What is Tata AIA Vitality Wellness Program?
Add up to 5 more years1 to your life!
When you choose life insurance, you choose to protect the future of those who matter most to you. But with Tata AIA Vitality, your life insurance policy goes beyond protection — it also helps you live healthier and take steps towards adding up to 5 more years to your life.
Get healthier. Unlock bigger rewards.
Tata AIA Vitality is a science-based Wellness Program that gives you the tools, motivation, and rewards to stay consistent by turning everyday healthy actions into measurable progress. It also helps you save on everything you need to stay fit and active.
Looking for running or jogging shoes? Planning to hit the gym, upgrade your fitness gear, or buy wellness essentials? Tata AIA Vitality has you covered with attractive offers from top brands you love. And that’s not all — the healthier you are, the more you can save on your insurance policy’s renewal premium too.
How does Tata AIA Vitality work?
Tata AIA Vitality makes your life insurance policy a partner in your everyday health journey. It helps you understand your health, improve your health, and get rewarded for the positive choices you make. Let’s see how it works.
Your Vitality status:
It reflects your yearly progress. The more points you earn, the closer you move towards the highest status — Platinum. At every level, Tata AIA Vitality motivates you to keep going — for better rewards and a healthier, longer life.
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Know Your Health
Better health begins with awareness. Tata AIA Vitality helps you understand key aspects of your health through simple assessments and preventive activities. You can earn up to 15,900 Vitality points annually, even without engaging in any physical activity. Here’s how.
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*Mental Wellbeing Assessment can be completed twice a year (6 months apart) and a total of 900 points can be earned.
**A total of 4 components will be tested: Blood Pressure, Blood Glucose, Total Cholesterol and BMI.
Improve Your Health
Along with helping you know your health better, Tata AIA Vitality encourages you to take the next step — improving it through regular physical activities. You can earn up to 15,000 Vitality points annually through different physical activities. Every day, you can earn 50 or 100 points depending on your activity — steps or heart rate. Here’s how.
To earn points daily, you need to track either your steps or heart rate, as shown below.
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*Age-related maximum heart rate = 220 – Current Age.
Simply link your fitness device or app to the Tata AIA Vitality app and get started.
Get Rewarded
With Tata AIA Vitality, every positive health action takes you closer to exciting rewards.
| Reward type | What you can unlock |
| Discounts² on health and wellness essentials | Unlock exclusive discounts2 of up to 20% on your favourite brands. |
| Life insurance renewal premium discount~ | Get a discount on your life insurance renewal premium every year based on your Vitality status. |
| Annual health check-up | Get a complimentary health check-up every year to stay updated about your health and take preventive steps. |
Getting Started is Easy!
Access your Tata AIA Vitality programme effortlessly through the Tata AIA Life Insurance app. Follow the simple steps below to begin your wellness journey.
Note: If the Tata AIA Vitality app is not already downloaded, you will be redirected to the App Store or Play Store to download it.
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Disclaimer
- Tata AIA Health Buddy, Non-participating, Non-Linked, Individual Health Product (UIN:110N183V02) Tata AIA Health Buddy offers complimentary Wellness Program under the names Health Buddy Wellness Program and Vitality Wellness Program. Please check website for more details.
- Tata AIA Vitality is a wellness program hosted by Tata AIA in collaboration with Vitality and does not claim to provide any medical advice, diagnosis, or treatment. Benefits are linked to participation in the Vitality program and achievement of health-related activities and milestones as specified in the Product terms & conditions.
- Vitality is a trademark licensed to Tata AIA Life by Amplify Health Assets PTE. Limited, a joint venture between Vitality Group International, INC. and AIA Company Limited. The assessment under the wellness program shall not be considered as a medical advice or a substitute to a consultation/treatment by a professional medical practitioner.
- Tata AIA Health Buddy comprises of Health Management Services which are complimentary services in the areas of prediction, prevention, diagnosis, treatment or recovery which may include services such as medical consultation, coaching, second opinion, personal medical case management with the objective of health management and improvement. Benefits including Health Management Services or any discounts are available to eligible customers of Tata AIA Life Insurance. It is the customer’s sole discretion to avail the services and to follow the treatment path suggested by the Service Providers. All medical-related services will be directly provided by the Service Providers and not by Tata AIA Life Insurance. It is available only for Life Insured of active policies for select product/riders. These services shall be subject to the availability of the Service Provider. Tata AIA Life Insurance shall not be liable for any liability arising due to customer opting to avail this feature from the Service Providers.
- 1Up to 5 more years to your life’ is an indicative potential benefit derived from Global Burden of Disease and health studies of improved lifestyle behaviours under wellness programs. Individual results may vary and are not guaranteed.
Life expectancy improvements depend on individual health conditions, genetics, lifestyle adherence, and external factors. It is assumed that the person does not have any underlying adverse health conditions and is in “Average Health” at the time of assessment.
The study is based upon the underlying assumption that the person is moving from “Average Health” to “Very Healthy”. This movement is assessed basis the improvement in following broad factors namely: 1. Physical Activity, 2. Nutrition Assessment, 3. Bodily Parameters (BMI, Height, Weight, BP etc.), 4. Health Check, 5. Mental Health Assessment, 6. Alcohol consumption, 7. Smoking Habits & 8. Sleep Cycle. - Tata AIA Vitality Wellness Program helps you track these factors. The study evaluates the increase in life expectancy of individuals within the age range of 20 years, 40 years & 60 years. Benefits are linked to participation in the Vitality program and achievement of health-related activities and milestones as specified in the Product terms & conditions.
- 2Additional discounts offered by our wellness and lifestyle partners with select Tata AIA Vitality products. Eligible discounts currently include Fitpass (14.5%), Cult.fit (6%), Puma (8.5%), Speedo (10%), Decathlon (3.5%), Google (20%), Fastrack (6%), Apple (2.5%), Origin Nutrition (12%), HealthKart (9%), Healthians (12%), and Veridicus (16.5%), as specified by the insurer from time to time. The respective products and services are provided by the concerned third-party partners and are subject to their terms and conditions, availability, and eligibility criteria. Tata AIA Life Insurance Company Limited shall not be liable for any claims, losses, or liabilities arising from a customer's decision to avail of these third-party offerings. For more details on the benefits, please visit our website, contact your Insurance Advisor/Intermediary, or visit your nearest Branch Office.
- ~This wellness program offers you premium discount / cover booster (as applicable) for subsequent years on policy anniversary basis your Vitality Status (tracked on Tata AIA Vitality app). Please refer product brochure for additional details on health and wellness benefits.
- "All rights over the ‘Chhota Bheem & Family (TV series only)’ are reserved by Green Gold Animation Private Limited. Chhota Bheem and associated characters are used under licence from Green Gold Animation Private Limited solely for promotional purposes. Their appearance does not constitute an endorsement, recommendation or guarantee of any insurance product, benefit or return.
- The Contract is between Green Gold Animation Private Limited and Tata AIA Life Insurance Company Limited, however the signatory party mentioned in the agreement is 'Green Gold Licensing & Merchandising India Private Limited'. Kindly get it rectified or get documented confirmation from Green Gold Animation Private Limited that they have authorised Green Gold Licensing & Merchandising India Private Limited for signing on their behalf, as per lawful process.
- This product is underwritten by Tata AIA Life Insurance Company Ltd. The plan is not a guaranteed issuance plan, and it will be subject to company’s underwriting and acceptance. Insurance cover is available under this product. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale. The precise terms and condition of this plan are specified in the Policy Contract.
- Buying a Life Insurance Policy is a long-term commitment. An early termination of the Policy usually involves high costs, and the Surrender Value payable may be less than the all the Premiums Paid. In case of non-standard lives and on submission of non-standard age proof, extra premiums will be charged as per our underwriting guidelines.
- L&C/Advt/2026/Aug/4913
