Tata AIA

Income Tax Calculator

Tata AIA Income Tax Calculator


Introduction


For taxpayers in India, income tax calculation and the process of filing taxes are important in financial planning. You can benefit from tax savings each financial year with different tax deductions and exemption provisions available under different sections of the Income Tax Act.

An income tax calculator available online makes it easier for you to plan your finances and taxes as you can compute how much tax you will have to pay as per your taxpayer category under the income tax slab rates.

Use our income tax calculator to check your tax liability for financial year (FY) 2024-25.


What Is an Income Tax Calculator?

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Cess @4%

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Includes tax-saving investments like ULIP, PPF, ELSS, EPF, life insurance premium, etc.

The maximum deduction limit is Rs. 1,50,000.

Provides deductions to individuals on the self contribution to National Pension Scheme (NPS) over and above section 80CCD(1) limit.

The maximum deduction limit is Rs. 50,000.

Maximum deduction allowed towards health insurance premium paid for self, spouse and dependent children - Below 60 yrs is Rs. 25,000 and above 60 yrs is Rs. 50,000

Maximum deduction allowed towards health insurance premium paid for parents - Below 60 yrs is Rs. 25,000 and above 60 yrs is Rs 50,000

Applies to interest on home loan.

The maximum deduction limit is Rs. 2,00,000.

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The income tax calculator is a quick and easy-to-use online tool that can be found on the official website of the Income Tax Department as well as on other third-party websites.

The tax calculator can be used to get an estimate of the taxes you pay based on your taxable income and your deductible investment and expenses. However, your taxable income determination will also be subject to new changes that may be presented in the Union Budget in India each year. Therefore, while using the tax calculator, it is important to choose the correct financial year for which you want to file your taxes.

An important feature of the income tax calculator is that the tool will consider your age, income, expenses, investments, the interest paid on your home loans, and various other details to give you the results. Moreover, it also generates the estimate of the income tax payable based on the tax regime (old or new) as well as the tax slab of the taxpayer.

 

How to Use the Income Tax Calculator?

Using the income tax calculator is simple, and you can get an estimate of your taxable income in a matter of minutes after filling in the right details. Here is how you can use the online income tax calculator:

 

Visit the Tata AIA Life Insurance official website and go to the Income Tax Calculator page.

Select your age bracket so that the correct tax slab rates can be applied.

Mention your annual salary – this should include all your bonuses and variables.

Next, fill in the other fields with your investment details and mention the amount under Section 80C and 80CCD(1B)

If you have a health insurance policy or health riders@ with your life insurance plans, mention the same under Section 80D.

If you are living in a rented home, mention the rent amount and the HRA received.

In case of a home loan that is being repaid, mention the interest paid so that it can be considered a deduction from your taxable income.

In case of an educational loan that is being repaid, mention the interest paid to have it counted as a deduction from your taxable income.

After submitting all these details correctly, you will be able to view an estimation of your taxable income and the income tax payable.


Benefits of Using an Income Tax Calculator

Using an online income tax calculator is not only simple but offers multiple benefits. For one, computing your taxable income manually can be a long-drawn process riddled with hassles. The scope of human error can also be high when you calculate your taxes, investments, and other components together. To ensure that you can easily compute your taxable income, these are some of the benefits of using an online income tax calculator:
 

  • Ease of Access and Usage

    The online tax calculator can be easily accessed on our official website or the official website of the Income Tax Department. This means you can calculate your taxes at your convenience, from anywhere.

  • Convenient Tax Calculation

    With a user-friendly online tool, tax calculation need not take hours. Provided you fill in the right details, it takes less than a few minutes to know how much of your income will be taxable and the estimate amount of tax payable.

  • Identify the Deductions

    When the online calculator asks you for your investments, it helps you understand the various sections of the Income Tax Act under which you can claim tax deductions to bring down your taxable income.

  • Advance Calculation of Taxes

    Since the online calculator is always available, you can start preparing for income tax payments and filing tax returns well in advance. This ensures that you do not miss tax payment due dates or end up paying a penalty.


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How to Calculate Income Tax for FY 2025-26 Onwards?



Under this revised structure, individuals with an annual income up to ₹12 lakh (₹12.75 lakh for salaried taxpayers after accounting for the standard deduction) will not be liable to pay income tax. ​

It's important to note that taxpayers opting for the new tax regime cannot avail of exemptions and deductions such as House Rent Allowance (HRA) and those under Section 80C of the Income Tax Act. However, the increased standard deduction aims to provide relief to salaried individuals by reducing their taxable income.​

For those who choose to remain under the old tax regime, existing exemptions and deductions continue to apply, including:​

  • HRA Exemption: Available for individuals living on rent and receiving HRA as part of their salary.​

  • Section 80C Deductions: Allows deductions up to ₹1.5 lakh for specified investments and expenses.​

  • Section 24B Deductions: Permits deduction of up to ₹2 lakh on interest paid for a home loan.

If a taxpayer opts for the new tax regime, they cannot avail of these exemptions and deductions.

For instance, if an individual has a basic salary of ₹1,00,000 per month and an HRA of ₹50,000, a Special Allowance of ₹21,000 per month, and an LTA (Leave Travel Allowance) of ₹20,000 annually. 

Individuals' taxable income differs under the old and new tax regimes due to exemptions and deductions.

  • Old Tax Regime:

    • Taxable Income: ₹16,59,500 (after HRA exemption, standard deduction, and professional tax).

    • Benefit: Allows deductions like HRA and standard exemptions.

  • New Tax Regime:

    • Taxable Income: ₹19,97,000 (only a ₹75,000 standard deduction applies).

    • Benefit: Simplified tax slabs but no exemptions like HRA.

While the new regime offers a streamlined approach, the old regime may still be beneficial for those eligible for deductions. Thus, one should compare all available options before filing taxes.

Nature

Amount (₹)

Exemption/Deduction (₹)

Taxable (Old Regime) (₹)

Taxable (New Regime) (₹)

Basic Salary

12,00,000

-

12,00,000

12,00,000

HRA

6,00,000

3,60,000 c

2,40,000

6,00,000

Special Allowance

2,52,000

-

2,52,000

2,52,000

LTA

20,000

12,000

8,000

20,000

Standard Deduction

-

50,000

-

-

Gross Total Income from Salary

-

-

17,00,000

20,72,000

 

To be able to calculate her income tax, she needs to include her income from all the sources:

  • Income from Salary 

  • Income from house property 

  • Income from capital gains

  • Income from business/profession

  • Income from other sources (interest from saving account interest income, etc.)

  • Under the new tax regime for the financial year 2025-26, ABC earns an income of ₹8,000 from the interest on her savings account and ₹12,000 from her fixed deposit during the financial year. ABC has also invested ₹50,000 in a PPF, ₹20,000 in an ELSS, ₹8,000 in a life insurance premium, and ₹12,000 in a medical insurance premium. However, under the new tax regime, most deductions, including those under Sections 80C, 80CCD(1B), 80D, and 80TTA, are not applicable. Instead, ABC can benefit from a standard deduction of ₹75,000.

  • ​Under the new tax regime for the financial year 2025-26, most deductions available under the old regime, such as those under Sections 80C, 80CCD(1B), 80D, and 80TTA, are not applicable. However, the new regime offers a higher basic exemption limit and a standard deduction.

Nature

Maximum Deduction

Investments/Expenses

Amount Claimed

Standard Deduction

₹75,000

N/A

₹75,000

Section 80C

Not Applicable

PPF - ₹50,000, ELSS - ₹20,000, Life Insurance Premiums - ₹8,000, EPF Contribution - ₹1,44,000

Not Applicable

Section 80CCD(1B)

Not Applicable

National Pension Scheme

Not Applicable

Section 80D

Not Applicable

Medical Insurance Premium - ₹12,000

Not Applicable

Section 80TTA

Not Applicable

Interest on Savings Account - ₹8,000

Not Applicable

How to Calculate Gross Taxable Income in India?

These are the suggested income tax slabs for FY 2025–2026 (AY 2026–2027) under the new tax regime.

Income Range (₹)

Tax Rate (%)

0 to 4,00,000

0%

4,00,001 to 8,00,000

5%

8,00,001 to 12,00,000

10%

12,00,001 to 16,00,000

15%

16,00,001 to 20,00,000

20%

20,00,001 to 24,00,000

25%

Above 24,00,000

30%

Sample Illustration of the Income Tax Slab for an Individual below 60 Years of Age with Gross Annual Income of ₹ 10 Lakh

1. Gross Annual Income: ₹10,00,000

Particulars

Old Tax Regime (₹)

New Tax Regime (₹)

Gross Income

10,00,000

10,00,000

Deductions:

   
  • Section 80C

1,50,000

N/A

  • Section 80CCD(1B)

50,000

N/A

  • Section 80D

25,000

N/A

  • Section 24(b)

2,00,000

N/A

Total Deductions

4,25,000

N/A

Taxable Income

5,75,000

10,00,000

Income Tax Calculation:

   
  • Up to ₹2,50,000

Nil

Nil

  • ₹2,50,001 – ₹3,00,000 @ 5%

2,500

Nil

  • ₹3,00,001 – ₹5,00,000 @ 5%

10,000

₹3,00,001 – ₹5,00,000 @ 5% = 10,000

  • ₹5,00,001 – ₹6,00,000 @ 20%

15,000

₹5,00,001 – ₹8,00,000 @ 10% = 30,000

  • ₹6,00,001 – ₹7,50,000 @ 20%

N/A

₹8,00,001 – ₹10,00,000 @ 15% = 30,000

  • ₹7,50,001 – ₹10,00,000 @ 20%

N/A

 
  • Above ₹10,00,000 @ 30%

N/A

 

Total Income Tax

27,500

70,000

Cess @ 4%

1,100

2,800

Total Tax Payable

28,600

72,800

 

2. Gross Annual Income: ₹20,00,000

Particulars

Old Tax Regime (₹)

New Tax Regime (₹)

Gross Income

20,00,000

20,00,000

Deductions:

   
  • Section 80C

1,50,000

N/A

  • Section 80CCD(1B)

50,000

N/A

  • Section 80D

25,000

N/A

  • Section 24(b)

1,00,000

N/A

Total Deductions

3,25,000

N/A

Taxable Income

16,75,000

20,00,000

Income Tax Calculation:

   
  • Up to ₹2,50,000

Nil

Nil

  • ₹2,50,001 – ₹3,00,000 @ 5%

2,500

Nil

  • ₹3,00,001 – ₹5,00,000 @ 5%

10,000

₹3,00,001 – ₹5,00,000 @ 5% = 10,000

  • ₹5,00,001 – ₹10,00,000 @ 20%

1,00,000

₹5,00,001 – ₹8,00,000 @ 10% = 30,000

  • ₹10,00,001 – ₹12,00,000 @ 30%

60,000

₹8,00,001 – ₹12,00,000 @ 10% = 40,000

  • ₹12,00,001 – ₹15,00,000 @ 30%

90,000

₹12,00,001 – ₹16,00,000 @ 15% = 60,000

  • Above ₹15,00,000 @ 30%

1,72,500

₹16,00,001 – ₹20,00,000 @ 20% = 80,000

Total Income Tax

4,35,000

2,20,000

Cess @ 4%

17,400

8,800

Total Tax Payable

4,52,400

2,28,800


Income Tax Deductions and Exemptions for Salaried Individuals



Income Tax Deduction Section List

The Income Tax Act of 1961 contains several clauses that allow you to deduct your taxable amount. When electronically filing income tax returns, deductions must be noted on the relevant ITR form.

Section 80C: 

Only individuals and HUF are eligible for deductions under this section. This clause exempts up to Rs. 1.5 lakh in expenses and certain investments, such as NSC, from taxes.

Section 80CCC: 

Payments paid to LIC or any other authorised insurance provider under a valid pension plan are subject to deductions under this section. The pension plan must be taken out of the individual's taxable income and be up to Rs. 1.5 lakh.

Section 80CCD: 

Both the employer and the taxpayer may deduct contributions to the New Pension Scheme under this provision. The contribution and the deduction are equal, and they don't exceed 10% of his pay. A total of Rs. 1.5 lakh can be deducted under Sections 80C, 80CCC, and 80CCD. Nevertheless, the Rs. 1.5 lakh cap does not include payments made to the Notified Pension Scheme under Section 80CCD.

Section 80D

Income tax deductions for paid health insurance premiums are covered under Section 80D. Individuals can get insurance coverage that will cover them, their spouse, dependent children, and their parents, whether or not they are dependents, for up to Rs. 15,000.

If the insured is a senior person, there is an extra Rs. 5,000 deductible. Any member may be insured under HUF, and there would be a general deduction of up to Rs. 15,000 plus an additional Rs. 5,000 deductions. Regardless of whether the assessee is an individual or a HUF, a total deduction of Rs. 2.0 lakh may be claimed.

Section 80DDB: 

This section covers medical expenses incurred by the assessee, a family member, or any member of a HUF to treat an illness or ailment as defined by the rules (11DD).

Section 80E:

Interest paid on student loans for education in India is eligible for deductions under this clause.

Section 80EE:

This provision addresses first-time homeowner tax savings. People who buy their first property for less than Rs. 40 lakh and take out loans for less than Rs. 25 lakh are covered by Section 80EE.

Section 80RRB: 

This section allows for the claim of deductions for income received from royalties or patents. For patents registered under the Patents Act of 1970, income tax savings of up to Rs. 3.0 lakh are possible.

The tax savings that apply to interest generated in savings bank accounts, post offices, or cooperative organisations are covered under Section 80TTA. A deduction of up to Rs. 10,000 can be claimed by individuals and HUFs on interest income.

Section 80U: 

When a disabled person presents their disability certificate, they are eligible for a flat income tax reduction. According to the degree of the handicap, up to Rs. 1.0 lakh may be exempt from taxes.

Section 24

Interest paid on tax-exempt housing loans is covered in this section. In addition to the deductions allowed by Sections 80C, 80CCF, and 80D, an annual deduction of up to Rs. 2.0 lakh may be claimed. Only self-occupied properties are covered by this. Tax exemptions are available for properties that are rented out, 30% of rent received, and paid municipal taxes.

Benefits of Filing Income Tax Online
 

If you earn more than the basic exemption limit, you will have to file your income tax returns. And an online IT calculator can help you understand how much income tax you should pay. Also, those who have a taxable income of less than the exemption limit can file a nil return. These are the benefits of filing your income tax returns online:

  • The entire e-filing process is quick and can be carried out at your convenience.
  • The transfer of refunds online takes place faster during e-filing.
  • The confirmation of and the updates on your ITR status are prompt.
  • The online tax returns filing process is secure since none of your private or financial details will be stored.
  • The ITR statement can be presented as proof of income and proof of address when applying for a visa, loan, or life insurance plan.
  • Since e-filing your returns is quick and easy, you can carry out the process yourself and avoid late fees and penalties.


Eligibility Criteria to File Income Tax Returns
 

The Income Tax Act states that only people or companies who are in specific income brackets are required to pay income tax. The following lists the organisations or companies that must file their ITRs in India:

Everyone who earns more than Rs 2.5 lakh in a fiscal year, up to the age of 59. The maximum rises to Rs. 3 lakh for senior persons (60–79 years old) and Rs. 5 lakh for super senior citizens (80 years and above). Remember to enter your gross income before using Section 10 exemptions and Sections 80C–80U deductions when using an income tax calculator. This guarantees precise tax computations based on your entire income. 

You can check out the highlights of the Union Budget 2025 to stay updated on key policy changes and financial allocations.

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Frequently Asked Questions

When should I file ITR?

You should file your income tax returns by July 31, at the end of the financial year. In case your business or your earnings are subject to a tax audit, then the due date for filing ITR will be October 31. And where transfer pricing is applicable, the due date will be November 30 after the financial year.

What is the maximum non-taxable limit on income?

As per the prevailing income tax laws, it is necessary to file income tax returns if you are an individual whose total income in a given financial year is more than the exemption limit above the gross total income of ₹2,50,000.

What is the difference between the assessment year and the financial year?

The financial year for a taxpayer will be the year during which one earns or receives income, makes investments, and incurs various expenses. The assessment year comes after the financial year, and it is during the assessment year when the previous year’s income will be assessed and taxed. This is also the year when the income tax returns will need to be filed.

Does everyone need to file the ITR?

As per the new tax slabs announced in Budget 2025, individuals earning up to ₹4 lakh annually do not need to pay taxes or file an ITR. The gross annual income is made of the incomes from different sources, which include salaries, income from real estate, earnings from capital gains, etc.

How to lower my taxable income?

What is professional tax?

Professional tax is an indirect tax that is deducted from the gross salary of an employee by the employer. This tax is levied by the government and is based on the income tax slab of the employee. The tax will vary from state to state, and the maximum amount that can be levied is ₹2500.

What tax amount will be deducted from my salary?

If your salary comes under the taxable bracket after all the deductions and exemptions have been computed, you will have to pay your income tax as per the income tax rates for the respective taxpayer’s category. You can check the old and new income tax slabs as given above.

Which income in India is not taxable?

A number of incomes in India do not qualify for taxation. Some of them are:
 

  • Awards and Scholarships
  • Income from Transfer of Agricultural Land
  • Amount from a Government-backed Provident Fund
  • Leave Salary
  • Agricultural Incomes
  • Receipts from Hindu Undivided Family

How do you differentiate between a tax deduction and an exemption?

A tax deduction is an amount that is excluded from your total income to reduce your taxable income, whereas a tax exemption means that a certain portion of your income does not qualify for tax or does not contribute to your income.

How much tax should I pay for 10 Lakh?

You can know how much tax you should pay for an income of ₹10 Lakh by checking the tax slab given above.

How much tax should I pay on my salary?

You can use an online IT calculator on the official Tata AIA Life Insurance website or the official Income Tax Department portal to check how much income tax you will be paying on your salary.

Is it mandatory to file the ITR?

Yes, you must file your income tax returns if your income is taxable. Even if your income is not taxable, you will need to file a nil income tax return.

How to lower my taxable income?

To lower your taxable income effectively, you should consider opting for the old tax regime if you can benefit from deductions like Section 80C. Otherwise, utilise the standard deduction and NPS contributions available under the new regime.

What is the tax deduction limit under Section 80C?

The tax deduction limit under Section 80C of the Income Tax Act is ₹1.5 Lakh per financial year.

How to calculate income tax online?

To calculate income tax online, you can simply visit the official Income Tax Department website and use their online income tax calculator. Alternatively, you can also use the Tata AIA Life Insurance Income Tax calculator to get an estimate of your taxable income.

What are the recent changes in the income tax rules?

The new tax regime for FY 2025-26 introduces revised income tax slabs, aiming to simplify tax calculations and reduce the tax burden on individuals. Key highlights include:

  • Zero tax on income up to ₹12 lakh

  • Reduced tax rates for different income slabs

  • Higher standard deduction of ₹75,000 for salaried individuals

  • Tax rebate under Section 87A is now applicable for taxable income up to ₹12 lakh, ensuring zero tax liability

What is Section 87A?

Under the previous tax system, eligible taxpayers who earn less than Rs 5 lakh in total income are eligible for a complete income tax refund under Section 87A. If total income is less than Rs 12 lakh, this rebate will be provided, as suggested in Budget 2025.

Can I use the income tax calculator available on the Income Tax Department portal?

Yes, you can use the income tax calculator for FY 2023-24 on the Income Tax Department portal.

What are the tax benefits of availing a home loan?

Section 80C of the Income Tax Act allows a maximum deduction limit of ₹1,50,000 per annum for the principal amount repaid during a financial year, including stamp duty and registration charges. This deduction applies to fully constructed property and requires the property not to be sold within five years of possession.

What is tax deduction under Section 24?

Under Section 24 of the Income Tax Act for the financial year 2025-26, homeowners can claim deductions on the interest paid towards their home loans. For self-occupied properties, the deduction limit remains at ₹2 lakh on the interest component of the home loan36. However, as per the latest updates in Budget 2025, this limit has been increased to ₹3 lakh for self-occupied properties under Section 24(b)

What is the Income Tax Certificate, and why is it important?

This document certifies that the individual leaving India has cleared all their tax dues in India and has made the necessary arrangements in order to discharge any future tax liabilities that may arise. The Income Tax Clearance Certificate gives clearance by the tax department relating to any dues.

Does filing ITR affect my credit score?

If you file your ITR on time, then you can produce the ITR statement as proof of income when you want to avail of a loan. Without filing your ITR, you lose out on this important proof of income document, which can lower your chances of getting credit from your lender and also lower your credit score.

What is the maximum limit for income tax exemption in India?

Under the new tax regime, the basic exemption limit has been increased to ₹4 lakh for all individual taxpayers, regardless of age 34. Additionally, the tax rebate under Section 87A has been raised, ensuring that individuals with a net taxable income of up to ₹12 lakh pay no income tax

Does the income tax calculator compute TDS?

The income tax calculator will calculate your tax liability for the assessment year and not the Tax Deducted at Source (TDS).

What are the essential details required while e-filing ITR?

Apart from the login details and the password needed to access the Income Tax Department official portal, you will need a copy of your PAN card, a copy of your AADHAR card, your bank statement, or the bank passbook.

How is the income tax for the Financial Year (FY) 2025-2026 calculated?

The income tax for AY AY 2026-27 is calculated based on the regime chosen by the taxpayer. The tax rates as announced in Budget 2025 are given above.

What is the standard deduction for FY 2025-26?

For FY 2025-26, the standard deduction for salaried individuals under the New Tax Regime is ₹75,000.

Disclaimers

  • The complete name of Tata AIA Fortune Guarantee Plus is Tata AIA Life Insurance Fortune Guarantee Plus (UIN: 110N158V13) - Non-Linked, Non-Participating, Individual Life Insurance Savings Plan.

  • Tata AIA Sampoorna Raksha Promise - Non-Linked, Non-Participating, pure risk, Individual Life Insurance Product (UIN:110N176V05)

  • *Illustrated Premium is the monthly premium excluding taxes for 20 yr. old female, Standard Life, Non-Smoker for ₹ 1 Cr. Sum Assured with Policy Term of 20 yrs. (Regular Pay) under Life Promise Option with first year premium discount for digital purchase and salaried person. Please refer Benefit Illustration for more details. Premium is subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.

  • ~Under Life Promise Plus Option, an amount equal to the 100% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier

  • ^This product offers first year digital discount of 10% and first year Salaried discount of 8.5% for Limited Pay/Regular Pay. For Single Pay, 1% digital discount and 1% salaried discount will be provided in the first year

  • +Premium excluding taxes for age group of 18 to 50, Male, Standard life, Plan Option 1 (Regular Income), Policy term 15 years, Income term 30 years. Total Guaranteed Benefit: Rs. 47,49,400

  • 1Guaranteed Income shall be total of Guaranteed annual Income plus Income Booster payable in a year. Guaranteed Income as per the chosen Income Frequency shall commence after maturity till the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.

  • 2Return of Premium shall be the sum of Guaranteed Maturity Benefit plus Milestone Benefit and shall be payable at the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.

  • 3Available under Regular Income with an Inbuilt Critical Illness Benefit option

  • Please make your own independent decision after consulting your financial or other professional advisor.

  • `Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfilment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility for tax implications mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you. Buying a life Insurance policy/rider is a long-term commitment. Early termination of the policy/benefit option under a rider usually involves high costs, and the surrender value payable may be less than all the premiums paid

  • Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. For ULIP policies, maturity income will be taxable if annual aggregate premium exceeds ₹2.5 Lakh in a financial year. For non ULIP insurance policies, maturity income will be taxable if annual aggregate premium exceeds ₹5 Lakh in a financial year. Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.

  • @Riders are not mandatory and are available for a nominal extra cost. For more details on the benefits, premiums and exclusions under the riders please refer to the Rider Brochure or contact our Insurance Advisor or visit our nearest branch office.

  • Insurance cover is available under the product. 

  • The products are underwritten by Tata AIA Life Insurance Company Ltd. 

  • The plans are not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.

  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

  • L&C/Advt/2025/Apr/1926