Healthcare Cost Calculator

A health calculator is an online tool that can give you a fair estimate of the potential cost of healthcare for your family in the future. It tells you how much you will need to save up, if you want to ensure that there is no unexpected financial burden on account of medical costs. 

Finding out the estimated cost of healthcare for your family helps you be financially prepared to meet them. By using the health calculator, you get a better idea of the amount that you will need to have in hand at a certain point in the future, so you can pay any medical expenses and healthcare costs that could crop up later in life. 

Once you get a good estimate of this amount, you can plan your finances in such a way that you have the required amount ready at that point in the future. Savings plans and ULIPs can also help you achieve the target amount in the future, so you are better prepared to meet unexpected medical expenses.

The health calculator from Tata AIA Life Insurance is beginner-friendly, and simple enough to use. You just need to fill in the details required, like the members in your family, the estimated healthcare cost for your family today, and the cost of treatment today. The health calculator then shows you what the estimated healthcare costs will be any given number of years later, at a specific rate of inflation.  

Health insurance can help you be financially prepared to meet the costs associated with healthcare and medical treatments for yourself, or for anyone in your family. It ensures that you can meet those expenses even when inflation has resulted in an overall rise in the costs. Additionally, health insurance also makes it possible for you to keep your investments intact, so you can redirect them to other life goals. This way, you can comfortably afford the best treatments without dipping into your savings.

• InstaProtect Solution comprises of Tata AIA Life Insurance Sampoorna Raksha Supreme (Non-Linked, Non-Participating, Individual Life Insurance Plan) (UIN: 110N160V03) - Life Option (in case Return of Premium is No) or Life Plus Option (in case of Return of Premium is Yes), Tata AIA Vitality Protect  (UIN: 110B046V01) - A Non-linked, Non-participating, Individual Health Rider; Tata AIA Vitality  Health   (UIN: 110B045V01) - A Non-linked, Non-participating, Individual Health Rider.
• ^$At the time of purchase, if the policyholder chooses to opt for a Return of Balance Premium option - For Sampoorna Raksha Supreme (Life Plus Option), an amount equal to the 105% of the Total Premiums Paid towards the product (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier. For Tata AIA Vitality Protect and Tata AIA Vitality Health, an amount equal to the Total Premiums Paid towards the respective benefit option (excluding loading for modal premiums), less any claim amount already paid out under the respective benefit option, shall be payable at the end of the benefit option term, provided the benefit option is not terminated.
• Please make your own independent decision after consulting your financial or other professional advisor.
• Insurance cover is available under the product.
• The products are underwritten by Tata AIA Life Insurance Company Ltd.
• The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.
• For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
• L&C/Advt/2022/Oct/2586