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Buy Tata AIA Life Insurance Plans Online

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Why Should You Buy Life Insurance Plans Online?


When you buy life insurance online, you can easily refer to the plans’ features, benefits, exclusions and the policy brochure online on a single platform. Online insurance plans are also affordable since many overhead costs are eliminated.

Here are some of the other reasons why you should buy insurance plans online:

  • Financial Security: Hassle-Free Protection Online

    Financial Security

    Your family needs to be protected from uncertain situations and emergencies in your absence. By purchasing a life insurance policy online, you ensure that there are no hassles or delays when it comes to providing financial security to them.

  • Flexible Choices for Life Insurance

    Choice of Payout Options

    Online life insurance policies enable you to choose from multiple payout options so that when your family receives the death or maturity benefits of the insurance plan, it can be paid out as per their requirements, in a lump sum or as monthly income depending on the plan option.

  • Retirement Planning

    Retirement Planning

    When you buy a retirement plan online, you can choose a suitable policy at your convenience. Such a plan ensures that you have a guaranteed monthly income for your financial security to take care of your retirement needs.

  • Buy Anywhere: Convenient Online Purchase

    Buy from Anywhere

    Online plans are convenient as the purchase is simply available at your fingertips. You can choose to buy an insurance plan from the comfort of your home or even while travelling if you want to.

  • Customize Your Plan

    Customise the Plan

    Online insurance plans are customisable as you can choose the sum assured, the premium payment frequency and the premium payment mode as per your preference. You can also opt for riders to extend your plan’s coverage.

  • Transparent Process: Policy Details Easily Accessible

    Overall Transparency

    You can check all the policy information, the sum assured and the terms and conditions of the policy when purchasing an online insurance plan. The online process is transparent and convenient as it gives you more flexibility.



 

Know the Online Insurance Buying Process

  • Complete Basic Details

    Understand and Fill Up Basic Details

    Details such as your name, date of birth, contact details, smoking habits, income and expected life cover will have to be filled in correctly for you to proceed. These details will help you know your coverage amount and the premium. Please make sure to fill in accurate details to avoid your claims being rejected in future.

  • Determine Premium: Choose Term, Payment Frequency

    Know Your Premium

    The policy term and the premium payment term you choose for your life insurance plan will determine your premium amount. You can decide between the available premium payment options such as yearly, half yearly, quarterly and monthly mode basis the plan feature.

  • Complete Proposal Form

    Fill Up Proposal Form

    The insurance proposal form will include further details such as your present life cover information, your lifestyle details, nominee details, health information, etc. Be sure to fill in all of these correctly, especially the nominee information.

  • Upload Documents: Identity, Address, Health Proof

    Upload Documents

    To ensure the quick verification of your information, upload clearly scanned copies of your identity proof, address proof and any health-related documents. You can confirm the list of documents from our customer service team.

  • Medical Test Requirements

    Need of Medical Test

    In some cases, such as when you buy a term insurance plan, you may need to carry out a medical test or produce a health certificate. However, if required, we will help you undergo a medical test and get access to your medical report.

  • Policy Issuance

    Issue of Policy

    The policy will be issued to you after we have verified the details of the proposal form and the medical report. If all the details have been filled out correctly, you will be able to avail of life insurance coverage at the earliest!

Benefits of Buying a Life Insurance Plan Online

  • Easy Plan Comparison

    Compare plans easily

    Purchasing life insurance online enables you to compare insurance policies online easily within a matter of minutes. It eliminates the time and effort taken to compare different plans

  • Transparent Process: Safe, Accessible Policy Details

    Transparency Process

    The process of buying life insurance online is safe since there is no ambiguous or hidden information. Not only can you access all policy details online, but you can also connect with our financial advisors in case if you have any queries about the plan.

  • Convenient Payment Options:

    Pay as Per Convenience

    You have the flexibility to calculate and choose the sum assured that justifies all the features and benefits and will help you meet your needs. Depending on the life insurance policy you choose, you can pay the premium amount as per your convenience.

  • Affordable Premiums

    Lower Premiums

    When you purchase a life insurance plan Online life, it’s highly cost efficient as you can upload all documents and pay your premiums online. When you buy a life insurance plan at an early age the premiums are more affordable, as you grow the premium amount may also increase.

  • 24x7 Digital Support

    24x7 Self Service Digital

    Our 24x7 digital customer support options, enables you to get your queries resolved quickly. You can perform. When you buy a life insurance policy online, you can perform policy servicing related tasks such as downloading policy document, changing nominee and address linked to your policy account etc. quickly.

How to Select the Most Suitable Online Life Insurance Plan?

It is imperative to select the right online insurance plan when you want to protect your family. Since a single plan does not suit every individual’s insurance needs, these are some important pointers that can help you understand how to choose the best term insurance plan in India:

  • 01

    Research About Available Online Insurance Plans

    Every insurance provider will offer insurance plans with various features and benefits, of which you will have to see which features are most relevant for you. Be it a simple term insurance plan or a savings plan, be sure to research what each one has to offer. Understanding the exclusions of the policies can also help you make an informed choice and will save a lot of hassle later on.
  • 02

    Compare the Policies to Find the Right One

    Purchasing a policy online comes with the added benefit of letting you compare different insurance policies. By comparing the plans, you can understand if the premiums you pay for your insurance policy justify the coverage, the features and the benefits of the plan. This helps you select a plan where you not only pay affordable premiums but can also enjoy the plan’s features as per your needs.
  • 03

    Assess Your Needs Before Asking for Peer Recommendations

    Since your insurance needs may not be the same as that of another person, check how much life insurance cover your family needs as per their lifestyle and financial commitments instead of relying on recommendations. You may also have certain unpaid debts and loans, which can be a burden for your family later on. Keep all of these expenses in mind before choosing a suitable policy online.
  • 04

    Check Claim Settlement Ratio (CSR) of the Insurers

    Your insurance provider’s claim settlement ratio matters because it indicates their ability to settle your claims effectively within the prescribed timelines. This ratio means that, in a given year, the insurer has settled the maximum number of claims out of all the claims they have received. Tata AIA Life Insurance has a Claim Settlement Ratio of 98.02% for FY 2020-21, which means 98 out of every 100 claims were settled for the year.
  • 05

    Know the Right Time or Age to Buy Online Insurance Plans

    As such, there is no right age to buy online insurance plans. But in the case of term insurance plans that offer pure risk cover, it is advisable to opt for them at a younger age since you can avail of lower premiums in return for high coverage. You can consider buying a savings plan online or a ULIP plan once you have assessed your savings goals and future financial commitments.
  • 06

    Cover Amount Should be Determined Based on Family’s Needs & Not Just Your Income

    Each of your family members covered under your life insurance policy may have some financial goals or needs to be met. When you research how to buy online term insurance, include all of their current and future financial requirements and not just your income to get a multi-dimensional outlook on choosing the right coverage for your loved ones so that these needs can be suitably met.

 

Tata AIA Life Insurance Plans to Secure your Family

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Steps to Compare and Buy Online Insurance Plans


To buy insurance online, it is first essential to compare insurance online. While the process is simple, here is a quick look at how you can go about:

Analyze your personal needs before selecting the online plan. For instance, do you want to buy term insurance online or opt for a savings plan online?

Compare insurance policies online on the basis of different parameters such as the policy features, benefits, coverage and premiums.

An online insurance calculator can help you adjust the different variables so that you get the most suitable coverage and affordable premiums as per your needs.

Be sure to read all the details of the policy from the plan brochure. You can connect with our financial advisor for any queries you may have related to the life insurance plan.

After selecting the plan of your choice, choose from any of the digital payment modes available as per your preference. Once you have the policy document, you can save the soft copy offline as well.

Keep your policy document handy and pay renewal premium before the due date to enjoy the policy benefits. By following these easy steps, you can ensure that there is no waste of time, money or effort. 


 

Customer Reviews | Voice of Happy customers

Voice of Happy customers

 Sohini Saha - Life Insurance Customer Review
Hi Team, This email is to appreciate the support of Monomay & Subrata even though they were working from home during the locked down phase. I really appreciate the support and the effort of the team to take extra steps to resolve my service request.

Sohini Saha

Nishant Kumar  - Life Insurance Customer Review
Dear Harshali, Thanks a lot. Amount has been credited to my account. I shall remain thankful to Tata AIA Life for the support in a time when the whole country is under COVID-19 lockdown. No other company has the guts to perform such a hassle-free service like Tata AIA Life.

Nishant Kumar

Frequently Asked Questions
 

General Cover Premium Claim

What are the different types of life insurance plans?

These are the different types of life insurance plans:
 

You can also add optional riders to any of these life insurance plans for an additional premium to enhance the coverage and benefits of your policy.

How to buy a life insurance plan online?

Here are the steps for buying an insurance policy online:
 

  • Go to the Buy Online section at the top of our Homepage.

  • Select a life insurance plan of your choice.

  • Browse through the plan’s features and benefits.

  • Fill in your details and use of online calculator to find the right solution to meet your needs

  • Click on “Get Quotes” to compare insurance policies online.

  • You can choose a suitable plan and make a digital payment online.

Can I get a term insurance tax benefit?

Yes, when you buy our Tata AIA Life Insurance Sampoorna Raksha Supreme a term insurance plan online, you can save tax up to 46,8006.

How much life insurance coverage does one need?

The life insurance coverage you need will be based on your current and future income, your family’s needs, financial obligations and any emergencies for which your family may need to prepare themselves. Considering all these factors, you can select insurance coverage that helps you cover all the future requirements of your family members.

However, ensure that the coverage is suitable enough so that you can pay affordable premiums. With extremely high coverage, you will have to pay expensive premiums that can lead to compromising on other expenses. Likewise, a low coverage amount will fail to protect your family when needed.

What are riders, and how do they help your life insurance policy?

Riders30 are optional and additional benefits that can be included in your life insurance policy for extra premiums. When you add a rider to your policy, you can enhance the benefits of the plan by protecting yourself against different events and risks such as critical illnesses, accidental death and disability, total and permanent disability, and so on.

Can I make premium payments online?

Yes, you can make your premium payments online through our official website if you have an online Tata AIA Life Insurance plan.

How does comparing premiums online help?

When you compare life insurance premiums online, you can select the premium amount you want to pay towards your online policy. That way, you can get a policy whose premiums will be affordable, but the coverage will be adequate for your needs.

What documents are required to register a claim online?

All claim settlements are top most priority for us. When you register a claim with us, we know what it means to you and your family. Our trained team expertly examines your claim, and guides you to settle your claim in a seamless manner. Click the link to know the various documents required to register a claim.

How can I file a claim online?

To file a claim, you can contact us through any of these channels:
 

  • Send us an Email: customercare@tataaia.com.

  • Call us on our helpline number - 1860-266-9966 (local charges apply).

  • Visit us at any Tata AIA Life Insurance Company branch offices.

  • Write to us at:

The Claims Department,

Tata AIA Life Insurance Company Limited

B- Wing, 9th Floor,

I-Think Techno Campus,

Behind TCS, Pokhran Road No.2,

Close to Eastern Express Highway,

Thane (West) 400 607.

IRDA Regn. No. 110

Disclaimer
  • The complete name of Tata AIA Sampoorna Raksha Supreme is Tata AIA Life Insurance Sampoorna Raksha Supreme (UIN:110N160V04) - A Non-Linked Non-Participating Individual Life Insurance Plan.

  • Tata AIA SRS Vitality Protect is a term solution which includes Tata AIA Life Insurance Sampoorna Raksha Supreme, a non-linked, non-participating, individual life insurance plan (UIN: 110N160V04) and Tata AIA Vitality Protect, a non-linked, non-participating, individual health rider (UIN: 110B046V02). Tata AIA Life Insurance Sampoorna Raksha Supreme is also available individually for sale.

  • Tata AIA Maha Raksha Supreme Select - Non-Linked, Non-Participating, Individual Life Insurance Product (UIN: 110N171V01)

  • The complete name of Tata AIA Guaranteed Return Insurance Plan is Tata AIA Life Guaranteed Return Insurance Plan (UIN:110N152V12) - Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan)  

  • The complete name of Tata AIA Fortune Guarantee is Tata AIA Life Insurance Fortune Guarantee (UIN: UIN: 110N120V10) - Non-Linked, Non-Participating, Individual Life Insurance Savings Plan

  • The complete name of Tata AIA Smart Income Plus is Tata AIA Life Insurance Smart Income Plus (UIN:110N126V05) - A Non-Linked, Non-Participating, Individual Life Insurance Savings Plan

  • Param Rakshak solution comprises of Tata AIA Life Insurance Smart Sampoorna Raksha - A Unit-linked, Non-participating, Individual Life Plan for Savings and Protection (UIN:110L156V03), Tata AIA Vitality Protect Plus - A Non-linked, Non-participating, Individual Health Rider (UIN: 110A048V02 or any other later version). Tata AIA Smart Sampoorna Raksha is also available individually for sale.

  • Tata AIA Pro-Fit comprises of Tata AIA Smart Health, A Unit-linked, Non-participating, Individual Health Insurance Plan (UIN: 110L168V02), Tata AIA Sampoorna Health, A Non-Linked, Non- Participating Individual Health rider (UIN: 110A167V02) & Tata AIA OPD Care, A Linked, Non-Participating Individual Health rider (UIN: 110A166V01). Tata AIA Smart Health is also available individually for sale.

  • The complete name of Tata AIA Fortune Pro is Tata AIA Life Insurance Fortune Pro (UIN: 110L112V06) - Unit Linked Individual Life Insurance Savings Plan. 

  • Tata AIA Fortune Guarantee Retirement Ready (UIN: 110N175V02) - Individual Non-Linked, Non-Participating, Pension Plan. Multiple options are available in this plan: My Pension, Partner Pension, and Partner Pension Plus.

  • The complete name of Tata AIA Fortune Guarantee Pension is Tata AIA Life Insurance Fortune Guarantee Pension (UIN:110N161V08) - A Non-Linked Non-Participating Individual Life Insurance Plan. Multiple options are available in this plan: Immediate Life Annuity, Immediate Life Annuity with Return of Purchase Price, Deferred Life Annuity (GA-I) and with Return of Purchase Price, Deferred Life Annuity (GA-II) and with Return of Purchase Price.

  • The complete name of Tata AIA Saral Pension is Tata AIA Life Insurance Saral Pension (UIN: 110N159V07) - A Single Premium, Non-Linked, Non-Participating, Individual, Immediate Annuity Plan

  • 1Illustrated Premium is the monthly premium excluding taxes for 20 yr. old female, Standard Life, Non-Smoker for 1 Cr. Sum Assured with Policy Term of 20 yrs. (Regular Pay) under Life Option. Please refer Benefit Illustration for more details. Premium is subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.

  • 2Applicable for specific plan options. Please refer brochure for additional details.

  • 3Sample illustration: 20 yr old female, standard life, non-smoker for 1 Cr Life Cover with Policy Term of 20 yrs (Regular Pay) under Life Option. Premium shared is the monthly premium with Tata AIA Vitality discount for the 1st year and excludes taxes. 2nd year onwards premium will vary basis Vitality Status. Tata AIA SRS Vitality Protect is a term solution which includes Tata AIA Life Insurance Sampoorna Raksha Supreme, a non-linked, non-participating, individual life insurance plan (UIN: 110N160V04) and Tata AIA Vitality Protect, a non-linked, non-participating, individual health rider (UIN: 110B046V02).

  • 4Illustrated premium is calculated for a 21-year-old healthy male with a premium paying term of 10 years, policy term of 15 years and premium payment with monthly instalment under Endowment plan option. The premium shown is inclusive of taxes and the mentioned benefit is payable only if all premiums are paid as per the premium paying term and the policy is in force till the completion of entire policy term opted.

  • 5Guaranteed Annual Income (GAI) in the Regular Income option is a percentage of one Annualised Premium while in the Whole Life Income option is a percentage of the Total Premiums Paid

  • 6Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.

  • 7Guaranteed Addition (Endowment option) defined as a percentage of GMB shall accrue at a simple rate for each completed policy year, throughout the Policy Term and shall be payable on Maturity or Death whichever is earlier, subject to all due premiums being paid. GA shall accrue @ 5% of GMB 

  • 8Guaranteed Benefit is a % of Total premiums paid based on the policy term, premium paying term, gender, annualised/Single premium band & entry age

  • 9Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you.

  • 10Guaranteed Payout (GP) is a fixed percentage of the Annualized Premium and shall be payable annually from income start year in case of Regular income option and at the end of policy year preceding the year of Maturity in case of Endowment option. Guaranteed Maturity Pay-out (GMP) is a percentage of the Annualised Premium and shall be payable at maturity.

  • 11Guaranteed returns in this plan depends on Age at Entry of life assured, Premium payment term, policy term, premium amount and plan option chosen.

  • 12The current loyalty addition rate on the Sub-wallet will be 4.05% compounding annually. This rate will be reviewed every six months (on 1st April & 1st October every year).

  • 13All funds open for new business which have completed 5 years since inception are rated 4 or 5 stars by Morningstar on a 5-year basis as of November’2023 

  • 14©2020 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from the data published on various dates and procured from various sources and (5) shall not be construed as a n offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates or agents shall be responsible or liable for any traducing decisions, damages or other losses resulting directly or indirectly from the information

  • 15Subject to a maximum policy term of 40 years

  • 16On survival to the end of the policy term, the Total Fund Value including Top-Up Premium Fund Value valued at applicable NAV on the date of Maturity will be paid. Tata AIA Life Insurance Smart Sampoorna Raksha is also available individually for sale. The customer is advised to refer the detailed sales brochure of respective individual product and riders mentioned herein before concluding sale.

  • 17Under SurgiCash Benefit of the Tata AIA Sampoorna Health Rider, the payouts are offered basis the categories of surgeries: 10% of sum assured up to Rs. 50,000 for day care procedures such as eye cataract, nasal sinus operation, 25% on Category 1 surgeries, like Amputation of foot or hand, 50% on Category 2 surgeries, like knee or hip replacement, 75% on Category 3 surgeries, like Angioplasty, and 100% on Category 1 surgeries, like CABG. Refer list of surgeries for benefit payouts.

  • 185-year computed NAV for Multi Cap Fund as of November 2023. Other funds are also available. 

  • 19Under CritiCash Benefit of the Tata AIA Sampoorna Health Rider, Benefit payouts for multistage critical illnesses are offered depending on the category of the illness. For minor critical illnesses such as cardiac arrest, angioplasty, Early-stage cancer etc, the payout will be 25% of sum assured. For major critical illnesses such as Heart attack, Major head trauma, Parkinson’s disease, Alzheimer’s disease etc., the payout will be 100% of sum assured. For a catastrophic illness like end stage cancer or major organ/bone marrow transplant, the payout will be 150% of sum assured. Refer list of critical illnesses for benefit payouts. 

  • 20Loyalty Additions will be credited only if Policy is in-force and all due premiums have been paid. For Regular Pay & Limited Pay, additional units @ 0.20% of units in each of the funds under Regular Premium Account will be credited (post deduction of applicable charges) to the respective funds every Policy Anniversary starting from eleventh (11th) Policy Anniversary till end of Policy Term. For Single Pay, additional units @ 0.35% of units in each of the funds under the Single Premium Account will be credited (post deduction of applicable charges) to the respective funds every policy anniversary starting from sixth (6th) Policy Anniversary till end of Policy Term. Loyalty Additions are not payable on Top-up Premium Account.

  • 21Guaranteed Additions accrue at the end of each completed policy year, subject to all due premiums being paid and form a part of the Death Benefit offered under the option.

  • 22Return of Purchase price means return of all premiums paid excluding any extra premium, any rider premium, taxes and other statutory levies, if applicable 

  • 23Illustrated annuity rate (IRR) is for joint life where one of the annuitant is 60 years of age while the other is 69 or above for plan type - Joint Life Last Survivor Annuity with Return of 100% of Purchase Price (ROP) on death of the last survivor. IRR is a discount rate that makes the net present value (NPV) of all cash flows equal to zero in a discounted cash flow analysis.

  • 24The word Guaranteed, and Guarantee means the annuity payout is fixed at inception of the policy and will be payable for whole of life or till death of the Annuitant(s).

  • 2572,34,092 families protected till 31st March 2023.

  • 26Retail Sum Assured for FY23 is Rs 4,43,479 Crores.

  • 27As on 31st August 2023, the company has a total Assets Under Management (AUM) of Rs. 81,601.11 Crores

  • 28Individual Death Claim Settlement Ratio is 99.01% for FY 2022 - 23 as per the latest annual audited figures.

  • 29Applicable to only non-early claims with more than 3 years of policy duration, non-investigation cases, up to Sum Assured of Rs. 50 lakhs. Applicable for branch walk in. Time limit to submit claim to Tata AIA Life Insurance is 2 pm on working days. Subject to submission of complete documents. Not applicable for ULIP policies and open title claims.

  • 30Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/Intermediary/ branch.

  • For ULIP products
  • The fund is managed by Tata AIA Life Insurance Company Ltd. For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.

  • Past performance is not indicative of future performance. Returns are calculated on an absolute basis for a period of less than (or equal to) a year, with reinvestment of dividends (if any).

  • Investments are subject to market risks. The Company does not guarantee any assured returns. The investment income and price may go down as well as up depending on several factors influencing the market.

  • Please make your own independent decision after consulting your financial or other professional advisor.

  • Tata AIA Life Insurance Company Limited is only the name of the Insurance Company & Tata AIA Smart Health and Tata AIA Fortune Pro and Tata AIA Smart Sampoorna Raksha is only the name of the Unit Linked Life Insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.

  • Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. Please know the associated risks and the applicable charges, from your Insurance Agent or Intermediary or Policy Document issued by the Insurance Company.

  • Various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The underlying Fund's NAV will be affected by interest rates and the performance of the underlying stocks.

  • The performance of the managed portfolios and funds is not guaranteed, and the value may increase or decrease in accordance with the future experience of the managed portfolios and funds.

  • Premium paid in the Unit Linked Life Insurance Policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the Insured is responsible for his/her decisions.

  • Please know the associated risks and the applicable charges, from your insurance agent or the Intermediary or policy document issued by the Insurance Company.

  • IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER. THE LINKED INSURANCE PRODUCT DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICY HOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR.

  • This product is underwritten by Tata AIA Life Insurance Company Ltd.

  • The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance.

  • Insurance cover is available under this product.

  • For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.

  • Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid.

  • In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.

  • L&C/Advt/2023/Dec/4321