Tata AIA Life Insurance
Sampoorna Raksha Supreme

A Non-Linked Non-Participating Individual Life Insurance Plan

We all want to ensure that our loved ones have a comfortable life and secured future. We all thrive to provide happiness and security to our family. We want to make sure they are never short in terms of financial resources to live the life of their dreams, thereby providing a strong 'foundation' of financial security for them. Presenting Tata AIA Life Insurance Sampoorna Raksha Supreme Plan, an insurance plan that provides financial protection to your family and offers you the flexibility to choose the plan that suits your need. 



Flexibility to choose payout as a Lump sum or Income (up to 120 months) or both

Life Stage Option

Option to Increase cover at Important milestones with Life stage option6

Added Advantage

Option to avail medical second opinion/ personal medical case management#

Benefits for Women

Lower premium rate for Female lives 

Personal Medical Case Management (PMCM)#

Get advice from global experts with 24/7 multiple consultation services for 3 months in case of heart ailments or cancer. Click here to know more.

Online Medical Consultation

Instant Online Medical Consultations for 23+ specialties. Connect with a doctor in 180 seconds. 24x7 doctor availability and instant connection reduces the need to visit doctors. Click here  to know more.

Highlights of Tata AIA Life Insurance Sampoorna Raksha Supreme

Option for Top up6

Inbuilt payor accelerator benefit1

Death benefit along with Regular Income2

Enjoy Life cover upto 100 years of age

Add Savings Plan Riders

Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider

You can choose one or more benefit options (risk covers), including death, accidental death / disability, critical illness and terminal illness
Flexibility to receive benefit as combination of lump-sum and income for fixed period, income till survival of partner, or as waiver of future premiums
Know More

Tata AIA Life Insurance Non-Linked Comprehensive Health Rider 

You can choose one or more benefit options (risk covers), from a list of 5 available options, including disability, hospitalization, and illness
The rider provides coverage against both major illnesses, and minor injuries or illnesses, while allowing multiple claim payouts
Know More
Check eligibility Documents required

Age at Issue (Years)

 Minimum age For POS:
Life, Life Plus, Credit Protect: 18 Years
Other than POS:
Life, Life Plus, Credit Protect: 18 Years
Life Income: 30 Years
 Maximum age  For POS:
Life, Credit Protect: 60 Years
Life Plus: 55 Years
Other than POS:
Life, Life Plus, Credit Protect: 65 Years
Life Income: 50 Years

Age at Maturity (Years)3

For PoS - 65

For other than PoS


Benefit Option Age last birthday
Life 100
Life Plus 100
Life Income 100
Credit Protect 95

Plan Option

  • Life Option
  • Life Plus Option
  • Life Income
  • Credit Protect

Basic Sum Assured5

Minimum Sum Assured INR.1,00,000
Maximum Sum Assured No Limit subject to Board approved underwriting policy (BAUP)

Premium payment mode

 Premium payment frequency options 


Premium Payment Term(Months)

For PoS:

Benefit Option Regular Pay Limited Pay
Min. Max. Min. Max.
Life 60 564 60 563
Life Plus 120 480 60 479
Credit Protect 60 360 60 359


For Other than PoS:

Benefit Option Regular Pay Limited Pay
Min. Max. Min. Max.
Life 13 984 13 983
Life Plus 120 480 60 479
Life Income N/A N/A 60 120
Credit Protect 60 360 13 359


PAN card
Aadhaar card
Bank statement (for the previous 6 months)
Salary slip
Income tax receipt

Frequently Asked Questions

What are term insurance?

A protection plan helps you secure the future of your loved ones, and shields your family from uncertainties in life. It is important to safeguard your family from life’s uncertainties, such as loss of income, untimely demise of a loved one, or critical illnesses. Term insurance facilitate the Rakshakaran of your family, so that you and your loved ones can live life to the fullest.

When should I purchase a term insurance?

Since the premiums are lower when you start early, it is a good idea to purchase a term insurance when you are young and . Another benefit is that you may not have to undergo medical tests if you purchase a term insurance at a young age

What is the premium payment frequency for term insurance?

You can choose from the following  premium payment frequencies

  • Annual
  • Half-yearly
  • Quarterly
  • Monthly
What documents would I require to buy an insurance policy?

To buy an insurance policy, you need to submit the following mandatory documents.

Proof of address:

The following documents are accepted as valid proof of your address.

  • Bank Statement (or passbook) with the latest entries for six months 
  • Aadhaar card
  • Passport
  • Voter's ID
  • Driving license
  • Electricity/telephone bill
  • Ration card

Proof of identity:

Some of the documents that are accepted as valid proof of your identity include:

  • PAN card
  • Aadhaar card
  • Passport
  • Driving license

Documents showing proof of income:

These documents, which are required only for a few plans, include:

  • Salary slips of the previous 3 months
  • Income tax returns/Employer certificate
  • Bank statement of the previous 6 months
  • Latest Form 16

Need help to choose the right plan?


By submitting your details, you are giving your consent to receive SMS/Call by Tata AIA Life Insurance Company Limited or its representative, with reference to this solicited inquiry even though you may be registered on the DND list. L&C/Advt/2019/Jan/075

  • 150% of the Base SA is paid out as lump sum on acceptance of Terminal Illness (TI) claim
  • 2Available only with Life Income Option.
  • 3All reference to age is as on last birthday.
  • The Plan option can be selected only at inception of the Policy.
  • 5 For PoS, the Basic Sum Assured shall be in multiples of INR 50,000
  • 6Option available with Life and Life plus option.

#Medical Second Opinion/Personal Medical Case Management is an optional service offered to you at no additional cost. The eligibility of the Life Insured to avail these services shall be determined by the Company from time to time. You may exercise your own discretion to avail the services and to follow the treatment path suggested by the service provider. These services shall be directly provided by the service provider. The services can be availed only where policy/rider is inforce. All the supporting medical records should be available to avail the service. We reserve the right to discontinue the service or change the service provider at any time. The services are being provided by third party service provider and Tata AIA Life Insurance Company Ltd will not be liable for any liability.

Rider is not mandatory and is available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life's Insurance Advisor/ branch

Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implication mentioned anywhere in this document. Please consult your own tax consultant to know the tax benefits available to you

Buying a Life Insurance policy is a long-term commitment. An early termination of the policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.

This product is underwritten by Tata AIA Life Insurance Company Ltd. This plan is not a guaranteed issuance plan and it will be subject to Company’s underwriting and acceptance.

Insurance cover is available under this product.

In case of Sub Standard lives, extra premiums will be charged as per our underwriting guidelines

For more details on risk factors, terms and conditions please read Sales Brochure carefully before concluding a sale.