What is Tata AIA Vitality Wellness Program?
Add up to 5 more years1 to your life!
When you choose life insurance, you choose to protect the future of those who matter most to you. But with Tata AIA Vitality, your life insurance policy goes beyond protection — it also helps you live healthier and take steps towards adding up to 5 more years to your life.
Get healthier. Unlock bigger rewards.
Tata AIA Vitality is a science-based Wellness Program that gives you the tools, motivation, and rewards to stay consistent by turning everyday healthy actions into measurable progress. It also helps you save on everything you need to stay fit and active.
Looking for running or jogging shoes? Planning to hit the gym, upgrade your fitness gear, or buy wellness essentials? Tata AIA Vitality has you covered with attractive offers from top brands you love. And that’s not all — the healthier you are, the more you can save on your insurance policy’s renewal premium too.
How does Tata AIA Vitality work?
Tata AIA Vitality makes your life insurance policy a partner in your everyday health journey. It helps you understand your health, improve your health, and get rewarded for the positive choices you make. Let’s see how it works.
Your Vitality status:
It reflects your yearly progress. The more points you earn, the closer you move towards the highest status — Platinum. At every level, Tata AIA Vitality motivates you to keep going — for better rewards and a healthier, longer life.
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Know Your Health
Better health begins with awareness. Tata AIA Vitality helps you understand key aspects of your health through simple assessments and preventive activities. You can earn up to 15,900 Vitality points annually, even without engaging in any physical activity. Here’s how.
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*Mental Wellbeing Assessment can be completed twice a year (6 months apart) and a total of 900 points can be earned.
**A total of 4 components will be tested: Blood Pressure, Blood Glucose, Total Cholesterol and BMI.
Improve Your Health
Along with helping you know your health better, Tata AIA Vitality encourages you to take the next step — improving it through regular physical activities. You can earn up to 15,000 Vitality points annually through different physical activities. Every day, you can earn 50 or 100 points depending on your activity — steps or heart rate. Here’s how.
To earn points daily, you need to track either your steps or heart rate, as shown below.
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*Age-related maximum heart rate = 220 – Current Age.
Simply link your fitness device or app to the Tata AIA Vitality app and get started.
Get Rewarded
With Tata AIA Vitality, every positive health action takes you closer to exciting rewards.
| Reward type | What you can unlock |
| Discounts² on health and wellness essentials | Save on everything you need to stay fit and healthy.
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| Life insurance renewal premium discount~ | Get a discount on your life insurance renewal premium every year based on your Vitality status. |
| Annual health check-up | Get a complimentary health check-up every year to stay updated about your health and take preventive steps. |
Getting Started is Easy!
Access your Tata AIA Vitality programme effortlessly through the Tata AIA Life Insurance app. Follow the simple steps below to begin your wellness journey.
Note: If the Tata AIA Vitality app is not already downloaded, you will be redirected to the App Store or Play Store to download it.
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Disclaimer
Tata AIA Vitality - A Wellness Program that offers you an upfront discount at policy inception. You can also earn premium discount / cover booster (as applicable) for subsequent years on policy anniversary basis your Vitality Status (tracked on Vitality app. Please refer rider brochures for additional details on health and wellness benefits.Vitality is a trademark licensed to Tata AIA Life by Amplify Health Assets PTE. Limited, a joint venture between Vitality Group International, INC. and AIA Company Limited. The assessment under the wellness program shall not be considered as medical advice or a substitute to a consultation/treatment by a professional medical practitioner.On enrolling into the Wellness Program, you get an upfront discount of 5% on 1st year premium for Accidental Death, Accidental Total & Permanent Disability, Accidental Disability Care Benefits and of 10% on 1st year premium for Term Booster, CritiCare Plus, Accelerated CritiCare, Multistage CritiCare, Cancer Care, Cardiac Care. The rewards are offered on cumulative basis and in any year, the maximum rewards in view of both the Up-front Rewards and Annual Rewards Flex together shall be 15% for Accidental Disability Care and 30% for all other benefit options. Discount is driven by accumulated points which is achieved through wellness status. Please refer policy document for more details.Tata AIA Health Buddy Plan – Non-Participating, Non-Linked Individual Health Product (UIN: 110N183V02)
Tata AIA Health Buddy comprises of Health Management Services which are complimentary services in the areas of prediction, prevention, diagnosis, treatment or recovery which may include services such as medical consultation, coaching, second opinion, personal medical case management with the objective of health management and improvement. Benefits including Health Management Services or any discounts are available to eligible customers of Tata AIA Life Insurance. It is the customer’s sole discretion to avail the services and to follow the treatment path suggested by the Service Providers. All medical-related services will be directly provided by the Service Providers and not by Tata AIA Life Insurance. It is available only for Life Insured of active policies for select product/riders. Availing this feature grants permission to service providers to contact the customer about these Health Management Services. These services shall be subject to the availability of the Service Provider. Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature from the Service Providers.
Health Buddy Activ, Elevate and Enhance are part of the wellness offerings of Tata AIA Health Buddy. It is the customer’s sole discretion to avail the services. A waiting period of 30 days from the date of issue of the policy is applicable to avail the services of Health Buddy Elevate and Health Buddy Enhance. All medical-related services will be directly provided by the Service Providers and not by Tata AIA Life Insurance. These services shall be subject to the availability of the Service Provider. Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature from the Service Providers. For more details on the benefits covered, please refer to the website, contact our Insurance Advisor/Intermediary, or visit our nearest Branch Office.
1‘Up to 5 more years to your life’ is an indicative potential benefit derived from Global Burden of Disease and health studies of improved lifestyle behaviors under wellness programs. Individual results may vary and are not guaranteed.Life expectancy improvements depend on individual health conditions, genetics, lifestyle adherence, and external factors.It is assumed that the person does not have any underlying adverse health conditions and is in “Average Health” at the time of assessment.The study is based upon the underlying assumption that the person is moving from “Average Health” to “ Very Healthy”. This movement is assessed basis the improvement in following broad factors namely: 1. Physical Activity, 2. Nutrition Assessment, 3. Bodily Parameters (BMI, Height, Weight, BP etc.), 4. Health Check, 5. Mental Health Assessment, 6. Alcohol consumption, 7. Smoking Habits & 8. Sleep Cycle. Tata AIA Vitality Wellness Program, helps you track these factors.The study evaluates the increase in life expectancy of individuals within the age range of 20 years, 40 years & 60 years.Benefits are linked to participation in the Vitality program and achievement of health-related activities and milestones as specified in the Product terms & conditions.Tata AIA Vitality is a wellness program hosted by Tata AIA in collaboration with Vitality and does not claim to provide any medical advice, diagnosis, or treatment.
2All the products and services listed above are offered by third-party providers. Tata AIA Life Insurance Company Limited (“Tata AIA”) is not responsible for their quality, availability, delivery, performance, or related claims/disputes. Tata AIA will only facilitate the access to these offers/discounts and shall not be liable for any products, services, claims, losses, or disputes arising from their use. Customers are advised to visit the respective third-party service provider's website for detailed information, terms & conditions, and applicable policies regarding the product/service.Enjoy additional discounts available for our associated wellness and/ lifestyle partner subscription, post purchasing select Tata AIA products [Product Name]. Eligible subscription discounts are offered by [All the service providers with their discount %],as specified by the insurer from time to time. The respective product/services are provided by the concerned third parties and are subject to their terms, availability and eligibility conditions. Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature from the third party. For more details on the benefits covered, please refer to the website, contact our Insurance Advisor/Intermediary, or visit our nearest Branch Office.
"All rights over the ‘Chhota Bheem & Family (TV series only)’ are reserved by Green Gold Animation Private Limited. Chhota Bheem and associated characters are used under licence from Green Gold Animation Private Limited solely for promotional purposes. Their appearance does not constitute an endorsement, recommendation or guarantee of any insurance product, benefit or return.
The Contract is between Green Gold Animation Private Limited and Tata AIA Life Insurance Company Limited, however the signatory party mentioned in the agreement is 'Green Gold Licensing & Merchandising India Private Limited'. Kindly get it rectified or get documented confirmation from Green Gold Animation Private Limited that they have authorised Green Gold Licensing & Merchandising India Private Limited for signing on their behalf, as per lawful process.
This product is underwritten by Tata AIA Life Insurance Company Ltd. The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance. Insurance cover is available under this product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid. In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
L&C/Advt/2026/Aug/4913
