age, health, policy duration, and lifestyle habits. For young and healthy person cost is relatively low.

    • Can I add riders to my ₹50 lakh term insurance policy?

      Yes, you can add riders5 such as critical illness, accidental death, waiver of premium, or disability cover for added protection at an extra premium.

    • Are there tax benefits in a ₹50 Lakh Term Insurance Plan?

      Yes, the premiums paid are eligible for tax8 deduction under Section 80C, and death benefits obtained by the nominee are exempt from tax under Section 10(10D) of the Income Tax Act, 2025.

    • What is a ₹50 Lakh Return Policy?

      The ₹50 Lakh Return Policy is a ₹50 lakh term policy with Return of Premium (ROP) option, where the premiums are returned in case the policyholder outlives the policy duration.

    • Disclaimer

      • Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V12)

      • 1As per the duly approved product design and terms & conditions of the product, Illustrated premium of ₹346 is the monthly premium for a 20 yr. old female, Standard Life, Non-Smoker for ₹50Lakh Sum Assured with Policy Term of 20 yrs. (Regular Pay) under Life Promise Option of Tata AIA Sampoorna Raksha Promise with first year premium discount of 10% for digital purchase and 8.5% for salaried person. Please refer Benefit Illustration for more details.

      • 2As per the duly approved product design and terms & conditions of the product, this product offers first year discount of 8.5% for Limited Pay/Regular Pay and 1% for Single Pay to salaried customers & digital discount of 1% for Single Pay, 10% for Limited Pay/Regular Pay.

      • 3Under Life Promise Plus Option, an amount equal to the 100% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier.

      • 5Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums, and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch.

      • 6Applicable to only non-early claims with more than 3 years of policy duration, non-investigation cases, up to Sum Assured of Rs. 50 lakhs. Applicable for branch walk in. Time limit to submit claim to Tata AIA Life Insurance is 2 pm on working days. Subject to submission of complete documents. Not applicable for ULIP policies and open title claims.

      • 789,43,554 families protected till 31st May 2025.

      • 8Income Tax benefits would be available as per the prevailing provisions of income tax laws, subject to fulfillment of conditions stipulated therein. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

      • This product is underwritten by Tata AIA Life Insurance Company Ltd. 

      • Insurance cover is available under this product.

      • In case of non-standard lives, extra premiums will be charged as per our underwriting guidelines. 

      • This plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance.

      • For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.

      • Premium will vary depending on the option chosen

      • Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.

      • L&C/Advt/2025/Oct/3745

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