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Dear women, you deserve more than just a day, you deserve a secured tomorrow. Be it taking care of your parents, being a co-signee in a home loan, or being a nurturer of your children’s future – you shoulder many responsibilities. How about taking charge of your financial future? Tata AIA Life Insurance Fortune Guarantee Plus is a savings plan helps you to meet life’s contingencies through guaranteed1 regular income. This plan also offers you the benefits of life insurance coverage and enhanced health protection.
What are the benefits of Tata AIA Fortune Guarantee Plus?
Get Guaranteed* Income
Get Guaranteed* Income
Get guaranteed* tax-free# alternate source of income for yourself or your loved ones, assisting you in achieving your financial goals such as buying your car or dream house.
*T&C apply
Health Cover against 40 critical illnesses
Health Cover against 40 critical illnesses
This savings plan provides you an option with inbuilt critical illness benefit that gives you financial assistance upon the diagnosis of any of 40 defined critical illnesses including cancer and cardiac arrest~
Get your Premium% Amount Back
Get your Premium% Amount Back
While you enjoy peace of mind with guaranteed* tax-free# annual income, your entire premiums paid are returned at the end of the income period.
Save Tax# up to 46,800++
Save Tax# up to 46,800++
Your premiums paid and guaranteed* income received on maturity is all TAX Free! Also, save income tax up to Rs 46,800++ every year.
Pay As Per Convenience
Pay As Per Convenience
You can choose your premium payment mode between single, annual, half-yearly, quarterly, and monthly mode.
Optional Riders
Optional Riders
You can add optional riders^ to increase your plan coverage
Why Choose Tata AIA Life Insurance?
68 Lakh +
Families protected so far1
98.53%
Individual Death Claim Settlement Ratio2
62,800 + Crores
Assets Under Management3
4 Hours
Express Claim Settlement4
4T&C apply.
Premium Criteria and Sample Illustration^^
Minimum Premium
Premium Payment Term |
Single Pay |
Limited Pay |
Regular Pay |
Minimum Annual Premium (excl taxes) |
Rs. 5,000 |
Rs. 24,000 p.a. |
Rs. 24,000 p.a. |
Minimum Monthly Premium (excl taxes) |
Not Applicable |
Rs. 2,119 p.a. |
Rs. 2,119 p.a. |
$$Sample Illustration
Single Premium (excl taxes) |
Premium per month (excl taxes and modal loading) |
Premium Payment Term |
Policy Term |
Income Term |
Total Premium |
Guaranteed Income5 p.a. |
Total Guaranteed Benefit (Total Income + Total Premiums) |
1,00,000 |
8,333 |
5 |
10 |
20 |
5,00,000 |
49,940 |
14,98,800 |
60,000 |
5,000 |
5 |
10 |
20 |
3,00,000 |
29,964 |
8,99,280 |
50,000 |
4,169 |
5 |
10 |
20 |
2,50,000 |
24,970 |
7,49,400 |
24,000 |
2,000 |
5 |
10 |
20 |
1,20,000 |
11,986 |
3,59,720 |
1,00,000 |
8,333 |
10 |
15 |
30 |
10,00,000 |
1,54,710 |
56,41,300 |
60,000 |
5,000 |
10 |
15 |
30 |
6,00,000 |
92,826 |
33,84,780 |
50,000 |
4,169 |
10 |
15 |
30 |
5,00,000 |
77,355 |
28,20,650 |
24,000 |
2,000 |
10 |
15 |
30 |
2,40,000 |
37,130 |
13,53,900 |
60,000 |
5,000 |
12 |
12 |
20 |
7,20,000 |
76,722 |
22,54,440 |
5The above illustration is for age group of 18 to 50, standard life, For Plan Option 1 (Regular Income).
Premium p.a. (excl taxes) |
Premium per month (excl taxes) |
Premium Payment Term |
Policy Term |
Income Term |
Total Premium |
Guaranteed Income6 p.a. |
Total Guaranteed Benefit (Total Income + Total Premiums) |
5,00,000 |
Na |
1 |
5 |
20 |
5,00,000 |
44,350 |
13,87,000 |
5,00,000 |
Na |
1 |
5 |
40 |
5,00,000 |
44,350 |
22,74,000 |
6The benefit displayed is for age 35, Male, standard life, Plan Option 1 (Regular Income).
All Premiums are subject to applicable taxes, cesses & levies which will be entirely borne/ paid by the Policyholder, in addition to the payment of such Premium. Tata AIA Life shall have the right to claim, deduct, adjust, recover the amount of any applicable tax or imposition, levied by any statutory or administrative body, from the benefits payable under the Policy. Kindly refer the sales illustration for the exact premium.
Why a savings plan is necessary for females?
Guaranteed* independence
Guaranteed* independence
T&C Apply*
A Savings Plan that ensures you have an assured source of income to support your wellbeing in the future.
Happy retirement
Happy retirement
Invest wisely to enjoy the sunset years of your life. A Saving Plan is a good tool start planning a retirement corpse to live life fully. Irrespective of whether and how much your partner has invested, financially equipping yourself today goes a long way in securing a peaceful tomorrow.
Financial Security
Financial Security
In this day and age, when two incomes are required to lead a certain quality of life, securing a Guaranteed Income Savings Plan makes equal sense for both partners. In case of any unfortunate event, saving plans also help to cover the risk and secure the future of your loved ones.
Tax# Benefits
Tax# Benefits
When you purchase a term plan, you get Tax Benefits as per applicable tax laws.
Downloads
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Disclaimer
- 168,75,083 families protected till October 2022
- 2Individual Death Claim Settlement Ratio is 98.53% for FY 2021 - 22 as per the latest annual audited figures.
- 3As on 31st August 2022, the company has a total Assets Under Management (AUM) of Rs. 62,894 Crores
- 4Applicable to only non-early claims more than 3 years of policy duration, non-investigation cases, up to Sum assured of 50 Lakh. Applicable for branch walk in. Time limit to submit claim to Tata AIA by 2 pm (working days). Subject to submission of complete documents. Not applicable to ULIP policies and open title claims.
- Tata AIA Life Insurance Fortune Guarantee Plus - Individual, Non-Linked, Non-Participating, Life Insurance Savings Plan (UIN: 110N158V09)
- *Guaranteed Income shall be a fixed percentage of the Annualised Premium / Single Premium (excluding discount) payable in a year. Guaranteed Annual Income as per the chosen Income Frequency shall commence after maturity till the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.
- #Income Tax benefits would be available as per the prevailing income tax laws, subject to fulfillment of conditions stipulated therein. Income Tax laws are subject to change from time to time. Tata AIA Life Insurance Company Ltd. does not assume responsibility on tax implications mentioned anywhere on this site. Please consult your own tax consultant to know the tax benefits available to you.
- ++Tax benefits of up to ₹46,800 u/s 80C is calculated at highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium paid of ₹1,50,000. Tax benefits under the policy are subject to conditions laid under Section 80C, 80D,10(10D), 115BAC and other applicable provisions of the Income Tax Act,1961. Good and Service tax and Cess if any will be charged extra as per prevailing rates. The Tax-Free income is subject to conditions specified under section 10(10D) and other applicable provisions of the Income Tax Act,1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for details, before acting on above.
- %Return of Premium Benefit is The Total Premiums Paid (excluding loading for modal premiums and discount) by the policyholder will be payable at the end of the Income Period, irrespective of survival of the life insured(s) during the Income Period.
- ^Below riders are available with this plan
- Tata AIA Vitality Health (UIN: 110B045V01 or any other later version) - A Non-linked, Non-participating, Individual Health Rider
- Tata AIA Vitality Protect (UIN: 110B046V01 or any other later version) - A Non-linked, Non-participating, Individual Health Rider
- Tata AIA Life Insurance Non-Linked Comprehensive Protection Rider (UIN:110B033V02 or any other later version) - A Non-linked, Non-participating, Individual Health Rider
- Tata AIA Life Insurance Non-Linked Comprehensive Health Rider (UIN: 110B031V02 or any other later version) - A Non-linked, Non-participating, Individual Health Rider.
- Riders are not mandatory and are available for a nominal extra cost. For more details on benefits, premiums and exclusions under the Rider, please contact Tata AIA Life Insurance Advisor/Intermediary/ branch.
- This product is underwritten by Tata AIA Life Insurance Company Ltd.
- The plan is not a guaranteed issuance plan and it will be subject to company’s underwriting and acceptance.
- Insurance cover is available under this product.
- For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
- Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs and the Surrender Value payable may be less than the all the Premiums Paid.
- In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
- Risk cover commences along with policy commencement for all lives, including minor lives.
- L&C/Advt/2023/Feb/0524
Tata AIA Life Insurance Company Ltd. (IRDA Regn. No. 110 ·CIN:U66010MH2000PLC128403. Registered & Corporate Office: 14th Floor, Tower A, Peninsula Business Park, Senapati Bapat Marg, Lower Parel, Mumbai 400013. Trade logo displayed above belongs to Tata Sons Ltd and AIA Group Ltd. and is used by Tata AIA Life Insurance Company Ltd under a license. For any information including cancellation, claims and complaints, please contact our Insurance Advisor/Intermediary or visit Tata AIA Life's nearest branch office or call 1-860-266-9966 or write to us at customercare@tataaia.com. Visit us at www.tataaia.com
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