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Buy Tata AIA
Life Insurance Plans Online

Get your life insurance policy online now!

 

Are you looking to secure your goals and your loved ones’ financial future? Check out the various life insurance plans from Tata AIA and choose the one that matches your goals and budget.

With Tata AIA Life Insurance, online plans and our simple online processes, you can easily buy an insurance plan online to ensure that you can easily avail of a life cover and many other life insurance benefits while saving your time, effort and money.

Buy Tata AIA Life Insurance Plans Online

 

Get your life insurance policy today!
 

Are you looking to secure your goals and your loved ones’ financial future? Check out the various life insurance plans from Tata AIA Life Insurance and choose the one that matches your goals and budget.

With Tata AIA Life Insurance, online plans and our simple online processes, you can easily buy an insurance plan online to ensure that you can easily avail of a life cover and many other life insurance benefits while saving your time, effort and money.

Select appropriate category to view plans

A Non-Linked Non-Participating Individual

Life Insurance Plan (UIN:110N160V02)
 

Tata AIA Life Insurance Best Seller

Sampoorna Raksha Supreme
 

The Tata AIA Life Insurance Sampoorna Raksha Supreme is an online term% insurance plan that lets you choose from four plan options to secure your family’s future.

  • Minimum Entry Age

    18 years

  • Policy Coverage

    Whole life cover up to 100 years of age

  • Minimum Basic Sum assured

    ₹ 1,00,000

  • Key Features
     
  • Get your premiums back with
    return of premium** feature.

    Get cover up to 100 years of age^.

    Increase Life Cover at
    Important Milestones

    Save Tax~ up to 46,8007

New

InstaProtect Solution

 

This Smart Solution combines the benefit of a life cover along with critical illness, hospitalization expenses, accidental death, total and permanent disability and more.

Read more

  • Minimum Entry Age 
    18 years

  • Policy Term
    5 to 50 years for Non - Return of Premiums
    10 to 40 years for Return of Premiums 

  • Packaged Sum Assured^^
    25 Lakhs, 50 Lakhs, 70 Lakhs

  • Key Features
     
  • Get Criticare Plus and
    Hospicare Benefit#

    ExpressIssuance

    Affordable premiums

    Avail Tax~ Benefits

Read Less

A Non-Linked, Non-Participating, Individual

Life Insurance Savings Plan (UIN: 110N158V03)
 

Tata AIA Life Insurance Best Seller

Fortune Guarantee Plus


The plan provides financial protection for your family and Guaranteed4 Regular Income that meets tomorrow's requirements, thus helping you plan towards your future needs and protection for your loved ones.

  • Plan Options
    Option 1: Regular Income
    Option 2: Regular Income with an inbuilt Critical Illness benefit

  • Premium Payment Mode
    Pay as per convenience using Single / Annual / Half-yearly / Quarterly / Monthly mode of payment.

  • Key Features
     
  • Get Guaranteed4 Tax-Free~ Income

    Choice to receive Income – Monthly/Annually

    Save Tax Up to 46,8007

    Get your premium back8 at end of income period

Individual, Non-Linked, Non-Participating,
Life Insurance Savings Plan (UIN: 110N152V09)
 

Tata AIA Life Insurance
Guaranteed Return Insurance Plan


Tata AIA Life Guaranteed Return Insurance Plan helps to meets tomorrow's requirements along with protecting your loved ones and to fulfill your medium to long term goals such as Child’s Education/ Marriage or Retirement planning etc.

Read more

  • Premium Amount 
    Min: 24,000 per annum

    Max: No Limit, subject to underwriting

  • Premium Payment Mode
    Pay as per convenience using Single / Annual / Half-yearly / Quarterly / Monthly mode of payment.

  • Key Features
     
  • Receive Guaranteed9 benefi­ts on policy maturity or in case of unfortunate Death

    Life cover for financial protection of your loved ones

    Guaranteed Additions10 that boost corpus year on year under Endowment Option

Read Less

A Non-Linked, Non-Participating, Individual
Life Insurance Savings Plan (UIN: 110N126V04)
 

Tata AIA Life Insurance
Smart Income Plus


Investment in this plan helps you fulfill your medium to long term goals such as Child’s Education/ Marriage / Business Start-up and Retirement planning.

Read more

  • Premium Amount
    Min: 18,000 per annum

    Max: No Limit, subject to underwriting

  • Premium Payment Mode
    Pay as per convenience using Single / Annual / Half-yearly / Quarterly / Monthly mode of payment.

  • Key Features
     
  • Flexibility to choose between Regular Income or Endowment options

    Pay for 7/10/12 years, get guaranteed11 life cover for 15/21/25 years

    Higher benefi­t for women

    Get tax benefits~ as per applicable tax laws 

Read Less

Unit Linked Individual
Life Insurance Savings Plan (UIN: 110L112V04)
 

Tata AIA Life Insurance Best Seller

Fortune Pro


With the Fortune Pro plan from Tata AIA Life Insurance, your humble investments today can grow considerably larger with time. This allows you to create a corpus for your family to rely on in the future.

  • Policy Term

    15 to 40 years 

  • Premium Payment Mode

    Pay as per convenience using Single / Annual / Half-yearly / Quarterly / Monthly mode of payment.  

  • Minimum Premium
    Single Pay – Rs 1,00,000
    Regular/Limited Pay – Rs 12,000 per annum

  • Key Features
     
  • A ULIP Plan with all funds rated 4 or 5 stars12 by Morningstar13

    Flexibility to choose from 11 Fund options for enhanced investment opportunities

    Save Tax~ as per applicable income tax laws 

Tata AIA Life Insurance
Param Rakshak / Param Rakshak Plus Solution 


A comprehensive solution that offers a whole life cover till age 100, while also focusing on savings with market-linked returns.

Read more

  • Min. Entry Age

    18 years / 60 years 

  • Premium Payment Mode

    Annual mode of payment.  

  • Key Features
     
  • Get Life Insurance Cover

    Get whole life cover till the age of 100

    Return on Maturity at the end of Policy Term.

Read Less

Unit Linked, Individual
Life Insurance Savings Plan (UIN:110L111V03)
 

Tata AIA Life Insurance
Wealth Pro


Investment in this plan can help you fulfill your medium to long term goals such as children’s education, retirement planning and wealth creation.

Read more

  • Minimum Premium

    Single Pay – Rs 5,00,000

    Regular/Limited Pay – Rs 2,50,000 per annum. 

  • Key Features
     
  • Flexibility to pay premium one time or for a limited period as per your choice

    Regular Loyalty Additions to boost investments

    Flexibility to choose from 11 Fund options for enhanced investment opportunities

Read Less

A Non-Linked, Non-Participating,
Annuity Plan (UIN:110N161V02)  
 

Tata AIA Life Insurance New
Fortune Guarantee Pension


The Tata AIA Life Insurance Fortune Guarantee Pension helps you look after your post-retirement financial needs with a guaranteed14 regular income so that you can lead a life free from financial worries.

  • Minimum Premium Payment Term
    Single Pay – 1 Year

    Regular / Limited Pay – 5 years 

  • Key Features
     
  • Get guaranteed14 regular income for your retirement

    Single and Joint life option

    Get Tax Benefits~ as per applicable tax laws

    Multiple annuity plans to suit your needs 

A Single Premium, Non-Linked, Non-Participating Individual Annuity Plan
 

Tata AIA Life Insurance
Smart Annuity Plan


Retirement plans help you make all these dreams come true, by allowing you to enjoy a steady stream of income even after you retire. Plan for your golden years with the Tata AIA Life Insurance Smart Annuity Plan.

Read more

  • Minimum Entry Age
    45 years 

  • Premium Payment Term
    Single Premium

  • Annuity Payout options
    Annual, Half-yearly, Quarterly, Monthly payouts

  • Key Features
     
  • Get Guaranteed15 Regular income for your retirement

    Avail loan against the policy

    Avail 2% extra annuity16  

Read Less

Non Linked, Non Participating Individual Life Insurance Savings Plan
 

Tata AIA Life Insurance
Guaranteed Monthly Income Plan


Tata AIA Life’s Guaranteed Monthly Income Plan, provides financial protection for your family and a monthly income that meets tomorrow's requirements, thus helping you plan ahead towards your future needs and protection for your loved ones.

Read more

  • Min. Entry Age
    For Policy Term 5 years: 13 years

    For Policy Term 8 years: 10 years

    For Policy Term 12 years: 6 years

  • Premium Payment Mode
    Pay as per convenience using Annual / Half-yearly / Quarterly / Monthly mode of payment.

    Any reference to age is as on last birthday

  • Key Features
     
  • Flexibility to plan your monthly income for 10/ 16/ 24 years

    Receive monthly income ranging from 8.35% to 13.03% per annum of total premiums paid

    Life cover to protect your loved ones

Read Less

Why Choose Tata AIA Life Insurance?

60 lac +

Families protected17

98.02% (FY 2020-21)

Claim Settlement Ratio1

300 + Branches across India

Presence across major cities

51,704 Crores

Assets Under Management2

AAA(Stable)3

ICRA Rating

Benefits of Buying a Life Insurance Plan Online

  • Compare plans easily

    Purchasing life insurance online enables you to compare insurance policies online easily within a matter of minutes. It eliminates the time and effort taken to compare different plans.

  • Transparency process

    The process of buying life insurance online is safe since there is no ambiguous or hidden information. Not only can you access all policy details online, but you can also connect with our financial advisors in case if you have any queries about the plan. 

  • Pay as per convenience

    You have the flexibility to calculate and choose the sum assured that justifies all the features and benefits and will help you meet your needs. Depending on the life insurance policy you choose, you can pay the premium amount as per your convenience.

  • Lower Premiums

    When you purchase a life insurance plan Online life, it’s highly cost efficient as you can upload all documents and pay your premiums online. When you buy a life insurance plan at an early age the premiums are more affordable, as you grow the premium amount may also increase.

  • 24x7 Self Service digital

    Our 24x7 digital customer support options, enables you to get your queries resolved quickly. You can perform. When you buy a life insurance policy online, you can perform policy servicing related tasks such as downloading policy document, changing nominee and address linked to your policy account etc. quickly.

Know the Online Insurance Buying Process 

  • 01.

    Understand and Fill up
    Basic details

    Details such as your name, date of birth, contact details, smoking habits, income and expected life cover will have to be filled in correctly for you to proceed. These details will help you know your coverage amount and the premium. Please make sure to fill in accurate details to avoid your claims being rejected in future. 
    01.

    Understand and Fill up
    Basic details

    Details such as your name, date of birth, contact details, smoking habits, income and expected life cover will have to be filled in correctly for you to proceed. These details will help you know your coverage amount and the premium. Please make sure to fill in accurate details to avoid your claims being rejected in future. 
  • 02.

    Know your
    premium

    The policy term and the premium payment term you choose for your life insurance plan will determine your premium amount. You can decide between the available premium payment options such as yearly, half yearly, quarterly and monthly mode basis the plan feature.
    02.

    Know your
    premium

    The policy term and the premium payment term you choose for your life insurance plan will determine your premium amount. You can decide between the available premium payment options such as yearly, half yearly, quarterly and monthly mode basis the plan feature.
  • 03.

    Fill up Proposal
    Form

    The insurance proposal form will include further details such as your present life cover information, your lifestyle details, nominee details, health information, etc. Be sure to fill in all of these correctly, especially the nominee information.
    03.

    Fill up Proposal
    Form

    The insurance proposal form will include further details such as your present life cover information, your lifestyle details, nominee details, health information, etc. Be sure to fill in all of these correctly, especially the nominee information.
  • 04.

    Upload
    documents

    To ensure the quick verification of your information, upload clearly scanned copies of your identity proof, address proof and any health-related documents. You can confirm the list of documents from our customer service team.
    04.

    Upload
    documents

    To ensure the quick verification of your information, upload clearly scanned copies of your identity proof, address proof and any health-related documents. You can confirm the list of documents from our customer service team.
  • 05.

    Need of Medical
    Test

    In some cases, such as when you buy a term insurance plan, you may need to carry out a medical test or produce a health certificate. However, if required, we will help you undergo a medical test and get access to your medical report.
    05.

    Need of Medical
    Test

    In some cases, such as when you buy a term insurance plan, you may need to carry out a medical test or produce a health certificate. However, if required, we will help you undergo a medical test and get access to your medical report.
  • 06.

    Issue of
    policy

    The policy will be issued to you after we have verified the details of the proposal form and the medical report. If all the details have been filled out correctly, you will be able to avail of life insurance coverage at the earliest!
    06.

    Issue of
    policy

    The policy will be issued to you after we have verified the details of the proposal form and the medical report. If all the details have been filled out correctly, you will be able to avail of life insurance coverage at the earliest!

Why Should You Buy Life Insurance Plans Online?

When you buy life insurance online, you can easily refer to the plans’ features, benefits, exclusions and the policy brochure online on a single platform. Online insurance plans are also affordable since many overhead costs are eliminated.

Here are some of the other reasons why you should buy insurance plans online:

  • Financial Security

    Your family needs to be protected from uncertain situations and emergencies in your absence. By purchasing a life insurance policy online, you ensure that there are no hassles or delays when it comes to providing financial security to them.

  • Choice of Payout Options

    Online life insurance policies enable you to choose from multiple payout options so that when your family receives the death or maturity benefits of the insurance plan, it can be paid out as per their requirements, in a lump sum or as monthly income depending on the plan option.

  • Retirement Planning 

    When you buy a retirement plan online, you can choose a suitable policy at your convenience. Such a plan ensures that you have a guaranteed monthly income for your financial security to take care of your retirement needs.

  • Buy from Anywhere

    Online plans are convenient as the purchase is simply available at your fingertips. You can choose to buy an insurance plan from the comfort of your home or even while travelling if you want to.

  • Customize the Plan

    Online insurance plans are customizable as you can choose the sum assured, the premium payment frequency and the premium payment mode as per your preference. You can also opt for riders to extend your plan’s coverage.

  • Overall Transparency

    You can check all the policy information, the sum assured and the terms and conditions of the policy when purchasing an online insurance plan. The online process is transparent and convenient as it gives you more flexibility.

Documents Required

PAN card

Aadhar card

Salary slip

Bank statement

(last 6 months)

Income tax reciept

How to Select the Most Suitable Online Life Insurance Plan?

It is imperative to select the right online insurance plan when you want to protect your family. Since a single plan does not suit every individual’s insurance needs, these are some important pointers that can help you understand how to choose the best term insurance plan in India:

  • 01
    Research About Available Online Insurance Plans

    Every insurance provider will offer insurance plans with various features and benefits, of which you will have to see which features are most relevant for you. Be it a simple term insurance plan or a savings plan, be sure to research what each one has to offer. Understanding the exclusions of the policies can also help you make an informed choice and will save a lot of hassle later on.

  • 02
    Compare the Policies to Find the Right One

    Purchasing a policy online comes with the added benefit of letting you compare different insurance policies. By comparing the plans, you can understand if the premiums you pay for your insurance policy justify the coverage, the features and the benefits of the plan. This helps you select a plan where you not only pay affordable premiums but can also enjoy the plan’s features as per your needs.

  • 03
    Assess Your Needs Before Asking for Peer Recommendations

    Since your insurance needs may not be the same as that of another person, check how much life insurance cover your family needs as per their lifestyle and financial commitments instead of relying on recommendations. You may also have certain unpaid debts and loans, which can be a burden for your family later on. Keep all of these expenses in mind before choosing a suitable policy online.

  • 04
    Check Claim Settlement Ratio (CSR) of the Insurers

    Your insurance provider’s claim settlement ratio matters because it indicates their ability to settle your claims effectively within the prescribed timelines. This ratio means that, in a given year, the insurer has settled the maximum number of claims out of all the claims they have received. Tata AIA Life Insurance has a Claim Settlement Ratio of 98.02% for FY 2020-21, which means 98 out of every 100 claims were settled for the year.

  • 05
    Know the Right Time or Age to Buy Online Insurance Plans

    As such, there is no right age to buy online insurance plans. But in the case of term insurance plans that offer pure risk cover, it is advisable to opt for them at a younger age since you can avail of lower premiums in return for high coverage. You can consider buying a savings plan online or a ULIP plan once you have assessed your savings goals and future financial commitments.

  • 06
    Cover Amount Should be Determined Based on Family’s Needs & Not Just Your Income

    Each of your family members covered under your life insurance policy may have some financial goals or needs to be met. When you research how to buy online term insurance, include all of their current and future financial requirements and not just your income to get a multi-dimensional outlook on choosing the right coverage for your loved ones so that these needs can be suitably met.

Need more information?

Let us help you

By submitting your details, you are giving your consent to receive SMS/Call by Tata AIA Life Insurance Company Limited or its representative, with reference to this solicited inquiry even though you may be registered on the DND list. L&C/Advt/2019/Jan/075

Looking to get a new plan? 

Connect with us now

+91

By submitting your details, you are giving your consent to receive SMS/Call by Tata AIA Life Insurance Company Limited or its representative, with reference to this solicited inquiry even though you may be registered on the DND list. L&C/Advt/2019/Jan/075

Steps to Compare and Buy Online Insurance Plans


To buy insurance online, it is first essential to compare insurance online. While the process is simple, here is a quick look at how you can go about:

Analyze your personal needs before selecting the online plan. For instance, do you want to buy term insurance online or opt for a savings plan online?

Compare insurance policies online on the basis of different parameters such as the policy features, benefits, coverage and premiums.

An online insurance calculator can help you adjust the different variables so that you get the most suitable coverage and affordable premiums as per your needs.

Be sure to read all the details of the policy from the plan brochure. You can connect with our financial advisor for any queries you may have related to the life insurance plan.

After selecting the plan of your choice, choose from any of the digital payment modes available as per your preference. Once you have the policy document, you can save the soft copy offline as well.

Keep your policy document handy and pay renewal premium before the due date to enjoy the policy benefits. By following these easy steps, you can ensure that there is no waste of time, money or effort. 

Our Happy Customers | TATA AIA Life Insurance

Voice of Happy customers

Hi Team, This email is to appreciate the support of Monomay & Subrata even though they were working from home during the locked down phase. I really appreciate the support and the effort of the team to take extra steps to resolve my service request.

Sohini Saha

Dear Harshali, Thanks a lot. Amount has been credited to my account. I shall remain thankful to Tata AIA Life for the support in a time when the whole country is under COVID-19 lockdown. No other company has the guts to perform such a hassle-free service like Tata AIA Life.

Nishant Kumar

Frequently Asked Questions

General Cover Premium Claim
What are the different types of life insurance plans?

These are the different types of life insurance plans:
 

You can also add optional riders to any of these life insurance plans for an additional premium to enhance the coverage and benefits of your policy.

How to buy a life insurance plan online?

Here are the steps for buying an insurance policy online:
 

  • Go to the Buy Online section at the top of our Homepage.

  • Select a life insurance plan of your choice.

  • Browse through the plan’s features and benefits.

  • Fill in your details and use of online calculator to find the right solution to meet your needs

  • Click on “Get Quotes” to compare insurance policies online.

  • You can choose a suitable plan and make a digital payment online.

Can I get a term insurance tax benefit?

Yes, when you buy our Tata AIA Life Insurance Sampoorna Raksha Supreme a term insurance plan online, you can save tax up to 46,8007.

How much life insurance coverage does one need?

The life insurance coverage you need will be based on your current and future income, your family’s needs, financial obligations and any emergencies for which your family may need to prepare themselves. Considering all these factors, you can select insurance coverage that helps you cover all the future requirements of your family members.

However, ensure that the coverage is suitable enough so that you can pay affordable premiums. With extremely high coverage, you will have to pay expensive premiums that can lead to compromising on other expenses. Likewise, a low coverage amount will fail to protect your family when needed.

What are riders, and how do they help your life insurance policy?

#Riders are optional and additional benefits that can be included in your life insurance policy for extra premiums. When you add a rider to your policy, you can enhance the benefits of the plan by protecting yourself against different events and risks such as critical illnesses, accidental death and disability, total and permanent disability, and so on.

Can I make premium payments online?

Yes, you can make your premium payments online through our official website if you have an online Tata AIA Life Insurance plan.

How does comparing premiums online help?

When you compare life insurance premiums online, you can select the premium amount you want to pay towards your online policy. That way, you can get a policy whose premiums will be affordable, but the coverage will be adequate for your needs.

What documents are required to register a claim online?

All claim settlements are top most priority for us. When you register a claim with us, we know what it means to you and your family. Our trained team expertly examines your claim, and guides you to settle your claim in a seamless manner. Click the link to know the various documents required to register a claim.

How can I file a claim online?

To file a claim, you can contact us through any of these channels:
 

  • Send us an Email: customercare@tataaia.com.

  • Call us on our helpline number - 1860-266-9966 (local charges apply).

  • Visit us at any Tata AIA Life Insurance Company branch offices.

  • Write to us at:

The Claims Department,

Tata AIA Life Insurance Company Limited

B- Wing, 9th Floor,

I-Think Techno Campus,

Behind TCS, Pokhran Road No.2,

Close to Eastern Express Highway,

Thane (West) 400 607.

IRDA Regn. No. 110

Disclaimer
  • **Under Life Plus Option, an amount equal to the 105% of the Total Premiums Paid (excluding loading for modal premiums) shall be payable at the end of the Policy Term, provided the life assured survives till maturity and the policy is not terminated earlier.
  • ^Applicable for Life, Life Plus and Life income options
  • Tata AIA Life Insurance InstaProtect comprises Tata AIA Life Insurance Sampoorna Raksha Supreme (Non-Linked, Non-Participating, Individual Life Insurance Plan) (UIN: 110N160V02) - Life Option (in case Return of Premium is No) or Life Plus Option (in case of Return of Premium is Yes), Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (NLCPR) (UIN: 110B033V02) - A Non-linked, Non-participating, Individual Health Rider; Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (NLCPR) (UIN: 110B031V02) - A Non-linked, Non-participating, Individual Health Rider.
  • CritiCare Plus (CPB), Accidental Death Benefit (ADB), Accidental Total & Permanent Disability (ATPD) are benefit options available under Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (A Non-linked, Non-participating, Individual Health Rider) (UIN: 110B033V02 or any later version). HospiCare Benefit (HCB) is a benefit option available under Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (A Non-linked, Non-participating, Individual Health Rider) (UIN: 110B031V02 or any later version)
  • Tata AIA Life Insurance Param Rakshak solution comes in, which comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, a Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V01), and Tata AIA Life Insurance Linked Comprehensive Protection Rider, a Non-linked, Non-participating, Individual Health Rider (UIN: 110A032V02).
  • Tata AIA Life Insurance Param Rakshak Plus solution comes in, which comprises of Tata AIA Life Insurance Smart Sampoorna Raksha, a Unit-linked, Non-participating, Individual Life Insurance Plan for Savings and Protection (UIN:110L156V01), Tata AIA Life Insurance Linked Comprehensive Protection Rider, a Non-linked, Non-participating, Individual Health Rider (UIN: 110A032V02), and Tata AIA Life Insurance Linked Comprehensive Health Rider, a Non-linked, Non-participating, Individual Health Rider (UIN: 110A031V02). 
  • #Riders are not mandatory and are available for a nominal extra cost. Please refer brochure/s of above product and rider/s for additional details and Annexure for Definitions and Exclusions under these benefits.
  • ^^The package Sum Assured is the maximum total coverage under the respective packages and is the sum addition of the individual risks Sum Assureds payable on occurrence of various insured events. Payouts will be restricted to applicable bene­fit mentioned against the corresponding risk as per the product or rider terms and conditions. Other Sum Assureds also available under the base product with or without rider.
  • @Express Issuance for standard lives. The solution will be underwritten by Tata AIA Life Insurance Company Limited. Additional Requirements may be called at underwriters discretion.
  • Claims beyond three years from the date of issuance of policy or the date of commencement of risk or the date of revival of the policy or the date of the rider to the policy, whichever is later. Subject to all the relevant terms and conditions of the policy contract.
  • Claim Processing - All the relevant terms and conditions of the policy contract, including provisions in respect to claim procedure shall apply. Unit linked products; policies with unclaimed amounts or last premium payment not cleared are excluded.
  • 1Individual death claim ratio for FY 202-21 as per annual financial statements.
  • 2As on 30th September 2021, the company has a total Assets Under Management (AUM) of Rs. 51,704 Crore 
  • 3Assigned the highest issuer rating of AAA by ICRA. Issuer Rating represents opinion on ability to pay policy-holder obligations and claims in a timely manner for an insurance company.
  • 4Guaranteed Income shall be a fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year.
  • ~Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
  • 7Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess, if any will be charged extra as per prevailing rates. The Tax Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
  • 8Return of Premium Benefit is The Total Premiums Paid (excluding loading for modal premiums and discount) by the policyholder will be payable at the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.
  • 9Guaranteed Returns/Payouts depend on Plan Option, Policy Term, Premium Payment Term and Age at entry.
  • 10Guaranteed Addition defined as a percentage of GMB shall accrued at a simple rate for each completed policy year, throughout the Policy Term and shall be payable on Maturity or Death whichever is earlier, subject to all due premiums being paid. GA shall accrue @ 5% of GMB.
  • 11Guaranteed Returns are defined as Guaranteed Payout (GP)/ Guaranteed Maturity Payout (GMP) under both Plan Options. For Regular Income option, GP is 120% to 160% of the Annualised Premium (AP) and GMP is 46% to 405% of AP for male lives and 74% to 408% of AP for female lives. Please refer survival benefit factor under regular income option. For Endowment option, GP is 5.26 to 15.03 times of AP for Male lives and 5.36 to 15.04 times of AP for female lives and GMP is equal to GP, provided the policy is in-force and all due premiums have been paid. The GP/GMP factors under both the plan options will depend on premium payment term, age and gender of the Life Insured.
  • 12on a 5-year basis as of December 2021.
  • 13©2020 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar); (2) may not be copied, redistributed or used by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from the data published on various dates and procured from various sources and (4) shall not be construed as a n offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any traducing decisions, damages or other losses resulting directly or indirectly from the information.
  • 14The word Guaranteed and Guarantee means the annuity payout is fixed at inception of the policy and will be payable for whole of life or till death of the Annuitant(s).
  • 15The word Guaranteed and Guarantee means the annuity payout is fixed at inception of the policy and will be payable for whole of life or till death of the Annuitant(s). 
  • 16Allowed only where the product is bought through Tata AIA Life Insurance company website without any intermediary being involved and as per preference of the prospect.
  • 1760 lac + as on 31st March 2021
  • Insurance cover is available under this product. This product is underwritten by Tata AIA Life Insurance Company Limited. The plan is not a guaranteed issuance plan, and it will be subject to Company’s underwriting and acceptance. This product will be offered to Standard lives only.
  • The fund is managed by Tata AIA Life Insurance Company Ltd. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
  • Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).
  • Investments are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.
  • Please make your own independent decision after consulting your financial or other professional advisor.
  • Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Life Insurance Fortune Pro is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
  • Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance Agent or Intermediary or Policy Document issued by the Insurance Company.
  • Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.
  • The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.
  • Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.
  • Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the Insurance Company. 
  • IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.
  • L&C/Advt/2022/Apr/0793

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By submitting your details, you are giving your consent to receive SMS/Call by Tata AIA Life Insurance Company Limited or its representative, with reference to this solicited inquiry even though you may be registered on the DND list. L&C/Advt/2019/Jan/075