Tata AIA Life Insurance Sampoorna Raksha Supreme

Key
Benefits

Flexibility

Flexibility to choose payout as a Lump sum or Income (up to 120 months) or both

Life Stage Option

Option to Increase cover at Important milestones with Life stage option⁶

Added Advantage

Option to avail medical second opinion/ personal medical case management^#

Benefits for Women

Lower premium rate for Female lives

Highlights of Tata AIA Life Insurance Sampoorna Raksha Supreme

Option for Top up⁶

Inbuilt payor accelerator benefit¹

Death benefit along with Regular Income²

Enjoy Life cover upto 100 years of age

Add Savings Plan Riders

Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider

You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness

Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums

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Tata AIA Life Insurance Non-Linked Comprehensive Health Rider

You can choose one or more benefit options (risk covers), from a list of 5 available options, including disability, hospitalization, and illness

The rider provides coverage against both major illnesses, and minor injuries or illnesses, while allowing multiple claim payouts

Know More

Check eligibility Documents required

Age at Issue (Years)

Minimum age	For POS: Life, Life Plus, Credit Protect: 18 Years Other than POS: Life, Life Plus, Credit Protect: 18 Years Life Income: 30 Years
Maximum age	For POS: Life, Credit Protect: 60 Years Life Plus: 55 Years Other than POS: Life, Life Plus, Credit Protect: 65 Years Life Income: 50 Years

Age at Maturity (Years)³

For PoS - 65

For other than PoS

Benefit Option	Age last birthday
Life	100
Life Plus	100
Life Income	100
Credit Protect	95

Plan Option

Life Option
Life Plus Option
Life Income
Credit Protect

Basic Sum Assured⁵

Minimum Sum Assured	INR.1,00,000
Maximum Sum Assured	No Limit subject to Board approved underwriting policy (BAUP)

Premium payment mode

Premium payment frequency options

Annual
Quarterly
Half-yearly
Monthly
Single

Premium Payment Term(Months)

For PoS:

Benefit Option	Regular Pay		Limited Pay
Benefit Option	Min.	Max.	Min.	Max.
Life	60	564	60	563
Life Plus	120	480	60	479
Credit Protect	60	360	60	359

For Other than PoS:

Benefit Option	Regular Pay		Limited Pay
Benefit Option	Min.	Max.	Min.	Max.
Life	13	984	13	983
Life Plus	120	480	60	479
Life Income	N/A	N/A	60	120
Credit Protect	60	360	13	359

PAN card

Aadhaar card

Bank statement (for the previous 6 months)

Salary slip

Income tax receipt

Downloads

Download brochure

Download policy bond

Frequently Asked Questions

What are term insurance?

A protection plan helps you secure the future of your loved ones, and shields your family from uncertainties in life. It is important to safeguard your family from life’s uncertainties, such as loss of income, untimely demise of a loved one, or critical illnesses. Term insurance facilitate the Rakshakaran of your family, so that you and your loved ones can live life to the fullest.

When should I purchase a term insurance?

Since the premiums are lower when you start early, it is a good idea to purchase a term insurance when you are young and . Another benefit is that you may not have to undergo medical tests if you purchase a term insurance at a young age

What is the premium payment frequency for term insurance?

You can choose from the following premium payment frequencies

Annual
Half-yearly
Quarterly
Monthly

What documents would I require to buy an insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.

Bank Statement (or passbook) with the latest entries for six months
Aadhaar card
Passport
Voter's ID
Driving license
Electricity/telephone bill
Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

PAN card
Aadhaar card
Passport
Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

Salary slips of the previous 3 months
Income tax returns/Employer certificate
Bank statement of the previous 6 months
Latest Form 16

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Need help to choose the right plan?

By submitting your details, you are giving your consent to receive SMS/Call by Tata AIA Life Insurance Company Limited or its representative, with reference to this solicited inquiry even though you may be registered on the DND list. L&C/Advt/2019/Jan/075

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Disclaimer

¹50% of the Base SA is paid out as lump sum on acceptance of Terminal Illness (TI) claim
²Available only with Life Income Option.
³All reference to age is as on last birthday.
The Plan option can be selected only at inception of the Policy.
⁵ For PoS, the Basic Sum Assured shall be in multiples of INR 50,000
⁶Option available with Life and Life plus option.

#Medical Second Opinion/Personal Medical Case Management is an optional service offered to you at no additional cost. The eligibility of the Life Insured to avail these services shall be determined by the Company from time to time. You may exercise your own discretion to avail the services and to follow the treatment path suggested by the service provider. These services shall be directly provided by the service provider. The services can be availed only where policy/rider is inforce. All the supporting medical records should be available to avail the service. We reserve the right to discontinue the service or change the service provider at any time. The services are being provided by third party service provider and Tata AIA Life Insurance Company Ltd will not be liable for any liability.

Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch

Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you

Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.

This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.

Insurance cover is available under this product.

In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines

For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.

L&C/Advt/2021/May/0676

UIN:110N160V02