Entry Age |
Minimum |
Maximum |
Minor Lives |
Major Lives |
Minor Lives |
Major Lives |
All benefit options / add-on options)- NA |
All benefit options / add-on options)- 18 |
All benefit options / add-on options) - NA |
All benefit options / add-on options) - 65 |
|
Policy Term |
Without Return of Balance Premium Option (in months) |
With Return of Balance Premium Option (in months) |
Without Return of Balance Premium Option (in months) |
With Return of Balance Premium Option (in months) |
Cancer Care, Cardiac Care, Terminal Illness with Term Booster4, Accidental Total and Permanent Disability4, Accidental Death4- 12 |
Cancer Care, Cardiac Care - NA Terminal Illness with Term Booster, Accidental Total and Permanent Disability, Accidental Death- 120 |
Cancer Care, Cardiac Care - 60 Terminal Illness with Term Booster - 984 Accidental Total and Permanent Disability, Accidental Death- 804 |
Cancer Care1, Cardiac Care1 - NA Terminal Illness with Term Booster - 984 Accidental Total and Permanent Disability1, Accidental Death1- 804 |
Premium Payment Term |
Cancer Care, Cardiac Care, Terminal Illness with Term Booster5, Accidental Total and Permanent Disability5, Accidental Death5- 12 |
Cancer Care, Cardiac Care - NA Terminal Illness with Term Booster, Accidental Total and Permanent Disability, Accidental Death- 60 |
Cancer Care, Cardiac Care - 59 Terminal Illness with Term Booster - 983 Accidental Total and Permanent Disability, Accidental Death- 803 |
Cancer Care, Cardiac Care - NA Terminal Illness with Term Booster - 983 Accidental Total and Permanent Disability, Accidental Death- 803 |
|
Sum Assured Coverage2 |
Lump sum / ‘Combination of lump-sum and income for a ‘fixed income period’ - ₹ 25,000 ‘Income till survival of chosen dependent partner(s)’ - ₹ 12,000 |
Subject to Board Approved Underwriting Policy (BAUP) |
Frequency of premiums |
Premiums are payable in yearly, half-yearly, quarterly & monthly modes. The Modal Premium of the policy is arrived at as below: |
Payment Mode |
Modal Premium |
Monthly |
Annualised Premium X 0.0883 |
Quarterly |
Annualised Premium X 0.2600 |
Half-Yearly / Semi-Annual |
Annualised Premium X 0.5100 |
Yearly / Annual |
Annualised Premium X 1.0000 |